Seeing more and more failed payments? I have a solution
So just a heads up. I’ve seen a lot more payments fail, even mine have failed many times. Up for a couple years I never had an issue and starting in December I can get maybe 3 transactions in before my bank blocks it and payment fails. Call the bank, they say it is clear and then payment still fails. But it doesn’t lock the account completely as I can still do other merchants like DoorDash on the same account.
I finally had the manager at my local branch tell me that banks are cracking down on whatnot because so many people play the games and when the don’t hit big, they are doing fraud claims to get refunded. There is also other shady things people are doing and this is why we can’t have nice things.
I found a work around as PayPal will eventually lock up too if it’s attached to your bank.
As a seller, tell your streams if you are getting failed payments to move money into their PayPal or Apple Cash balance. Then set that as your payment. I have had better luck with Apple Cash as it acts as a credit card number. But you have to transfer the money to the Apple Cash balance and then set your payment to use Apple Cash NOT Apple Pay which will pull from your bank and get declined.
Hopefully if you let your streams know this is a working alternative, it will reduce issues.