Plaid

Hi Friends,

I hope you're all doing well.

I wanted to reach out regarding a recent experience I had while trying to link my credit union with Plaid for an ACH/Debit purchase. After linking my account successfully, I selected my checking account. However, after a few days, I noticed the payment bounced as it pulled from my member savings account instead.

I double-checked the merchant website, and it’s still showing my member savings account number. So, I went through the process again to link it to my primary checking account, yet the same issue persists.

This is my first time navigating the linking process with a credit union and Plaid, and I’ve always had smooth experiences with banks in the past. Although I plan to try manual verification through micro-deposits instead of linking electronically, I’m concerned about what might have gone wrong.

Thankfully, it was a small amount, and my credit union was kind enough to reverse the fee, but now I need to address the situation with the merchant.

Has anyone else experienced a similar issue? Any advice would be appreciated.

Thanks!

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u/Aggressive_Apple_919 — 3 days ago
▲ 26 r/MetalsOnReddit+1 crossposts

Stacking Fractional at spot

Hey Everyone,

I really learned a lot from this group since I started stacking in April. There is no way I could have done this on my own. I probably would have paid excessive premiums and been way behind if it was not for this group.

Anyhow, I have been stacking random Gov't Sovereign coins (fractional) that I am getting either at spot or with a very small perineum. Is this the wrong approach? I am worried when it comes time to sell I am going to get beat up and have to pay a huge premium when selling?

I wanted to avoid having to lay out 4K or more for a 1oz coin. What I currently have is 20 Franc coins, American Gold Eagles, Canadian Gold Maple Leaf's, Gold Kurugerrans, Chinese Gold Auspicious Matters Coin, Great Brittan Sovereign's, $5 US Liberty (Half Eagle), Australian Battle of the Sea's Gold Coin, 10 Korner Gold Danish, in addition for a few PAMP bars.

I also have a bunch of silver rounds, Canadian Maple Leaf's US Eagles and Austria Silver Philharmonic

Hope I am on the correct path, I am just looking for options.

Thanks

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u/Aggressive_Apple_919 — 1 month ago

Langley Credit Union

Is anyone family with Langley Credit Union?

I opened an account over the weekend and it looks like my application is still under review. I have accounts with other CU's and plan to move to Lively if approved. I've just never seen a process where they need to review documents if they will let you be a member or not.

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u/Aggressive_Apple_919 — 1 month ago

SIBO - Help

HI All,

I was just diagnosed with SIBO as I been having gut issues for a while now. I also feel extremely tired lately as SIBO can make you feel like you have Chronic Fatigue. I have have a swollen/spongy feeling in my tongue on the right side and my taste buds are off a tad.

I am going for acupuncture next week, and based off some feedback I was advised to have them check Spleen Qi Deficiency with Damp and Phlegm and Liver Qi Stagnation.

Does anyone happen to know if Acupuncture can help take care of SIBO? I am also working with a healthcare professional who will be recommending some herbal supplements as well.

Thanks in advance

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u/Aggressive_Apple_919 — 1 month ago
▲ 3 r/Silverbugs+1 crossposts

Coin Capsules

Hey Everyone,

Can anyone suggest some coin capsules for stacking? I've read that these will prevent the coins from tarnishing. I personally stack silver and gold. Most of my silver is in a clear tube right now, but as I stack more I need other methods.

I've found a few on amazon, and it looks like they have a foam insert which you remove for the smaller coins. I am seeing 2 different sets, one is (18/23/28/33/38mm) and the other is (19/21/25/30/40mm). Hopefully I do not need both, but wanted to ask before I purchased. I have random size coins such as 1 oz, 1/10 oz, 20 Franc, 1/4 oz, etc.. Thanks

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u/Aggressive_Apple_919 — 2 months ago
▲ 0 r/hyatt

Point Calendar not populating on AI hotels

Anyone know what's up with secrets properties in Hyatt? They are no longer showing an award calendar. I have checked multiple and seems to be all of them. One in particular I wanted to book using points is Secrests Akumal. Not sure if this is just limited to all inclusive resorts but wanted to inquire

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u/Aggressive_Apple_919 — 2 months ago
▲ 1 r/accord

Help with 08 Accord

I have a 08 Honda accord EXL v6 with 148K. The A/C just started to blow warm all of a sudden. In the winter I had no issues with the heat. Based off the mileage does the sound like it could be a compressor issue? I read this could be expensive around 1K with parts and labor so I wanted to reach out.

