u/SSDarkSlayer

Hi, I am a beginner, and I have recently started investing small amounts (~100/month) in mostly non-Canadian ETFs like SPUS, SPWO etc. My TFSA is in Wealthsimple right now. I plan on mostly holding long-term, but might sell and buy depending on the situation.

Now, I heard in Questrade they give a USD account for free, would it be helpful in my case, considering I mostly invest in US-based ETF? I dont really know if it would be advantageous for me. Also, it apparently has custom indexing, so I can customise my ETF too?

If Questrade indeed is better, can I open a TFSA on it too as well as keep the one I have on WS?

Hi, I am a newcoomer arrived here last year and filed my taxes for the first time this year. I filed taxes through a CPA, and during filing he said he had filled all the benefits forms so I wouldn't have to do anything myself.

Now I've got the CGEB notice and I am confused. In the notice it says we havent provided enough info for CRA to calculate CGEB (mainly my world income of 2025), and we shod submit RC151/ RC66+RC66SCH. And if I have submitted any of these, then not to submit that and instead provide a Statement of Income.

First of all, how do I know if the CPA did submit one of the forms? I cant see anything like that in the account, and I dont see how to do the SOI either.

Also, under my benefits section, it does show Expected benefits under both CGEB and OTB starting from August 2026. Why would those show up if they couldnt calculate it?

EDIT: My wife has got the same notice as well, and in her account too it shows a lump sum amount for both CGEB and OTB on August. We did submit a RC66SCH for the CCB which also got processed, wondering if the income info on there did something?

Salam, I was investing in ETF like SPUS, SPWO, MNZL, but as I go through their holdings, they have many companies rhat are either listed as Not Halal by various screeners, or they have companies like MSFT, APPL who just dont resonate to the ethics of a muslim.

Im thinking of instead investing in 15-20 individual stocks that are both halal and also ethical from a Islamic POV. Can you help me with some names? My goal is long-term gains so I invest in small amounts and happy to let it sit

Salam, I was investing in ETF like SPUS, SPWO, MNZL, but as I go through their holdings, they have many companies rhat are either listed as Not Halal by various screeners, or they have companies like MSFT, APPL who just dont resonate to the ethics of a muslim.

Im thinking of instead investing in 15-20 individual stocks that are both halal and also ethical from a Islamic POV. Can you help me with some names? My goal is long-term gains so I invest in small amounts and happy to let it sit

Hi, I've bought a ebike, to go to and from work. I want to know which type of locks, helmet to buy, preferably within a low budget. I see two types of locks mainly, U-locks and chain locks. Which is better as well? And how do I make left turns on busy roads?

Hi, recently I've been drawn to MNZL due to them having an ethical screening on top of Shariah-compliance. So, I was looking through their holdings, and they have stocks of ABBV, ORCL, IBM, McDonald's etc which are marked non-compliant by both Zoya and Musaffa (Zoya marks ABBV as halal though). So I am wondering if some of your top holdings are non-halal, how is the ETF halal?

Hello, me and my family landed here as PR last year, and did our tax returns this year for first time. Already got NOA, opened our myCRA.

As we are low income, we should be qualifying for GST/HST credits.

Our CPA said he applied for GST/HST credits when filing our taxes, but our myCRA account says we do not receive it.

We also applied for my child's CCB from wife's myCRA last month, uploaded RC66SCH and child's proof of birth, but no progress there either, only the docs are received.

How long does it typically take for those to get processed? And how do I even know if my CPA really did apply for GST/HST credits too?

Hello, me and my family landed here as PR last year, and did our tax returns this year for first time. Already got NOA, opened our myCRA.

As we are low income, we should be qualifying for GST/HST credits.

Our CPA said he applied for GST/HST credits when filing our taxes, but our myCRA account says we do not receive it.

We also applied for my child's CCB from wife's myCRA last month, uploaded RC66SCH and child's proof of birth, but no progress there either, only the docs are received.

How long does it typically take for those to get processed? And how do I even know if my CPA really did apply for GST/HST credits too?