Hello!
I just got my BDO Amex Classic Card. Need ko lang ng clarifications regarding this.
It says there na Free membership sa first year. But, after that, I need to spend at least 15k per month to waive the “monthly” fee. Is that monthly fee different from the annual fee? Meaning, hindi na isang bagsakan yung need ko bayaran, instead, monthly na? Tama po ba?
Pano naman tayo magwo-work? Wala tayong pambili ng cat food nyan.
I just got my first 6-digit CC earlier today - RCBC Hexagon Club CC.
This year lang ako nag-start mag-build ng credit score ko, as in nung January lang. First CC ko is Maya Black (10k), then SCC from Metrobank (15k), then 3rd is this one RCBC Hex (100k).
Here’s the timeline:
April 1
- transferred 96k to my savings account (8k yung balance ko)
- initiate the application sa bank
April 8
- received a text message saying that under assessment na yung application ko
April 29
- tagged as Hexagon Club member
- followed up my RCBC Hex CC application
May 13
- received the confirmation text that I was approved
May 15
- received the credit card
Libre lang yung PLDT connection namin kaya ayaw ko palitan. Ang downside, very spotty ng connection especially pag peak hours, and sobrang bagaaaaaaaaal. 3-10 Mbps lang ang speed nya, swerte na kapag umaabot ng 40-50 Mbps. Kaya madalas naka-mobile data ako during work.
Dinagdagan ko na lang ng another router - Rain 101 5G, TP-Link ER 605 for fail over mode, and TP-Link Archer Wi-Fi 7 for transmitting wireless internet connection. Thankfully, it works! Medyo magulo lang yung setup since maraming wires pero it's still working as it should.