In addition to to the a/c I have a scraping noise under the car that I hear from the right and left front. My mechanic has done some work recently on the car including a new flex pipe, CV joint and a brake caliper.

The last time I brought to him, he adjusted the heat shields and it's still having the issue. My mechanic was unable to duplicate the problem even after I left the car at his shop. He told me at times you need to wait for something to break before it gets addressed if he can't duplicate the noise. He did check the breaks and told me they were fine.

I have no problem investing the money on new breaks, but I need to know for sure that will resolve the issue. The issue is getting worse now and happens more frequently so I need to find a solution here as I need to take the car on a long trip in 2 weeks and am getting nervous

I'd appreciate any suggestions on the above issues

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u/Aggressive_Apple_919 — 2 months ago

08 Honda Accord Help

I have a 08 Honda accord EXL v6 with 148K. The A/C just started to blow warm all of a sudden. In the winter I had no issues with the heat. Based off the mileage does the sound like it could be a compressor issue? I read this could be expensive around 1K with parts and labor so I wanted to reach out.

In addition to to the a/c I have a scraping noise under the car that I hear from the right and left front. My mechanic has done some work recently on the car including a new flex pipe, CV join and a brake caliper.

The last time I brought to him, he adjusted the heat shields and it's still having the issue. My mechanic was unable to duplicate the problem even after I left the car at his shop. He told me at times you need to wait for something to break before it gets addressed. He did check the breaks and told me they were fine.

I have no problem investing the money on new breaks, but I need to know for sure that will resolve the issue. The issue is getting worse now and happens more frequently so I need to find a solution here as I need to take the car on a long trip in 2 weeks and am getting nervous

I'd appreciate any suggestions on the above issues

Thanks

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u/Aggressive_Apple_919 — 2 months ago

Withdrawing 10's from ATM

I notice some Ally ATM's specially the one's in Wawa state denomination in 10's or 20's are available. Today, I withdrew some money but no where did I have the option to select the denomination. The ATM did mention both 10's and 20's were available after I entered my pin.

Does anyone know if this only works on small amounts? I know I went into the main menu, picked my account and the amount, but it seems to pick for me.

I took out $390, then another $110., but I only received (1) 10 dollar bill with each withdrawal

I'm frustrated as I would like to have this option and every time I go into my local bank to make bills smaller, I think they note the account. I'm not sure if they note what I'm doing, but just trying to avoid this if possible.

Thanks

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u/Aggressive_Apple_919 — 2 months ago
▲ 0 r/accord

8th Gen 08 Accord EXL V6 Sedan Trans Fluid

I have an 08 Accord and thought I'd have gotten something newer by now, but I'm still holding onto it.

The last time I did a drain/full of the trans fluid was around 98K and I have about 145K on there now. Does it still make sense to change fluid at this point, or should I let this ride until I get rid of the car?

I'm nervous changing the fluid at this interval could cause slipping or other issues

I'd appreciate any opinions

Thanks

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u/Aggressive_Apple_919 — 3 months ago
▲ 7 r/MetalsOnReddit+1 crossposts

US Liberty 1/4 oz coin with no date

I have a 1/4 oz US Liberty coin with no date on the back. It has a bunch of letters and numbers that are impossible to see even with a magnifying glass or with my phone camera. I read for some years they used very small roman numerals which is probably what I have here.

Can anyone advise in a loupe to purchase? I read the cheap ones advertised as 30X-40X are very difficult to keep focus, and I should look for a 10X triplet. I need something where I can see the small print

Any suggestions are appreciated

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u/Aggressive_Apple_919 — 3 months ago

Eye Health

I have needed to wear reading glasses for the past 2 years. Most eye doctor's are under the impression after 40 there is nothing that can be done, but I believe in different approaches.

