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It was always a dream to me to see myself sub 10-15% Body Fat with Good Muscles and hardly any fat, And here we go!!
For most people this might not count that big of a flex but just trying to motivate all to at least see their abs once in their Life.
I’ve been putting a lot of time and consistency into improving myself, and honestly, seeing my abs become this visible feels like a pretty big accomplishment for me.
It’s easy to look at a photo like this and only see the final result, but there has been a lot of work behind it — training consistently, trying to eat better, getting enough protein, being more disciplined with my routine, and staying patient even when progress felt slow.
There were definitely days when I didn’t feel motivated or when I wondered whether the changes were actually noticeable. I’ve learned that the biggest difference comes from simply continuing anyway.
Posting this partly as accountability for myself and partly because I know how motivating it can be to see someone else’s progress.
Still working. Still improving. One day at a time. 💪
Pata hai aaj kya hua?
Me and my dad went to Shopping at Rmall, We shopped for 2 Hours and were almost done but until then I got really hungry.
So I saw MCD inside the mall and decided to go in with my Dad.
So we chose a sitting place which is like the bar counter sitting tops and we both sat there.
After a few mins I decided what to order and asked my dad too and went to the order counter.
When I went to the order counter to place my order, This women (maybe in late 20s) came near me and stood really close😅😭
I observed it but didn’t gave her a direct look or anything.
Then this order guy was taking too much time to take the orders of the guys who were standing ahead of me.
So this girl came and got much closer😭, and this time our shoulders were in constant touch for a few mins
Ngl but this girl was so pretty, Long hair, Fair, A lol short from my height and she seemed perfect
My dad was watching all of this from there and it felt so awkward lolololol🙄🙄
Then I went ahead, gave my order and took it and came back to sit with my dad again.
As it was a counter top sitting not a dining chair type this girl came and literally sat next to me😭❤️
Ngl but I likes her bold moves and I wanted to talk to her, But I didn’t as my dad is a bit old school and we were about to leave
I should have taken her IG or Number but I missed it
Then dad comes at home and narrates the entire story to my Mom, Not sure I was feeling so awkward or embarrassed that moment like how should I even take it😭
Was a good moment for me and bold moves like this is so so rare and beautiful
For contextual I am a 25 Year old male from Mumbai
I was a very shy Male, No confidence, Doing Engineering from Mumbai.
Was just sitting on Bandra Bandstand alone thinking what will I do in my Life, Completely clueless, No passion about Engineering.
Then Covid came, Started learning about Marketing, Started with 1 Client to serving 1000+ Clients till date.
Brought my First House in Lodha, Purchased a Commercial Office for my company (always wanted a office space in a completely glass building, Fulfilled that dream and couldn’t be more happy)
Purchased a Car, Got 3 Bikes (Benelli 600i, Himalayan 411 and Hunter 350)
Life changed completely upside after I worked my ass off, Never give up guys keep going
Attaching photos for reference
Context : I am a 25 year old M from Mumbai with the following assets and liabilities, Current Income is 2.5 - 3 Lakhs a Month and Expenses are around 1 Lakh a Month.
Assets :
Rental Deposits - 90000
Gold - Physical + ETF (30k) - 2691000
Crypto - 0
Stocks - 0
Mutual Funds - 122000
Bank Account - 40000
Office - Fully Paid - 6000000
Flat - 6000000
Emergency Funds - 0
Business Funds - 0
Oppurtunity Funds - 0
Tax Fund - 0
Silver (400 G) + 4K ETF - 99000
Car - 850000
Bikes - 450000
Copper - 0
PPF -39000
NPS - 59000
Cash - 30000
Liabilities :
Home Loan - 38 Lakhs
15 Years at 7.45%
EMI - 36k
Gave this on rent with 20k a Month
Office gives a rent of 35k a Month
No other Liabilities, Car and Bikes are Fully Paid and I have put their second hand value.
-I need help on how should I invest my surplus money of 1.5-2 Lakhs a Month?
-If I should make any changes on my Portfolio Allocation?
A short description, I am a 25 Year old Male with 1.4 Cr in existing assets and a Home Loan of 38 Lakhs.
My existing assets are :
| Rental Deposits | 90000 |
|---|---|
| Gold - Physical + ETF (30k) | 2691000 |
| Crypto | 0 |
| Stocks | 0 |
| Mutual Funds | 102000 |
| Bank Account - Liquid | 40000 |
| Office - Fully Paid | 6000000 |
| Flat | 2163000 |
| Emergency Funds | 0 |
| Business Funds | 0 |
| Oppurtunity Funds | 0 |
| Tax Fund | 0 |
| Silver (400 G) + 4K ETF | 99000 |
| Car | 1000000 |
| Bikes | 450000 |
| Copper | 0 |
| PPF | 39000 |
| NPS | 59000 |
| Cash | 0 |
I have a current income of 2.5-3 Lakhs a Month in hand, My Expenses are 1 Lakh a Month including EMI so I roughly save 1.5 - 2 Lakhs a Month after everything.
I have a Home Loan of 38 Lakhs for my Flat which I rented it out for 20k, EMI is 36k a Month.
I need suggestions on how should I invest the surplus?