u/Cooper1Test

I spend several weeks creating and modifying a very detailed scenario that I was very happy with and was actually my retirement plan. Yesterday I logged in and it was gone!! All support told me is that they were sorry, didn't know how it happened and would try to restore it but they were not sure they could. This is maddening since I spent so many hours working on it not to mention I just reupped for another year! I am afraid to try to create new plan based on this experience. I think I will be taking at look at Projection Lab now.

How many of you use a housekeeper? We have one now that comes once every two weeks but now that we are getting ready to retire my wife says we can clean the house ourselves and save money. While I am all for saving money I don't want us to have to go back to cleaning our house in retirement not that we are not capable of doing so.

I have several hundred albums from years ago, but my old stereo equipment is long gone. I’m thinking about getting back into vinyl and looking for recommendations for a reasonably priced turntable and speakers that still sound good.
Back then I had a turntable, receiver and speakers. Do I still need a receiver, or are powered speakers the better option now?
Not looking for audiophile-level equipment, just a good-quality setup that will do my old record collection justice without spending a fortune. Turntable/speaker recommendations appreciated!

I have recently discovered and love the mediterranean diet but need to lose some weight. Understanding that this diet is a step in the right direction because of the healthily food choices I am considering combing it with 16:8 intermittent fasting. Has anyone else took this approach?

I've noticed something interesting about my walks. When I walk and listen to music, it seems to free up my mind in a way that helps me think through things. I often gain clarity on issues in my life, even when I'm not deliberately trying to work through them. It's almost like my brain naturally starts connecting dots and solving problems in the background.

Recently, though, I've started listening to podcasts while I walk. I really enjoy them, and they definitely make the time go by faster. But I've also noticed that I don't get that same sense of mental clarity afterward.

My guess is that because I'm so focused on following the conversation and absorbing information from the podcast, my mind doesn't have the same freedom to wander and reflect. With music, there seems to be enough space for my thoughts to surface. With podcasts, my attention is occupied.

Has anyone else noticed this difference? Do you find that music, silence, or podcasts affect your ability to think things through while walking?

Edit: I'm not saying podcasts are bad. I enjoy them a lot. I'm just surprised by how differently they seem to affect my thinking compared to listening to music.

Those of you who have had success losing weight through IF have you noticed your sleep improving?

Do any of you count calories or do some sort in intermittent fasting (like 16:8)? I try to just eat healthy and exercise but could stand to lose a few pounds for sure. I have counted calories in the past but just hated it. I am stuck between needing to lose weight and just saying I am 64 and I don't feel like dieting anymore.

How many of you still ride a bike as your main form of exercise?

Do any of you listen to your old records? I have several hundred albums ( mostly what is considered Classic Rock) from many years ago. I long ago got rid of my turntable, receiver, speakers etc… so have not played them in years. However now as I head into retirement thinking about investing in new system to listen to and possibly start collecting records again.

What cell phone provider do you use? I have used AT&T forever but thinking of switching as I move towards retirement as AT&T seems so expensive.

As I get closer to retirement, I'm trying to figure out the best way to budget for major home expenses. Things like a roof, A/C unit, water heater, or appliance replacement may not happen for years, but eventually they will.

Do you build those costs into your retirement budget, maintain a separate sinking fund, or just cover them from cash savings when needed?

As I get closer to retirement, I'm trying to figure out the best way to budget for major home expenses. Things like a roof, A/C unit, water heater, or appliance replacement may not happen for years, but eventually they will.

Do you build those costs into your retirement budget, maintain a separate sinking fund, or just cover them from cash savings when needed?

I was just diagnosed with sleep apnea though I’m pretty certain I’ve had it for years but just didn’t want to deal with trying to sleep with a mask. I know now it can cause serious health issues left untreated.

For those of you using a CPAP have you noticed improvements in your health or life as a whole?

I was just diagnosed with sleep apnea though I’m pretty certain I’ve had it for years but just didn’t want to deal with trying to sleep with a mask. I know now it can cause serious health issues left untreated.

For those of you using a CPAP have you noticed improvements in your health or life as a whole?

Took home sleep test with Lofta and was diagnosed with Severe Obstructive Sleep Apnea. Those of you who have done the home sleep study with Lofta did you follow through with getting your equipment and monitoring from them> I have a Resmed AirSense 11 from about 3 years ago that I would like to use. Will they let me use that one and help out with the other things?

I just started walking consistently over the last several months. I much prefer walking outside but have tried walking inside on treadmill during hot weather. What I have found is I really don’t enjoy walking on a treadmill. Feels like work and is not the same relaxing stress reducing feeling I get from walking outside.

Question - how many of you walk outside constantly no matter the weather - hot or cold?

I'm getting close to retirement and would love to hear some real-world experiences. How old were you when you retired, and roughly how much did you have saved (401k, IRA, pension, investments, etc.)? Looking back, do you feel you retired at the right time? Has your money lasted as expected, and do you feel you had enough saved? If you could do it over again, would you retire earlier, later, or change anything about your plan? Real-life stories are much more helpful than retirement calculators. Thanks for sharing!

I'm getting close to retirement and would love to hear some real-world experiences. How old were you when you retired, and roughly how much did you have saved (401k, IRA, pension, investments, etc.)? Looking back, do you feel you retired at the right time? Has your money lasted as expected, and do you feel you had enough saved? If you could do it over again, would you retire earlier, later, or change anything about your plan? Real-life stories are much more helpful than retirement calculators. Thanks for sharing!