My story about the Dutch social benefits system. [L]
I have worked for 3 years, then called in sick one day and never went back. After one year I got fired (makes sense, no hurt feelings) and after another year I got in the benefits system. (The UWV.)
I had been diagnosed with a personality disorder, ADHD and ASS, as most recent disgnosis. (Obviously also had GAD and MDD in the past...) Tried several therapies, and was on the waiting list for more. I just couldn't cope with life as was on very low energy constantly. Also showed frequent self destructive behavior.
On top of that, I have been visually impaired for my whole life, with a visus of 0.10 in both eyes, which adds to the constant exhaustion.
When I first spoke to a doctor from the UWV, they basically concluded that since I have had these issues most of my life and worked in the past (32 hrs a week), I was still able to work for 30 hrs a week. He also said my problems will most likely subside within a year.
When the doctor says you can work, they use a computer system to decide what jobs you can still do, based on your disabilities.
The jobs they said I should do were: cleaning hotel rooms, quality control at a printing house, and mailperson. All jobs that are obviously not suited for someone with 0.10 vision, but according to the computer this was no issue so I was told to suck it up.
Here in the Netherlands, your 'percentage of being disabled' is based on the loss of income only. So they use the loan for the jobs they think you can do and divide that by your old loan. It's a bit vague maybe (and highly unfair) but it meant that in my case I was only disabled for 45%. This meant that I had to earn 55% of me income myself, basically. (It's more complicated than that, and I actually got less than the 45%, but I don't think the exact details of the system matter much...)
Anyway, luckily I had a legal expenses insurance, so they helped me in fighting the decision made by the UWV. (You can always fight them, but you are more likely to succeed when you get legal help.)
We told the UWV that 1. I couldn't work 30 hrs a week because of my crippling mental state and 2. even if I could, the jobs they picked out for me are impossible for someone with 0.10 vision.
Well, it took them over 1.5 years (in which I barely had income) to get back to me. They concluded that indeed, I could not do the jobs they picked out for me, ruling me 80-100% disabled. However, the previous doctor made no mistakes and my mental illness is not bad at all, so I should in principle still be able to work for 30 hrs a week and get better soon.
This means that I finally get income now, but if there is ever a reevaluation, I probably have to fight them again, for they still don't take my problems seriously....
I hoped to finally be done with them but now I still can't rest my head :/