u/Frostyarn

I lost my insurance 3 months ago (layoff). Let my provider know, she said "no problem, cash pay is $150."

Well, they charged me $200. So I pull up the explanation of benefits to talk to their billing person.

She said "the doctors are NOT allowed to discuss visit costs with patients. It's our policy that cash visits are $200."

But you billed my insurance when I had it for $150 as your usual and customary rate (UCR). Your contracted rate is $113. How is the cost of the visit nearly double when you're paid same day, no claims billing?

"That's our policy."

It feels like being kicked when you're down. I'm already rationing critical medication as it is 🫩

Coco the Schnoodle had a bit of a rough start in life. She didn't know any tricks or basic walking etiquette. She'd never been to a dog park or done a puzzle. She came to us terribly matted and huge scabs from biting herself. Have you ever heard of a dog that hates having fur? She will chew herself into hamburger if I don't shave her, and she's obsessed with being shaved down to zero and then wants to wear a hoodie 😂

My son has worked with her every day to teach her to wait, and to catch treats and toys in the air.

Please enjoy the fruits of his labor with me!

I used Dharma alchemist, Wedgewood and a mystery blue that had the label ripped off. DOI and half scrunched in a cookie cooling rack with the sides of the shirts hanging off for a gravity effect.

This is a mix of Dharma and Pro Chem, no notes were taken as she can't really write that well yet. She picked one color from each bucket. The only help I offered was drawing the sun shape at the bottom to follow for scrunching.

She did Dye Under Ice and only put one cube on each color section because she wanted super colorful.

My asshole mother in law bought both kids new clothes and tried to get rid of their tie dye pieces last mother's day 🫩

Anyway, she's not allowed over anymore and we'll be tie dyeing all day tomorrow and then doing cyanotype printing over the tie dye. And she's gonna be by herself.

Last month, I asked if my painted tile makeover was a sin, and got absolutely roasted.

https://www.reddit.com/r/Tile/s/ZEfnkn4BdO

So I decided I'd learn how to tile properly for my second bathroom. I found a licensed contractor that was willing to let me work alongside him to do this 70 sq foot bathroom/closet combo. I paid him his day rate, plus did all the demolition and prep work before he got there.

It was incredibly fun! We listened to murder podcasts and had pizza delivered while we worked. I did most of the cuts and back buttering. He was a wealth of knowledge about code, best practices, tools, layout and design concepts. I told him I'd sign a "hold harmless" agreement taking responsibility if anything cracked or failed since I was doing part of the work.

Here's the cost breakdown for any of me fellow homeowners who enjoy DIY projects:

Contractor: $1200

Schluter Ditra: $250

Schluter tape: $16

Thinset and tile spacers: $60

Grout: $69

Tiles: $174

Total: $1,919

But learning how to tile for our next home? Priceless.

Thank you to this sub for being so informative and knowledgeable. I love being in this group.