u/650SanJose

▲ 0 r/IRS

Can’t get anyone in the line ?

I’ve been calling for days
I try over and over and cannot get through !

I’ve fax the IRS paperwork that shows I’m receiving section 8 federally funded program from ex chronically homeless veterans
To show my situation

I filed 5 years of tax returns and they going after me hard
. I check online account balance shows 25K
Payments of 600 minimum that’s too much

My housing rent for my portion is 890 .

Housing is paying over 1600$

They seriously don’t expect me to pay as much as my rent !

This will make my situation harder and probably put me on the streets again and loose my section 8 voucher

reddit.com
u/650SanJose — 1 day ago

Car loan with global lending services ?

I have a car loan with them for almost a year . I applied for a refinance with my credit union I got approved . They told me check was sent over last Friday 05/15/26 how long until they received ? Should I call them ? I log in to my account and they haven’t updated it yet in their system ? Like what’s up
Now it’s actually increasing??? Tf is this

reddit.com
u/650SanJose — 3 days ago

Credit score went down almost 40 points. I’m at 605 right now me being dumb I went on Credit Karma and submitted a dispute on the car loan that was closed since 2022. They updated today and put it down as repossessed.

Is there a way to fix this? How much time do I have left until this is removed off my credit history

u/650SanJose — 7 days ago
▲ 0 r/CRedit

Smh my credit drop 35 points im at 605 right now

I got a car loan during the Covid era got repossessed almost 2 years later, but it was charge off as of 2022 up until this week he got put on repossession status. This is some bull crap for how long will this stay on my credit history it was a closed account now it’s open?? Tf I need help

u/650SanJose — 8 days ago

California progressive insurance for myself

Is it true that in California progressive does not offer those discounts that after your renewal your monthly premium will skyrocket. I’m just making sure before I make the switch. Rn I got quoted 240 monthly 6 months . How much will it go after renewal ?

reddit.com
u/650SanJose — 13 days ago

IRS Wants me to file 6 years of tax returns

So I filed 5 years of tax returns .
I spoken to the agent yesterday Friday I told him that I wanna apply for CNC status he said with all my bills and everything included. I qualify for it but he wants proof of car maintenance car, gas receives, and car insurance. He’s giving me two months to submit everything through fax . Is that a good sign I don’t qualify for CNC status can I apply for offering compromise? Also do I really need to file six years of tax returns to even apply for cnc status

reddit.com
u/650SanJose — 13 days ago

IRS how to apply for CNC

I filed 5 years of tax returns since. I owe 14K without including interest should be around 21K
2021-2025

I’m a chronically homeless veteran on section 8. I told the rep I’m on section 8 and I’m paying child support and I literally got scared and pull out my remaining 6 months of rent cause I’m scared of levy my accounts .

Do I have a good case ? For CNc?
The rep I got didn’t care she straight up offered me a payment plan of 280 a month like dude I cannot do that .

Maybe a different rep would be nicer ?

reddit.com
u/650SanJose — 14 days ago
▲ 1 r/IRS

How to apply for CNC?

I filed 5 years of tax returns I was homeless .
Im on hud Vash program for formerly chronically homeless veterans .
My expenses are taking my net pay .💰
2025 I made the highest ever but still I’m low income in my state of California

I wanna apply for cnc !

reddit.com
u/650SanJose — 14 days ago
▲ 0 r/IRS

I called the agent over the phone I explained to her I was homeless for years . Im on section 8 currently. I’m paying child support . I have a car payment . Year of 2025 was the year I’ve made the most money out of my life gross was at 69K .so I decided to file my taxes since I’m stable enough.

But I’m listed with the VA as a chronically homeless veteran I’m with hud Vash

She offered me 280 a month payments I told her I cannot do that.
So what are my options ?

reddit.com
u/650SanJose — 14 days ago
▲ 16 r/tax

I tried setting up the payment plan long term for 25.00 dollars a month it states I need to do it for 137 the minimum for my required due amount .

What can I do to request a lower amount and set up a payment plan?

reddit.com
u/650SanJose — 16 days ago