u/Faubton

My initial income didn’t qualify, but I did the appeal and attached my not outstanding income from tax returns, bank statements, a letter explaining my need, and a copy of my lease and it keeps getting sent back.

I don’t have any extreme circumstances like medical bills or unemployment, but I see on here lots of people getting the fee waiver. Things are just expensive is my problem. 🤥

Should I cut my losses and just start paying for 7sage? I don’t want to pay and then get it accepted so it’s kind of been holding me back.

I’m currently using 7sage and sometimes afterwards it makes sense when I didn’t get a question right, but oftentimes there will be a question or two that doesn’t seem to click and I don’t understand why. And then the 7sage explanation for the answer I thought was right will be “well this answer doesn’t make sense”.

Not sure how to learn from that lol. It makes sense why the correct one will be correct but the explanation doesn’t help to explain the gap in my understanding of why the one I thought was correct was actually incorrect. I’ve been seeing a lot of answer explanations like this with 7sage and not sure if I should switch to something that dumbs it down a bit more if a lot of the “obviously wrong” answers I keep selecting.

I’m currently using 7sage and sometimes afterwards it makes sense when I didn’t get a question right, but oftentimes there will be a question or two that doesn’t seem to click and I don’t understand why. And then the 7sage explanation for the answer I thought was right will be “well this answer doesn’t make sense”.

Not sure how to learn from that lol. It makes sense why the correct one will be correct but the explanation doesn’t help to explain the gap in my understanding of why the one I thought was correct was actually incorrect. I’ve been seeing a lot of answer explanations like this with 7sage and not sure if I should switch to something that dumbs it down a bit more if a lot of the “obviously wrong” answers I keep selecting.

I’m currently using 7sage and sometimes afterwards it makes sense when I didn’t get a question right, but oftentimes there will be a question or two that doesn’t seem to click and I don’t understand why. And then the 7sage explanation for the answer I thought was right will be “well this answer doesn’t make sense”.

Not sure how to learn from that lol. It makes sense why the correct one will be correct but the explanation doesn’t help to explain the gap in my understanding of why the one I thought was correct was actually incorrect. I’ve been seeing a lot of answer explanations like this with 7sage and not sure if I should switch to something that dumbs it down a bit more if a lot of the “obviously wrong” answers I keep selecting.

For example A won’t happen unless B occurs. Obviously B has to occur for A to happen.

A will lead to B, B will lead to C, but that doesn’t mean A leads to C.

Certain words mean “always”, “never”, “could”, “not necessarily”.

Some of the tips seem useful but a lot of what these chapters boil down to feels painfully obvious. I’m only on chapter 4 so maybe the practicality kicks in later. However at the moment it reads like I’m someone who is learning what English words mean for the first time.

At the moment I’m working through this book and doing drill questions on the side since I’ve heard the book is good for foundational knowledge, but is focusing too much on this book a waste of time?

I know these are two very different paths, and I don’t mean as a one stop shop for both I’m talking as separate careers and their differences. I’m sure the perspectives are biased on a CFP subreddit but what are the overall thoughts between these two careers?

Obviously the overlap in content I find very interesting. Law school is something I’ve always wanted to do, and I studied finance in college. I’m currently in an accounting-adjacent role and deciding which path to go down.

I don’t know if my personality is very cut out for the sales side of CFP, but I love the idea of working with clients once they’re committed to me. At the same time I like the legal side and stability of estate planning. I’m curious if anyone has thoughts or ever had similar considerations.

I want to dedicate my all to my first attempt, as I’m sure most people do. But after dedicating their all what is the deciding factor as to whether you take it again or not? A feeling of not studying enough, or the feeling with more time that it’ll suddenly click even more? I really fear torturing myself for the first attempt and having to do it all over again for another 3 months.

I’ve applied to hundreds of jobs at this point over the span of many years since I finished undergrad. Since then I’ve gotten 5+ years of experience in regulatory/financial risk work at globally known companies as well as an MBA with a focus in finance.

Still, none of my applications even get to the initial phone call stage. None of the roles I apply to are out of reach title-wise and the roles I apply to are usually very applicable to my experience. If anything I often apply to roles a level lower just to get a foot in the door. My Alma mater is a very reputable state school and often recruit at its campus.

I know Deloitte isn’t the end all be all, and it’s not the only company I’m experiencing this with, but I know people that work/have worked with Deloitte and I see the doors that it has opened for them. Because of these opportunities I see for them and because of how much of a learning opportunity consulting can be, I always find myself referring back to the job board. And yes I’ve attempted employee referrals as well from people I know.

Is there something I’m missing in all this? Is it purely luck?

I currently work for a large finance company that is not shy of their layoffs currently. In my current role, it’s me, a senior associate, and my manager that overseas both of us. To put it simply, currently, I’m considered the preparer of the report, and my senior associate is the checker, but my senior associate told me a side comment that they and my manager were talking without me and that the senior associate would be the preparer and that my manager would be the checker for this quarter.

Being the preparer is essentially my entire role, so it leaves me a bit confused as to what my responsibilities will be for this upcoming quarter since this is something my manager hasn’t brought up with me. Am I cooked or am I overthinking?

It used to be my dream job to work with a big federal agency in DC. I’m mostly finance-aligned so something like the SEC or Treasury is what interests me, or possibly the World Bank, although I know this isn’t a federal agency.

Is this a dead dream now with everything going on in DC? It doesn’t seem as impact-driven and glamorous as it used to be.