u/Emcee_nobody

Like the title, I am looking to keep it to three, maybe four ETFs that align with a healthy balance of growth and stability. Right now my portfolio has about 17 ETFs and I need to pare it down for sanity's sake.

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I know I want to go heavy on QQQM and either VOO, VT, or VUG. The latter will depend on what my third or fourth choice becomes.

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Looking for another one, maybe two to throw in the mix. Maybe go the small/mid cap route (IJR, VBR or IJH, IWR, VO?) or maybe go the international route (IXUS, SCHF, IEFA, AVDV, GSEE?)

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I don't want much overlap (though a little is fine), and I want to keep the ones I stated as my core, but am open to including around 20-30% of something else. I'd like to keep ER down, but if it's a fund worth buying then I'm open to it. I also dont mind rebalancing every few years, so it doesn't have to be completely set it and forget it.

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Any advice or guidance is much appreciated.

I went in at lunch time, just after noon. I was the only customer in there and it didn't seem like they were busy with any to-go or online orders. Kitchen was quiet.

What's the deal, SLC? I love this place! They even kept a lot of the same menu items, ingredients, and methods as the previous establishment, Grinders 13, which was an SLC institution since the early 70's.

Their cheesesteak is the best I've had, and their fries are incredible.

Please tell me we're not gonna let this great place go the way of the dodo!