How to use RH margin?

I’ve been reading that keeping the free $1k margin in sgov will basically cover the gold annual fee. I’m confused how best to use this, as from what i understand adding any new money will go towards the margin.

How are people using the cash account and making use of the margin? Are they manually making a new $1k margin purchase every time they have a cash deposit?

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u/UsedBoard — 12 days ago

What's the best cruise line for awards?

I see there's rewards for Virgin, Royal and NCL. What cruise line typically gets the best bang for your buck from point redemptions?

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u/UsedBoard — 1 month ago

Why won’t YouTube premium let me download YouTube movies on my iPad?

According to Google, I should be able to download the free premium movies to mobile and tablets. However the download button isn’t appearing for any of the movies. Did they change something or am I missing something?

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u/UsedBoard — 2 months ago

How to fix our side gate?

We had a new gate installed last year. The company said they’d use the previous gate’s side posts as they still seemed stable (the wall side post has always looked this like as long as I’ve owned the house).

After a few months the new gate began to get stuck shut and struggle to close completely. They came by to adjust the gate upwards and make the deadbolt hole bigger, and now they want to do this again. However I don’t think this is tackling the root cause of the issue. Does anyone have any ideas to permanently correct this?

u/UsedBoard — 3 months ago

Anyone else with 500k+ points - are we at risk after the Xbox Reset?

Wondering if it's best to cash out now while we have the chance in case Xbox kills the rewards system, or removes the Microsoft Gift Card option preventing future redemptions

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u/UsedBoard — 3 months ago
▲ 0 r/NCL

Has anyone ever worked remotely on a NCL cruise?

Is the wifi stable enough for zoom calls etc?

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u/UsedBoard — 4 months ago

Can anyone help me understand how ACA subsidies work for self employed people?

Switching to marketplace health insurance, and very confused how ACA tax credits work. They ask me to estimate my income for rebates, however as i’m self employed I can only guess.

Rebates for 31k are very different from 35k. What happens if I put 31k, but I end up making 35k or even 50k?

I have a health condition so I usually previously hit my out of pocket max, so does that mean I’ll owe deductibles and the increased out of pocket max if I underestimate my income?

It’s also challenging to choose a plan as out of pocket max is pretty high if my income ends up being higher at the end of the year. Thanks!

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u/UsedBoard — 4 months ago
▲ 1 r/NCL

Do excursions ever go on sale or are they always the same price?

Cruising in September, if there may be an optimal time to shop for excursions?

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u/UsedBoard — 5 months ago

Anyone else heading to Nameless Festival in Italy?

Traveling from the US solo mostly for John Summit! Anyone else traveling solo or looking for an airbnb to split?

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u/UsedBoard — 5 months ago

Heading to Lake Como for Nameless Festival Solo

If anyone is looking to split accommodation or other solo travelers looking to link up, feel free to drop a message. Traveling from Arizona, USA :)

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u/UsedBoard — 5 months ago