r/poor

▲ 13 r/poor

My friend is always borrowing money from me but she always pays me back

I (26F) have a friend (28F) who is very bad with money. She hasn't worked in over 4 yrs due to depression. I admit I didn't work for a yr after I graduated for the same reason. I am now doing much better and I have a job and some money saved up.

We both live with our parents and do not pay rent or bills. I have enough to rent but it's not really in asian culture to move out before marriage. I pay for groceries, toiletries, travel to work, petrol, my driving lessons, phone bill, miscellaneous costs. My parents already owe me a lot of money as I helped them buy their current house. It's also part of why I don't pay rent or bills.

Anywayss, thats backgound info on my finances. I can comfortably lend money but I'm a saver (im aware my situation allows for me to save) but I generally never splurge anyways. My friend, on the other hand is terrible with money. She gets government benefits and somehow is always broke. She just spends without thinking and never had any money left before her next payday.

She borrows 20 quid here, 30 quid here, 40 quid here etc. She always pays me back but she's always borrowing. I understand she has depression and it genuinely is an awful thing to deal with. But that doesn't change she's bad with money. She just doesn't think. She goes on holidays and out with her friends more etc. Meanwhile, I'm always budgeting and always worrying about money so I can save for my future or for a rainy day.

It's not about the money. It's about her habits and how I feel like I'm bailing her out all the time. Or she thinks other people are rolling credit facilities. I don't know how yo say no when I'm not broke though.

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u/Spiderman230 — 3 days ago
▲ 35 r/poor

Happy Thanksgiving. .. be grateful even during hard times

Just seeing the empty streets and the ppl driving with smiles. I sit here outside and feel not self.pity more just empty. Im 19 not on drugs or anything dad was just a drunk and ya ended badly. Here I am. I want a family. I feel really sad. Im resting as I plan on hitchikng etc to get to where I need. But Im grateful im here. Im grateful I had somewhere to rest last night. It can always be worse. Not easy to believe it but it's true. It could.be winter instead of fall . Im grateful I get a chance to live.

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u/UniversityHuge6344 — 3 days ago
▲ 62 r/poor

Most of my families and relatives are buried in debt. What miniscule unnoticeable things as well as big ones I should avoid doing to not become like them from your own experience?

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u/Glittering_Grade_841 — 11 days ago
▲ 135 r/poor

The ways it seems most people get out of poverty

I just scrubbed reddit and it seems that most people get out of poverty these ways:

- Degree

- Military

- were lucky to get a good job

The search was pretty annoying because even when people are asked directly what got them out of poverty they start giving advice (not telling their story) or just tell you to work on yourself😑

But yeah that's what it seems like. Join the military, get a degree or/and apply a lot and hope you get a good job.

Edit: some people were able to get out of poverty through just working regular jobs and self discipline but honestly it seems like they were the minority not the majority.

Btw I didn't see one person say "the trades". Maybe it's just the audience thats on reddit but you'd think there would be at least one comment😬

Also I'm sure there's other ways but I just didn't see them that often. Doesn't mean that they don't work but there's probably a reason why they don't appear as often as military, degree and pure luck.

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u/No_Apricot3799 — 11 days ago
▲ 242 r/poor

rent paid but no money for food.

i’m 22 F living alone and supporting myself. I don’t have any contact with my toxic family, times are tough and things are expensive. I successfully got a second job which i’m really grateful for so that i don’t have to struggle so much but my first paycheck from this job is next week. Rent was due yesterday and i have 10$ left which i must use for bus fare to get to work (i live far from where i work and walking isn’t an option). I have pasta and tomato sauce that will last me until maybe this weekend but after that nothing. what unhinged things can i do to keep myself alive until next week besides staying hydrated?

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u/pinkwingedstickbugs — 12 days ago
▲ 326 r/poor

Why isn’t dynamic pricing illegal?

Why isn’t SURVEILLANCE PRICING illegal?

It’s so predatory. Ride share apps know that I’m going to work so I’m going to pay the price. They know how much money I have in my bank account. I could catch the bus and remove all banking apps from my phone but sometimes I need a ride and it’s too time consuming to exclusively bank in person.

In your opinion will it one day be illegal?

EDIT: someone educated me in the comments and my post should have originally said “surveillance pricing” instead.

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u/cherry-gram-888 — 13 days ago
▲ 12 r/poor

Why will some people in poorer areas find any reason to fight about something?

Everyone can have their moments but some people will start stuff when it isn't even that serious or could be resolved easily. Like I was playing basketball and these dudes immediately said "gtfo off our court!" I said" whoa bro this ain't your court. Why do you think I would just leave after you said something like that? We can all share the court."

Then dude said" I'm gonna give you 5 seconds before I beat your ass." Dude clearly not right in the head. I don't understand how you could be that sad or feel the need to control things so hard. I don't get how you can think like that. You'll get yourself in big trouble acting like that.

People in nicer areas don't do things like that or even come close to but in a poorer its almost normal behavior.

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u/youlikemywonton — 11 days ago
▲ 9 r/poor

I was to poor in life to care for when I was younger

When I was younger I never went to prom because I was to poor or buy new clothing. I wasn't those children that had new clothing every yeari was so poor I had hold in my sneaker because I was really poor. my allowance was only five bucks a week if that was just for food for me to eat lunch at school my mom wasn't in the picture due to mental health and my stepfather didn't care.i never enjoy life because my aunt who raise me in my teenage year was really poor too but I was happy with her than with my parents. I am still poor and on disability and I can't concentrate or be in good health mentally to progress in life.i want to work but my mental health don't let me.is there people like me out there still suffering from childhood drama until now

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u/bigpunged6060 — 11 days ago