u/SpiritoSanto5

We’re headed out of town for the rest of the month of July to visit family down south. We live in the northeast US. Typically, we do these trips in the spring or fall and keep our heat pumps off while we’re away.
We have a Fujitsu Airstage system with one large unit in our downstairs and 3 small units for each of our upstairs bedrooms.
Downstairs is about 900 ft2 and upstairs is about 550 ft2.

We do live in a multifamily with extended family in a couple of the other units, so they could manually adjust things on the fly.

Thanks for any advice

When my wife and I found out that we were having our 3rd child, we went ahead and bought the 3 row Subaru Ascent. Now that the new addition is here, with the 3rd row up, man oh man that "trunk" is tight.

We're looking into finally joining the ranks of minivan fams. Buying new is not an option due to budget. So we are looking at pre-owned. So far, we've accepted that we probably won't be in the market for one of the 2021+ Sienna's with the hybrid engine, as much as we'd love that. So, the current choice we're faced with is an older (2018 +) Sienna, 2021-2023 Odyssey or 2022 + Carnival.

Thanks for any and all input, observations, and advice.

Hi all, like the title indicates, we’re looking for advice on how to allocate money for our emergency fund, a year long Euro trip we’re planning to take with our kids in 2030 and a holiday gift fund that we will tap into at the holidays.

Our emergency fund is currently in SNSXX, happy to listen to advice if this should be invested elsewhere for better returns. But in the interest of separation of funds, would like advice for the trip and holiday funds as well.

Very appreciated in advance

Hello everyone,

Not sure if this is the correct forum for this, but wanted to take a stab at it.

My wife and I have 3 kids (currently 6, 4 and 7mo)
We have set a goal to spend a year living in Western Europe in 2030 and are seeking some points of advice from folks who have spent extended periods in this region with children.

We are comfortable home schooling while there and I have the opportunity to do remote contract work while there.

We’ve ID’d Sweden, Italy, Spain and UK as places we would like to spend 3mo/each. We chose these because we either have family there or have travelled there substantially.

Wondering if people can speak to their own experiences, recommendations on budget considerations and any positive or negative places that they’ve lived. Any other information that you’d consider to be important is also welcome.

Thank you in advance. And if this belongs in a different sub, I’m happy to move it.
Cheers.

Hi all, I’ve really enjoyed and appreciated what I’ve gained from this sub.
Here’s our question: we have a credit card that was used for a balance transfer at 0% interest until late next year. I’ve set up the payments to be completed by the end of the 0% interest period.
The balance is approx $6500. We have $10,000 in our emergency fund. Would Ramsey recommend paying off the balance despite the 0% interest?
Thanks for any advice and blessings

Hello everyone, I’m looking for input on any shortcomings that people feel Epic’s EHR may have.
This is not meant to be a “crap on Epic” sounding board, but I’m looking more for input on certain workflows or functionality that you feel Epic has overlooked or perhaps may feel is not worth the time to improve.
Again, this isn’t necessarily for people’s opinion of best EHR or anything of the like.
Thanks for any feedback.

About 3 weeks ago I was headed to a conference and decided to take my wife’s iPad. I logged her out and logged in my account.
When I returned, I logged myself out and her back in.
What’s strange is that there seemed to be some crossover of our iMessages. So now she sees iMessages from when I was on that trip, but also my list of favorites.
Any ideas on how to remedy this?

I have our emergency fund ($9,500) invested in SWVXX. However, I want to get the best possible dividends I can get and there are so many opinions that I wanted to pose this question directly.
We are both in the healthcare field and not worried that we will find ourselves out of jobs and in need of accessing that money urgently.
Thank you all for any direction.