▲ 106 r/Money

People who have won millions or suddenly came into a lot of money—what was it actually like?

People who have won millions or suddenly came into a lot of money—what was it actually like?

Was it as scary or dangerous as people make it sound? Did you ever genuinely feel like someone was trying to take advantage of you?

Everyone warns you about family and friends, but I’d actually be more worried about the people you’re told to trust—the bankers, lawyers, financial advisors, etc.

Did any professional ever try to do something questionable with your money, or make you realize you had to protect yourself from them too?

Just curious what the reality is like from people who have actually lived it.

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u/Live_Travel_970 — 12 days ago
▲ 8 r/ClancyTrialTalk+1 crossposts

What legal question do you have about Lindsay Clancy’s trial?

What legal issue has confused you the most? Mine is how the court distinguishes between legal insanity, diminished mental capacity, and postpartum mental illness when determining criminal responsibility.

What questions do you have about the charges, possible defenses, evidence, expert testimony, or potential verdict?

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u/Live_Travel_970 — 1 month ago
▲ 6 r/GlitchInTheMatrix+1 crossposts

Unaccounted-for hours during a trip through West Virginia

Did anyone else experience missing time in West Virginia?

I’m trying to make sense of something that happened during a trip to West Virginia. At one point, it felt as though time either paused or disappeared altogether. There are several hours from that trip that I genuinely cannot account for. My memory seems to stop at one point and resume later, without any clear sense of what happened in between.

I’m not trying to jump to conclusions or force an explanation. I’m putting together a timeline and checking my phone activity, location history, messages, photos, receipts, and bank transactions.

Has anyone experienced anything similar in West Virginia or somewhere else? Did it feel like time stopped, skipped forward, or passed without you realizing it? Were you ever able to determine what happened?

Serious responses only, please. I’m looking for comparable experiences and suggestions about what I should check.

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u/Live_Travel_970 — 1 month ago

What workplace trend from the 1980s would actually be useful to bring back today?

Our company had an 80's workday theme. I wasn't sure whether our theme was 80s Wall Street or Miami Vice, so I tried both. Looking at the photos made me wonder: what workplace trend from the 1980s would actually be useful to bring back today?

u/Live_Travel_970 — 2 months ago

Silicon Heartland, Data Centers, and Preparedness: Should We Be Concerned?

Silicon Heartland, Data Centers, and Preparedness: Should We Be Concerned?

With Intel, Amazon, Google, Meta, and Microsoft investing billions in Central Ohio, I've been wondering: at what point should communities start thinking about preparedness?

I'm not against economic development. Jobs, infrastructure, and investment can be great for a region. But we've also seen complaints from communities near large industrial plants and data centers about noise, water consumption, environmental impacts, and increased strain on local infrastructure.

For those of us in the prepper community, I'm curious:

• If a major semiconductor plant or data center were built within a few miles of your home, what would you do?

• Would you be concerned about water rights or groundwater depletion?

• Would you test your well water or install additional filtration?

• Would you attend zoning meetings and push for stronger environmental protections?

• How do you prepare when critical infrastructure moves into your backyard?

Prepping is not just about food storage and generators. It is also about understanding how major changes in your community could affect your family's long-term resilience.

For those who already live near factories, refineries, or data centers, what lessons have you learned? What should the rest of us be paying attention to?

u/Live_Travel_970 — 3 months ago

Grocery Store Produce Seeds Not Sprouting. Should We Be Concerned?

Over the last 3 or 4 months, I've been saving seeds from the organic fruits and vegetables my family normally eats. I collected seeds from a variety of produce, planted them, and not a single one sprouted.

That really caught my attention. I have had no problems germinating seeds purchased from seed companies, so this made me wonder why the food I'm eating seems to have so little vitality.

I'm not claiming this is intentional or that there is some kind of conspiracy. I'm simply asking a question based on my own experience. I would have expected at least some of the seeds to germinate, even if the success rate was low. A 0% germination rate across multiple types of produce seems unusual to me.

Has anyone else experienced this?

If you save seeds from grocery store produce, what has your germination rate been? Are there biological or commercial reasons this would happen, even with organic produce?

I'm especially interested in hearing from gardeners, farmers, and experienced seed savers. 🌱

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u/Live_Travel_970 — 3 months ago

The Trojan Horse Wasn't the Horse. It Was Helen.

I've been rereading the Iliad, the Odyssey, and watching Troy, and I can't shake this idea.

What if the real Trojan Horse wasn't the wooden horse? What if it was Helen herself?

Hear me out.

Helen leaves Sparta as a queen.

