Impact Resistant Roof
Insurance is buying me a new roof due to hail damage! They're paying for Class 3 impact resistance, but I'm wondering if an upgrade to Class 4 would be worthwhile. It bumps up the out of pocket cost about 3700 for the upgrade; with insurance discount of Class 3 vs 4 that equals out in 12 years.
We're not planning on moving in 12 years, but you also never know. Is it worth it? Does it add anything to resale value?