I've spoken to a friend of mine who had glasses since she was a young girl in grade school, she suggested eye knuckle massages on the eye muscles in each direction which will help open the circulation in the eyes.

She also is suggesting acupuncture as well. In her situation she no longer requires glasses.

I've seen some good things about Qi Gong, so I wanted to ask what would be a good approach to try and reverse the need for glasses. I see people much older than me that do need them.

Thanks in advance

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u/Aggressive_Apple_919 — 3 months ago

Plasma TV 6 blinking red lights. Looking for help

Hi Everyone,

I have a Panasonic TC-P42S30. Last night, I was watching TV and it powered off and every time I try and power it back on I get 6 blinking red lights. I have done the soft reset and even left power unplugged overnight and still having the 6 red lights blink.

I have done some research online and signs seem to be pointing towards the SC Board. Does anyone know if this is a DIY job or do I need a pro? It seems easy enough to remove the back panel, then remove the ribbon cables and replace the board. Not sure if I need to do troubleshooting to confirm it's the SC board once I open the panel.

I work in IT and have worked on computers and car electronics before, but this is a different animal. I'd also like to ensure I purchase the SC Board from a reputable shop so I do not have any issues.

Thanks in advance

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u/Aggressive_Apple_919 — 3 months ago

Buying coins with lowest premium

Hey Folks,

I need a little help as I am a new stacker. I am always looking at deals at or below spot with the lowest premium I can find. Someone turned me onto findbullionprices.com and I did get some stuff from mintbuilder which is advertised on this site and had no issues.

I now seeing other spot deals at other sites such as Summit, Monument Metals, Bullion Exchanges, SD Bullion, Provident and a few others. Some have great reviews and others will have a recent one that will scare me away.

What is the best approach for someone new who wants to ensure I am not getting fakes and look for deals? Should I plan to bringing my coins to local shops so they can test with the Sigma? I don't think it's worth getting a sigma as an investment right now.

Are there any sites I should stay away from? Hopefully it does not happen but I'd like to ask if I get a fake will most places work with me or will I have no recourse?

Thanks

u/Aggressive_Apple_919 — 3 months ago

ATM

Can anyone confirm what the allpoint ATM limit is? Not sure if the machines just don’t have enough cash but a few years ago most of them were able to dispense $400 per transaction.

I checked Walgreens, CVS, and Costco. Most Walgreens and CVS will give me $300 in one shot but if I try to increase it, it’s just not available.

Today I went to Costco and the maximum amount was $200. Is this an issue with my account or is just just how the ATMs are set?

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u/Aggressive_Apple_919 — 3 months ago

How to check financial health of a credit union

I like to make sure credit unions have good ratings and financials prior to putting my money somewhere. I know sites like weiss ratings give a rating. However it's hard to understand how to read and interrupt all this information.

One example is the asset mix: I'd like to know specifics on what (other) 20% could be. Also not sure if it's possible to get the outstanding debt vs cash on hand ratio. I am trying to find something safe and find an intuition as close to 3/1 ratio if possible.

Maybe I am overthinking this, but figured I'd ask

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u/Aggressive_Apple_919 — 4 months ago

Hi All

I started Acupuncture in 2023 and went for 10 session. Honestly I was not a fan of the clinic or acupuncturist, so in 2024 I found a top notch clinic and went for 10 more. I really like them and feel like I get better results than I did at the previous clinic.

From February to May I did not return for any tune up treatments until something came up. Then I went back every 2 weeks or so for 5 more treatments. That was last June and I have not gone back since.

If were to go back now for tune up treatments can I go once a month and still get a benefit, or would I be wasting my money? I can no longer afford treatments every week

I'm not sure if treating specific conditions require more frequent but would really like to keep on top of my health.

Thanks

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u/Aggressive_Apple_919 — 4 months ago