Discovered I had an overdrawn account with Capital One since I was 18

Last month I applied for a Capital One Quicksilver cash back card and was approved for a secured version of it. They just recently confirmed they got my security deposit and are shipping me my card. When I set up online access I was told I needed to recover my account so I did and discovered I have a checking account that's been sitting at -41.76. It turns out a dispute I made on it got reversed and they brought my account negative but since I never really used it for much I didn't find out until now. I plan on paying it off when I get paid again but what are the chances they allow me to use my checking account again? It's been overdrawn for three years

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u/snow99as — 2 days ago

Got approved for Capital One secured card and sent payment but they're taking a unusual long time to "see" it

I was approved for a Capital One secured Quicksilver cash back card on the 12th of last month. I sent payment on the 24th of last month and they are still saying they are waiting on payment even though they debited my account same day I sent the payment and it's past the standard two to three days for a normal ACH payment to show. Is Capital One normally this ungodly slow for ACH payments?

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u/snow99as — 4 days ago
▲ 1 r/CRedit

Got approved for Capital One secured card and sent payment but they're taking a unusual long time to "see" it

I was approved for a Capital One secured Quicksilver cash back card on the 12th of last month. I sent payment on the 24th of last month and they are still saying they are waiting on payment even though they debited my account same day I sent the payment and it's past the standard two to three days for a normal ACH payment to show. Is Capital One normally this ungodly slow for ACH payments?

reddit.com
u/snow99as — 4 days ago

What’s up with capital ones slow ACH times

Capital one is saying it takes 7 to 10 business days for ACH to fund my credit card. That’s ridiculous ACH takes no more than 1 to 2 sometimes 3 business days. Is this to be expected of them to be this slow? Will it be this slow for credit card payments as will? If so than they are obviously doing something wrong to be this slow

reddit.com
u/snow99as — 6 days ago

Lost Starlink mini Ethernet plug

I lost the Starlink Ethernet plug and now I can’t use it outside as I don’t want water intrusion. Anyone know where I can buy one?

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u/snow99as — 9 days ago

Does Starlink Land Mobility offer static IPs?

I know Starlink for Business offers static IPs and I'm well aware that they aren't true static and they will change but I'm just wondering if Starlink Mobility offers the same static IPs so I can host stuff on the go

reddit.com
u/snow99as — 10 days ago

What's the current state of meshtastic in Bellingham?

I'm looking into getting a few meshtastic nodes setup for reticulum. If anyone else participates in meshtastic I'll see if I can see you on the air when I get my stuff in a few days

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u/snow99as — 14 days ago

trying to get started with reticulum

I'm trying to connect to a externally hosted reticulum backbone. They have the interface set up on MeshChatX but no matter how I set it up it gets listed as interface down

reddit.com
u/snow99as — 14 days ago

Amazon refusing to give tracking code of amazon return packages

I returned a few items because they stopped working and it's been delayed in shipping so I called Amazon and asked for tracking. They keep giving me a tracking code that starts with HRWA which obviously isn't a valid tracking code for any US shipper. I chucked it into a universal tracker and it also didn't find any valid tracking. So after an hour of making a customer service agent do their job and speak to their manager they finally concluded that they couldn't track my return and that they would do a courtesy one time refund for one of my lost returns which is some BS

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u/snow99as — 16 days ago
▲ 2 r/CRedit

Just got a second credit card which is from Capital One Quicksilver

My list of credit cards now look like
Green Dot Bank Limit is 300 but can be bumped to 600 and its secured
Capital One Limit is 200 and might be bumped in 6 months who knows though and it's secured

All three of my credit reports don't really have anything and my FICO scores are around 543 to 560 according to all three bureaus. I don't really have any credit age and my credit utilization is pretty high as I'm using my card for everything and trying to avoid using debit

I'm wondering if I should continue to hold on to my green dot card. The interest rate is pretty bad and there isn't any incentives with it but it works fine and I pay off in full. After a few years is there another place I should look at for cards or is capital one pretty good to stick with?

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u/snow99as — 18 days ago

Why can't we use cash app cards for payments?

If After Pay is owned by Block Inc and cash app is owned by Block Inc why do they not allow us to use our cash app cards for payments

reddit.com
u/snow99as — 19 days ago

After pay isn't as useful as I thought

Got the after pay card added to my Apple Pay wallet apparently it's not very useful and can only be used at select stores go figure that

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u/snow99as — 19 days ago
▲ 0 r/CRedit

Not seeing new card in credit file and it’s been 2 months

I got an unnamed secured credit card, not gonna reveal it because I prefer not being judged. Anyways, I got it under my new name which hasn’t shown up in my credit file. Surprisingly they approved me, though I had to put money down, which is fine. Anyways it’s been two months and I’m not seeing the new card reported in my credit file.

reddit.com
u/snow99as — 20 days ago

Amazon no longer showing return tracking

Is it just me or is Amazon no longer showing return tracking? I make periodic returns to Amazon and used to always see the return tracking now all I see is that I've dropped off the item at the return point and will be returned to the Amazon warehouse

reddit.com
u/snow99as — 23 days ago

Why is torrenting on a dedicated server faster than torrenting at home

I use a private torrenting site so I'm not worried about getting DMCAs and don't use a VPN. I used to use a dedicated server in Germany that had a one Gigabit connection and would be able to download torrents rather quickly. At home in my home lab I port forward and have an open connection for torrents but it seems I'm not able to saturate my connection even though I was able to saturate my connection on the server. My home ISP is Xfinity Business and I have gigabit download with 300 megabit upload

reddit.com
u/snow99as — 27 days ago
▲ 4 r/PSVR

I just got A PSVR 2 off of eBay and it works fine but when I move in my game certain things get smeared like my hands and picked up objects

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u/snow99as — 2 months ago