▲ 3 r/CreditCardsPH+1 crossposts

Received 2 cards from BDO

Hello po, i initially applied for BDO shopmore card and got approved and the card was delivered.

After like 2 weeks, I received another BDO mastercard which I dont think I have applied for cause ung shopmore lang naman ung ina applyan ko. Di ko pa sya ina-activate. I also check my BDO app pero wla naman nka reflect itong 2nd card na na deliver. Some people here kasi nakita nila yung card nila sa BDO app kahit di pa activated.

So I was really doubtful kung e activate ko ung 2nd card.

What do you think po? Is it even legit ?

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u/Historical-Spite5139 — 8 days ago

BDO credit card application timeline - 2 cancelled then 1 approved

I’ve applied for BDO credit cards 3 times this August.

August 5 - BDO Visa classic but got cancelled
August 14 - BDO Gold mastercard and got cancelled also
August 29 - BDO Shopmore and when I check in the app with reference number, I saw that this got approved.

Honestly I did not expect na ma aaprove pa ako kasi I thought na if you have been applying for multiple times, tendency is e-rereject nila.

So should I expect na my BDO shopmore card to get delivered? What to expect from this card? Do they have convert limit to cash feature? And how about the credit limit do they based from your existing cards from other banks? Or is it usually lower?

u/Historical-Spite5139 — 1 month ago
▲ 2 r/MayaPh+1 crossposts

Maya Personal Loan and CC

Hello, (please dont judge) does anymore here have overdue Maya Personal Loan and Black Cc? I have PL with them at 30k monthly (200k outstanding) and black Cc of 300k maxed out. I can no longer pay the monthly of 30k. Do you have any advice? I heard they dont really give discounts and hard to contact with their agent, etc. hayssss.

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u/Historical-Spite5139 — 1 month ago
▲ 2 r/MayaPh+1 crossposts

Maya Personal Loan

Does any one know whether Maya Personal Loan offers restructuring arrangement? I have like 200k PL with them for 9 months which is around 30k monthly and I cant keep up already. Pwede kaya mag ask to extend the terms to longer years? Thanks po

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u/Historical-Spite5139 — 1 month ago

UB personal loan

Hello po. Just wanted to ask, I have like 20k monthly amortization with UB for PL pero medyo financially struggling to pay this amount na po.. so if in case i only pay a portion of the fixed monthly installment, say 5k a month out of the 20k, would they transfer you to the CA immediately? What will possibly happen po

reddit.com
u/Historical-Spite5139 — 1 month ago

UB personal loan

Hello po. Just wanted to ask, I have like 20k monthly amortization with UB for PL pero medyo financially struggling to pay this amount na po.. so if in case i only pay a portion of the fixed monthly installment, say 5k a month out of the 20k, would they transfer you to the CA immediately? What will possibly happen po

reddit.com
u/Historical-Spite5139 — 1 month ago
▲ 3 r/CreditCardsPH+1 crossposts

Bank of Commerce CC application

Hello po, just wanted to ask if you have same experience. I submitted BOC CC application via email and then after 3-5days nag email sila request sila ng additional info like Name to appear on card, complete office address and then if work from home set up ba ako which is yes. Possible kaya na after this ma approve?

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u/Historical-Spite5139 — 1 month ago

Lazada giftaway egift voucher purchase using Maya black credit card

Hello, I tried to purchase egift vouchers from Lazada giftaway. I attempted to buy two 10k Maya vouchers and the credit card payment went through, but on my third attempt to buy another 10k, the credit card option was already greyed out and not selectable. Is this a bug? Or a restriction? Can I not make another purchase? Also, I tested by trying to purchase other items that are not vouchers, and that option was also greyed out. Any reason why?

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u/Historical-Spite5139 — 2 months ago

When will the Cash Advance feature of Maya Black CC be back?

Hello, has anyone experienced withdrawing from Maya Black as of today and naging successful? When kaya ibalik ang cash advance feature nato ni Maya? Thanks

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u/Historical-Spite5139 — 2 months ago
▲ 3 r/lazadareviews+1 crossposts

Using maya black cc for lazada egift voucher payment

Hello, I tried to purchase egift vouchers from Lazada giftaway. Tried dalawang tig 10k na maya voucher and nag proceed naman ang cc payment and then on my third attempt na purchase of another 10k, di na ma select yung credit card option greyed out na sya Is this a bug? Or restriction? Di na ba pwde maka purchase ulit? And also nag test ako trinay ko mag purchase ng ibang items like na hindi voucher, nka greyed out na din sya. Any reason why?

reddit.com
u/Historical-Spite5139 — 2 months ago