She arrives in Troy and somehow gains the trust and protection of Paris, Priam, and even Hector. Priam risks an entire kingdom rather than return her. Hector knows Paris has brought disaster, yet he never forces the issue.

The Trojan women don't seem to poison her, attack her, or treat her as the enemy. She survives while Troy burns.

Then, after a decade of war and the deaths of countless heroes, she returns to Sparta. Not as a prisoner. Not as an exile. Not as a disgraced former queen.

She returns as Queen of Sparta.

Meanwhile:

Hector dies.

Priam dies.

Paris dies.

Achilles dies.

Ajax dies.

Agamemnon is later murdered.

Thousands die.

Helen is one of the very few major characters whose status is ultimately restored.

That doesn't add up to me.

I'm not claiming Homer literally wrote Helen as a spy or secret agent. I'm saying the traditional explanation that she was simply a victim or a woman in love feels incomplete.

If she truly loved Paris, why not abandon royalty altogether and live an ordinary life with him, as suggested in the movie Troy? If she was only a victim, how did she repeatedly gain the protection of rulers on both sides while kingdoms collapsed around her?

Maybe she wasn't the Trojan Horse in a literal sense.

Maybe she was the real instrument that brought Troy down.

Maybe the greatest untold story in Greek mythology isn't Achilles or Odysseus.

Maybe it's Helen.

What do you think? Am I missing something from the ancient sources, or is Helen the most mysterious and misunderstood character in the entire Trojan cycle?

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u/Live_Travel_970 — 3 months ago

Why Do Europeans and Chinese Visitors Often Seem to Have Such Different Reactions to the U.S.?

Title: Why Do Europeans and Chinese Visitors Often Seem to Have Such Different Reactions to the U.S.?

I've noticed something that has made me curious.

When I hear Europeans talk about visiting the United States, especially during major events like the World Cup, I often hear them say they enjoyed things like Buc-ee's, American fast food, free drink refills, large portions, and air conditioning.

In contrast, many of my Chinese friends have described a very different experience. Some have said the air conditioning is too cold, the portions are too large, there is too much cheese, too much sugar, and too much bread. Many also seem to avoid fast food altogether or eat it only occasionally.

I realize these are generalizations and that everyone is different, but I have heard these opinions often enough that I started wondering if there are cultural reasons behind them.

Why do Europeans and Chinese visitors often seem to have such different reactions to everyday American food and culture? Is it because of differences in diet, travel expectations, lifestyle, or something else?

I'd love to hear from people who have lived in or tlraveled between these countries. What differences have you noticed?

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u/Live_Travel_970 — 3 months ago

Is Birding and Nature Photography Popular in China?

Title: Is Birding and Nature Photography Popular in China?

I've recently gotten into hiking and nature photography, especially bird photography, and it made me wonder about something.

I've been traveling to China since 2002 and even lived there for about four consecutive years. During that time, I don't remember seeing a very active birding or nature photography community. Maybe I just was not in the right circles.

Is birding and nature photography popular in China? Are there clubs, online communities, or popular places where people go to photograph birds and wildlife?

I would love to hear from people who live in China or have experience with these hobbies. Has the community grown in recent years, or has it always been there and I simply missed it?

u/Live_Travel_970 — 3 months ago

Just finished Dream of the Red Chamber with my wife.

Just finished Dream of the Red Chamber with my wife.

I really enjoyed the ending. I know a lot of readers argue that the chapters after the first 80 don't reflect Cao Xueqin's original vision or writing style, but honestly, I thought they flowed surprisingly well.

In fact, I felt the ending was more realistic than I expected. The transition didn't feel as jarring to me as many people describe.

Am I in the minority? Did you feel the last 40 chapters fit naturally with the first 80, or do you think the change in authorship is obvious?

u/Live_Travel_970 — 3 months ago

Why is it so difficult for foreigners to spend money in China?

I'm genuinely curious. Why has it become so difficult for foreigners to buy things in China?

I don't have a Chinese bank account, WeChat Pay, Alipay, or renminbi. As a visitor, I just want to pay for food, transportation, or shopping without jumping through a bunch of hoops.

It feels like everything assumes you have a Chinese phone number, a local bank account, or a mobile payment app. Even when I have cash or an international credit card, it seems like many places either don't want to accept them or can't.

Why isn't it easier for tourists to simply use cash or a Visa/Mastercard like in most other countries?

Has anyone else run into this? What did you do to make paying for things easier while visiting China?

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u/Live_Travel_970 — 3 months ago

Is Kweichow Moutai Losing Its Prestige?

