u/Head_Equipment_1952

Are finance jobs more difficult than accounting work?

I see jobs like RBC analyst but no other description and see people land these roles making much more than me. I don't really know the world but wondering do they get paid so much due to the sheer difficulty?

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u/Head_Equipment_1952 — 22 hours ago

Anyone not care to learn?

I mean, everyone works hard but there is something different about actively going out of your way to learn something NEW. I don't mind working a task for 9-5 and can do it quite easily but actively learning. I feel as though I am stagnating a lot due to lack of ambition for accounting and just not curiosity to learn anymore.

Don't get me wrong, when you get a new job and you want to do well there is a jolt of ambiton but doesn't last past 6 months.

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u/Head_Equipment_1952 — 1 day ago

Anyone live with their parents even after having family?

My income is 85k ( CPA ) and my soon to be wife is 110k ( RN ) so our combined income is 200k.

My mother offered to give her down payment and combine all our incomes. Essentially putting 300k of her money and 100k of my savings to buy a house with 400k down payment.

She is essentially selling her current home and buying a new home with me to move into with my soon to be wife.

Maybe looking at home in 1.5 million range and she has enough from pension to cover her pension etc. My gf and I would just pay the mortgage.

I am not sure what the "cons" of this is and if I am missing anything. We are an Asian household so my gf is happy with it and all that but financially speaking what holes could I be missing?

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u/Head_Equipment_1952 — 3 days ago

Why do people only talk about external rewards of finance?

I see people on here, social media and in real life really only talk about the external parts of finance. Mainly prestige and status of career trajectory.

I saw a a software enigneer describe his craft as an art. I am wondering if finance bro look at their own craft as an art?

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u/Head_Equipment_1952 — 4 days ago

Anyone live paycheck to paycheck?

I am 26 male and started pretty late. I spent total of 6 years in undergrad and grad which meant I started my career at 24 lol. I have some debt from school but also helping my mother which means my 50k salary, 0 remains. I live in HCOL area so I think minimum is 100k to be secure. I don't know how tf this career is going to allow me to raise a family. There is this dread where I am not going anywhere in Canada. I see jobs and I am sure eventually I will move up but career growth is so slow.

I feel like giving up and moving to some LCOL city.

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u/Head_Equipment_1952 — 5 days ago

What do you think of Toronto's financial market?

For those of you who were actively recruited and built a career. Do you think its a very competitive market? Did most of your peers out of undergrad land something?

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u/Head_Equipment_1952 — 5 days ago
▲ 12 r/CPA

Are there people who find FAR fascinating?

I am talking about people who read about deferred tax on your free time because its fun. I am wondering what caused you to become like that? I really want to become passionate but can't help but find the shit I learn absolutely useless.

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u/Head_Equipment_1952 — 5 days ago

Toronto 65-70k norm for 2 YEO industry?

I notice 65k+ jobs require 2 yeo. It seems as though entry level is 50-55k outside of big 4 and 2 yeo is around 65-70k. I assume 100k is reserved for big 4 senior exits and manager in industry?

Oddly it seems as though pay has stagnated after 2022-23 at least at the early career level.

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u/Head_Equipment_1952 — 6 days ago
▲ 1 r/CPA

30 days to pass FAR?

I plan to study 3.5 hours a day. so total 105 hours left.

TO be clear I did study already but mainly focused on lectures and skimming around. I don't know if its enough, I plan to just do multiple choice and TBS only on the final week.

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u/Head_Equipment_1952 — 6 days ago

Are you not suppose to "think" about your mouth when you vocalize?

I notice this odd phenomena when i am obsessively thinking about placement in the mouth things tense up in the mouth. I notice if I think strongly about my body then my body is used moreso than the sound and unable to notice tension.

I notice this when I went to the dentist. When my dentist was poking at my teeth I notice tongue would get extremely tense fighting the pokes. When I took a deep breathe and took my mind down there I was able to relatex the tongue.

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u/Head_Equipment_1952 — 7 days ago

How do people in Economics work in finance industry?

Economics classes are more like a social science, not to say there aren't areas finance where it doesn't matter but entry level is very excel heavy + solid fundamentals of accounting and finance are necessary.

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u/Head_Equipment_1952 — 8 days ago
▲ 8 r/opera

How do you use the body to sing?

My teacher says I need more body in the voice. He showed me an example by trying to push against the wall while singing. Basically getting it away from the throat.

Wondering if its a literal feeling of using the whole body and making a "big" annoucement sound. Is that the rigth sensation?

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u/Head_Equipment_1952 — 9 days ago
▲ 4 r/CPA

How many hours for FAR and how much Prior knowledge did you have?

Like did you know what consolidations, bonds, leases were?

I def learned all the concepts and have an idea behind each one except for nfp. Planning maybe 150 hours.

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u/Head_Equipment_1952 — 10 days ago
▲ 2 r/CPA

FAR 40% pass rate seem very high?

So you just have to be slightly above average test taker to pass the test?

I know there are 2nd time test takers but also there are people who took classes at CC. I realize its not impossibly difficult as I always thought.

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u/Head_Equipment_1952 — 13 days ago

Only seeing offers for 55-60k in Toronto? ( 2 yeo )

I have 2 years of experience as an auditor in nfp space. Obviously its not big 4 but the pay range is just the entry level pay at this point. All public accounting jobs and industry roles pay from 50-65k at the highest. IN order to pay above 75k I need to 3-4 years and most likely need to pass the CFE which is in a year. I see on here and starting expectations seem to be a lot higher than market? Am I wrong?

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u/Head_Equipment_1952 — 13 days ago

Higher performers in audit or corporate accounting how do you do it?

I am not talking about just raw hours but those who magically know all the answers and ins and outs of accounting. I have some seniors like that who know all the "proper" practices and rules which no one even taught us. Wondering if its my lack of theory from school etc. Do these people study outside of work to upskill?

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u/Head_Equipment_1952 — 14 days ago

Do vocal injuries have serious symptoms?

My voice is very clear but have this chronic tickling sensation in my throat. Wondering if it could be like a polpy for something or do those conditons have more seirous symptoms.

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u/Head_Equipment_1952 — 14 days ago
▲ 7 r/opera

I saw a athlete talk about how he is never NOT hurting. The voice is different but wondering at the professional level are there singers who have mild inflammation but show must go on? I have in a difficult situation.

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u/Head_Equipment_1952 — 16 days ago