u/CarpetWeary7479

Looking to upgrade my plan and wondering if the carriers are running any solid Canada Day promos this week. Has anyone spotted a good BYOD deal?

With all the recent sign-in approval updates I’ve been re-evaluating my 2FA setup,

​I’m currently debating between two main approaches to protect my accounts:

​The Classic Verification/Authorisation Code? Or

​The New Push Sign-In Approval?

Curious to hear what you guys are running on your primary accounts?

Hey everyone,

​I messed up today during a Facebook Marketplace sale.

​I was selling a valuable item. The buyer wanted some peace of mind that the item was legit, so he asked if he could see my driver's license until he verified it. In the heat of the moment, I handed it over and he took a picture of the front and back.

​About 10-15 minutes later, while we were still talking, the reality of what I just did hit me. I told him I didn't feel comfortable letting a stranger keep a photo of my ID and asked him to delete it. He deleted the photo in front of me, and I even made sure he went into his phone's "Recently Deleted" / trash bin folder and purged it from there too.

​Now that I'm home, I am incredibly stressed out. Even though I watched him delete it from the trash bin, I’m terrified that his phone might have instantly synced the photo to iCloud or Google Photos the second it was taken.

​My questions for you all:

​How much do I actually have to worry about here? If he did get a copy on his cloud, what can someone realistically do with just a photo of a driver's license?

​Can they open credit lines or commit identity theft with just this? Social Insurance Number is not on the license, obviously, but my full name, address, DOB, and license number are.

​What proactive steps should I take right now to protect myself just in case he turns out to be a scammer? Should I report the license as stolen/compromised?

​Appreciate any advice or reality checks. Thanks.

Got back from Europe and have some leftover Euro cash. Looking to skip the banks exchange spread and swap directly for CAD at the current mid-market rate. Happy to meet at a bank,Can provide proof of withdrawal/ source of funds.

If you have a trip coming up and want to save on fees, shoot me a DM!

Just got back from Europe and have some leftover Euro cash. Looking to skip the bank's exchange spread and swap directly for CAD at the current mid-market rate.

Happy to meet at a bank,Can provide proof of withdrawal/source of funds.

​If you have a trip coming up and want to save on fees, shoot me a DM!

Hey everyone,

​I’m looking to fine-tune my current credit card rotation and would love your thoughts on whether I’m leaving money on the table. My current strategy is built around three specific cards:

​Scotiabank Momentum Visa Infinite: My primary card for groceries and recurring bills. I also use this through Chexy to pull 4% back on my rent payments.

​Rogers Red Mastercard: My "catch-all" card. I use it at Costco, Walmart, and for any spending that doesn't fall into the Scotiabank categories. Since I have Rogers services, I get the 3% value toward my bills (or 2% cash back otherwise).

​Triangle World Elite Mastercard: Purely a "utility" card for the free roadside assistance.

​Are there any major spending categories I’m overlooking where a fourth card could provide a significant boost?

​Would you swap any of these out for any other option?

Hey everyone, just got back from a trip and have some Euro cash. Instead of taking a hit on the exchange rates at the bank, I'm looking to see if anyone is heading out soon and wants to convert them for CAD at the current mid-market rate (no fees).

have about €5000 available. Happy to meet up at a bank for the swap. Located in Edmonton. Send me a DM if interested!

I have a significant amount of EUR cash on hand here in Canada and I’m looking for the most cost-effective way to get it into my IBKR account to eventually convert it to CAD.

​Since IBKR doesn't accept physical cash deposits, what’s the standard move here? Should I deposit it into a local EUR bank account in Canada first (if those exist?)

​Looking for the lowest fees/best spread. Thanks!