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u/NoReserve3466

r/portfolios r/IndiaFinance r/Indian_flex r/personalfinanceindia
Image 1 — From 0 in 2020, Scared to sit in Interviews to starting my Business, 6 Cr in Sales and 1.7 Cr in Networth
Image 2 — From 0 in 2020, Scared to sit in Interviews to starting my Business, 6 Cr in Sales and 1.7 Cr in Networth
Image 3 — From 0 in 2020, Scared to sit in Interviews to starting my Business, 6 Cr in Sales and 1.7 Cr in Networth
Image 4 — From 0 in 2020, Scared to sit in Interviews to starting my Business, 6 Cr in Sales and 1.7 Cr in Networth
▲ 1.4k r/Indian_flex

From 0 in 2020, Scared to sit in Interviews to starting my Business, 6 Cr in Sales and 1.7 Cr in Networth

For contextual I am a 25 Year old male from Mumbai

I was a very shy Male, No confidence, Doing Engineering from Mumbai.

Was just sitting on Bandra Bandstand alone thinking what will I do in my Life, Completely clueless, No passion about Engineering.

Then Covid came, Started learning about Marketing, Started with 1 Client to serving 1000+ Clients till date.

Brought my First House in Lodha, Purchased a Commercial Office for my company (always wanted a office space in a completely glass building, Fulfilled that dream and couldn’t be more happy)

Purchased a Car, Got 3 Bikes (Benelli 600i, Himalayan 411 and Hunter 350)

Life changed completely upside after I worked my ass off, Never give up guys keep going

Attaching photos for reference

u/NoReserve3466 — 2 days ago
▲ 1 r/personalfinanceindia+1 crossposts

25M with 1.65 CR in Assets, How should I allocate and invest?

Context : I am a 25 year old M from Mumbai with the following assets and liabilities, Current Income is 2.5 - 3 Lakhs a Month and Expenses are around 1 Lakh a Month.

Assets :

Rental Deposits - 90000
Gold - Physical + ETF (30k) - 2691000
Crypto - 0
Stocks - 0
Mutual Funds - 122000
Bank Account - 40000
Office - Fully Paid - 6000000
Flat - 6000000
Emergency Funds - 0
Business Funds - 0
Oppurtunity Funds - 0
Tax Fund - 0
Silver (400 G) + 4K ETF - 99000
Car - 850000
Bikes - 450000
Copper - 0
PPF -39000
NPS - 59000
Cash - 30000

Liabilities :

Home Loan - 38 Lakhs
15 Years at 7.45%
EMI - 36k
Gave this on rent with 20k a Month
Office gives a rent of 35k a Month

No other Liabilities, Car and Bikes are Fully Paid and I have put their second hand value.

-I need help on how should I invest my surplus money of 1.5-2 Lakhs a Month?
-If I should make any changes on my Portfolio Allocation?

reddit.com
u/NoReserve3466 — 3 days ago
▲ 31 r/IndiaFinance

25M with 1.4 Cr in Assets - How to invest

A short description, I am a 25 Year old Male with 1.4 Cr in existing assets and a Home Loan of 38 Lakhs.

My existing assets are :

Rental Deposits 90000
Gold - Physical + ETF (30k) 2691000
Crypto 0
Stocks 0
Mutual Funds 102000
Bank Account - Liquid 40000
Office - Fully Paid 6000000
Flat 2163000
Emergency Funds 0
Business Funds 0
Oppurtunity Funds 0
Tax Fund 0
Silver (400 G) + 4K ETF 99000
Car 1000000
Bikes 450000
Copper 0
PPF 39000
NPS 59000
Cash 0

I have a current income of 2.5-3 Lakhs a Month in hand, My Expenses are 1 Lakh a Month including EMI so I roughly save 1.5 - 2 Lakhs a Month after everything.

I have a Home Loan of 38 Lakhs for my Flat which I rented it out for 20k, EMI is 36k a Month.

I need suggestions on how should I invest the surplus?

reddit.com
u/NoReserve3466 — 7 days ago