Is Kweichow Moutai Losing Its Prestige? Question: Has anyone else noticed that Moutai doesn't seem to have the same buzz it had a few years ago? Is demand slowing, or has the market simply changed?

u/Live_Travel_970 — 3 months ago
▲ 27 r/realtors+1 crossposts

For Realtors who have been in the business 5+ years, what has kept you in the industry?

For Realtors who have been in the business 5+ years, what has kept you in the industry?

I'm curious to hear from experienced Realtors.

If you've been in real estate for five or more years, what has kept you in the business? What made you stick with it when others left the industry?

I'd love to hear your experiences.

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u/Live_Travel_970 — 3 months ago

Reasonable Fees for ACH and Wire Transfer Services?

For those of you who regularly handle multiple ACH transfers and wire transfers, what do you think is a reasonable fee to charge per transaction?

If you're a CPA, bookkeeper, accountant, or work in treasury or back-office operations, I'd love to hear:

\\- What do you charge (or pay)?

\\- Is it a flat fee per transaction or bundled into a monthly service?

\\- Does the complexity or dollar amount of the transfer affect your pricing?

I'm trying to get a sense of what the market considers fair pricing for businesses that process ACHs and wire transfers on behalf of clients.

reddit.com
u/Live_Travel_970 — 3 months ago

Reasonable Fees for ACH and Wire Transfer Services?

For those of you who regularly handle multiple ACH transfers and wire transfers, what do you think is a reasonable fee to charge per transaction?

If you're a CPA, bookkeeper, accountant, or work in treasury or back-office operations, I'd love to hear:

\- What do you charge (or pay)?

\- Is it a flat fee per transaction or bundled into a monthly service?

\- Does the complexity or dollar amount of the transfer affect your pricing?

I'm trying to get a sense of what the market considers fair pricing for businesses that process ACHs and wire transfers on behalf of clients.

reddit.com
u/Live_Travel_970 — 3 months ago

Reasonable Fees for ACH and Wire Transfer Services?

For those of you who regularly handle multiple ACH transfers and wire transfers, what do you think is a reasonable fee to charge per transaction?

If you're a CPA, bookkeeper, accountant, or work in treasury or back-office operations, I'd love to hear:

- What do you charge (or pay)?

- Is it a flat fee per transaction or bundled into a monthly service?

- Does the complexity or dollar amount of the transfer affect your pricing?

I'm trying to get a sense of what the market considers fair pricing for businesses that process ACHs and wire transfers on behalf of clients.

reddit.com
u/Live_Travel_970 — 3 months ago

What has kept you in the profession?

For those of you who have been CPAs for 5+ years:

What has kept you in the profession?

For those who eventually left public accounting or the CPA career path, what made you decide to leave? Was it the hours, stress, pay, lack of fulfillment, better opportunities elsewhere, or something else?

I'm genuinely curious about what makes people stay long-term versus what pushes them to move on. I'd love to hear your experiences and whether, looking back, you'd make the same decision again.

reddit.com
u/Live_Travel_970 — 3 months ago

Accounting Professionals: What Would You Change About Banks?

I am a branch manager at a community bank seeking input from accountants. My goal is to better understand what accounting professionals value in a banking relationship and how banks can better support your work and your clients.

I would appreciate your thoughts on any of the following:

• What do you expect from your bank that is often missing?

• What makes you confident referring a client to a particular banker or bank?

• What are the most common frustrations you experience when working with banks?

• What products, services, or resources would be most valuable to you and your clients?

• How should a banker introduce themselves to your firm and build a professional relationship?

• What distinguishes an excellent banking partner from an average one?

• If you could change one thing about how banks work with accountants, what would it be?

I am not promoting my bank or looking for business. I am simply interested in learning from experienced professionals so I can become a better resource for accountants and the clients we both serve.

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u/Live_Travel_970 — 3 months ago

Attorneys: What do you wish banks did better?

Attorneys: What do you wish banks did better?

Hi everyone. I recently became a branch manager, and one of my goals is to better understand how banks can be more helpful to attorneys and the clients you represent.

Rather than guessing, I'd rather hear from people who work with banks on a regular basis.

I'd appreciate your thoughts:

* What makes one bank easier to work with than another?

* What are the biggest frustrations you encounter when dealing with banks?

* What banking issues create delays or headaches for you or your clients?

* If a branch manager reached out to you, what would make that conversation worthwhile?

* What services, resources, or expertise do you wish banks provided more consistently?

* What would make you feel comfortable referring a client to a particular bank?

I'm not here to market my bank. I'm trying to understand how banks can become better partners for attorneys by being responsive, knowledgeable, and helpful when clients need financial solutions.

I'd genuinely appreciate your perspective. Thanks for sharing your experience.

reddit.com
u/Live_Travel_970 — 3 months ago