u/MrLumpSumDookieClump

I'm Located down in Texas and look forward to working as a AV Technician, Live Events and Conferences but unfortunately I fear not actually getting a AV Job and reading through the sub everyone recently states going straight for the Job and be sure that my resume and interview is top notch. I posted this for some reassurance for my decision to leave and go back home, to my sweet love of california. I'm 24 and I've been a music producer for some time, getting a cert would help me but i really really really want an AV Job badly. my nerves get back typing this cause i've been through hell the last few years of my life and getting this job would be a badge of honor and fu to life's adversity it's given me. thanks! anything would help and cheers!

anyone know how to get to hobby airport? ground shuttle doesn’t offer service to Hobby airport I’m taking a trip to california in 5 weeks. Southwest has some really cheap flight but unfortunately they don’t have shuttle service from what I’m seeing.

I have $130 digital signal processor for recording vocals I no longer record any artist. how can I possibly use my DSP in terms of music production/ mixing and mastering

Hey!  Finance Family I quickly wanted to come by, After a year and a half and saving funds —-for my first car. For someone that’s in their 20s,

but now that I’ve saved the amount I needed it has me thinking… “I can achieve more” 

I happen to start investing a year and a half ago with only $20 into a Fidelity investment account. 

The big twist right now today is if I should 

A) continue to invest into my high yield savings account, stocks, ETFs, etc. use additional-extra funds to supplement my music career/lifestyle and travel annually.

or 

B) use these funds for what I’ve been wanting for a long time over years, which is buying my first car. 

but with the financial habits that I developed with saving, budgeting, planning, and internalizing how many hours I worked daily. 

I came to the “I can do more” phase. 

I truly dont have bad spending habits, my problem was an income issue I finally achieved, either way I’m not a spender… as long as I can have time to make music and eat/cook good food and have fun budget-friendly occasionally.

99.9% of the time I won’t overspend, yk?

Now that I saved more than thousands, someone who was broke and went through mental health crisis two years ago, losing everything—- Why I post this cause I truly feel and deserve the need of rewarding myself for going through such a hard time and working back up and allow myself to enjoy my fruits of labor and appreciation life. 

…

I would like ya’ll perspective. This would include making a tough financial decision. I know some things I can’t live without but a car right now would be wonders. I’m in my 20s I have bad social fomo but I think it’s reasonable to atleast have fun and enjoy my 20s, 30s are gonna come regardless.

soo

I’m currently thinking of capping off that 3.5k into my “don’t touch” high yield savings account,  and split my contributing $400/monthly savings into my “travel & business allowance

half into traveling, small business start ups, breath life finally and truly rebalance my mental health by escaping the “isolation epidemic” from being stuck in the house all day, etc.

The rest compounding the 3.5K that allows me to get the best of both worlds. 

or buy a car with little money to my name.  

So all together..

Doing the math if continue to stay frugal for the next 4 years I could possibly be looking at 15-28k ROI, with 3.8% APY. No car yet but Travel annually. Rent a car “if needed. If!

Or buy a car have little to -3k to my name and add-on $200 monthly insurance to my expenses but have more freedom to make extra streams of income and explore the world on ground, Get an official job.

So..

my 3 biggest downsides is accessibly to more outside hobbies that includes a vehicle and commuting to the gym and getting groceries consistently. 

My biggest 3 upsides is, having financial freedom as little to a year, financial cushion and room to live life for a bit. not completely satisfied but enough to not be working 24/7, stressing, and allowing room to work on my passions aka “music & business“.  securely build my credit.

I’ve been working a lot these last few years after my crisis, I know ”working“ won’t stop so tell me it’s a bad idea! Please.

I haven’t bough myself clothes or a pitch of anything for working card just to save for this car. but again it has me reevaluate my goals.

I can afford to travel every 6 months, it’s truly getting the most out of my finances and being attempting to be less hard on myself as usual. thanks!