Handling pet vet bills
Just want to take a minute to vent because I recently had a horrible scare with my dog who has pneumonia and hand to spend Friday night in the ICU on oxygen. I’m lucky to be in a position where I can afford the cost (and thankfully have insurance as well) but couldn’t believe that I was required to pay over $5,000 upfront for them to help him.
I had just booked a trip on my credit card (actually ended up canceling because he was supposed to join me and but now needs a month of rest) and had to immediately pay down my balance in the waiting room to charge it. I was thinking “wow it’s a good thing I have the money in my checking account because it takes multiple days to transfer from my hys account and I can’t pay directly from that”. I would’ve paid anything I could for him but what do people that literally don’t have the cash on hand. Even with insurance you have to be able to pay upfront before they reimburse you. I just couldn’t believe that your beloved pets like can be on the line like that and you have to be ready to pay a sum like that instantly.
Has anyone ever been in that situation and been given time to pay? At this point I feel like I need to always have 10K in my checking account just in case.