Credit card lineup at 20 years old. Any card suggestions to add to it?
▲ 34 r/CRedit

Credit card lineup at 20 years old. Any card suggestions to add to it?

QS1: Starter card, basically put a small subscription on it and leave it
Savor: Covers my food/grocery/movie theater expenses and transfer CB to VX 3% CB
VX: Use this card for my large monthly expenses (Gym membership/car insurance) and single purchases that total $300+ 2X Catch all.
Prime Visa: Pair it with my Amazon young adult cash back and basically get prime for free. Got a $250 Gift card sub to get it. Put all my Amazon purchases on it obv 6% CB
Atmos Ascent: I use this as my primary “catch all” card that isn’t covered by any of the categories from the other cards (getting paint from Home Depot for example). Alaska is the dominant airline at my home city and I get a $99 round trip companion fare every year. This card helps me with status and getting more valuable miles.

Does anyone has any suggestions on what card I should consider getting or if I should use my cards a different way?
Any feedback would be appreciated, thank you!

u/Secretperson923 — 13 hours ago

Would these Qualify me for the PC upgrade?

21M, this is my first time ever renting a vehicle. I get president circle through my credit card and decided to take advantage of it. Do these vehicles qualify me for the free upgrade? And do I just walk up and get into a car I like? Am I able to add my brother in law as another driver? Thank you

u/Secretperson923 — 11 days ago

Price difference

An almost $200 price difference is INSANE!!! This is pretty much the gap on other dates too. Anyone know why Alaska is price gouging?

u/Secretperson923 — 13 days ago

Can a Cap one Duo and Atmos ascent setup work?

So currently I am running a VX and Savor Duo and just got approved for the Atmos Ascent Card with the 85K sub. I live in Alaska so I get the club 49 benefit of 2 free checked bags everytime I fly to or from Alaska so it eliminates that benefit in the Atmos card. However since I do live here Alaska airlines pretty much dominates the airport here, so Atmos points are very valuable in comparison to Capone’s partners. I was planning to churn the Atmos CC after I go on my Japan trip next year and keep the duo. The only benefit of this card after this sub is some status and the $99 Companion fare. In order to get the companion fare I would need $6000 spend on the atmos card every year. I’m just conflicted on what the most effective way to use this setup would be if I were to keep all the cards.

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u/Secretperson923 — 26 days ago
▲ 208 r/Saints

Hot take: Tyler Shough will take a year 2 Drake Maye type of leap

Easy schedule and upgraded the offense across the board. Don’t see why he couldn’t

u/Secretperson923 — 1 month ago

Should I transfer now?

I plan on flying internationally mid June next year to Japan and the Philippines. Qantas is also a one world alliance partner which includes Alaska Airlines, I live in Alaska so I could use those points to book domestic reward flights as well with Alaska. Should I hold onto my points or wait?

u/Secretperson923 — 2 months ago
▲ 14 r/Bestbuy

How often does this deal come around?

Was planning on purchasing a TV when I move out later this year, this looks like a steal for an LG oled. How often does this deal come around, and should I just purchase this now to take advantage?

u/Secretperson923 — 2 months ago
▲ 3 r/Saints

Help me decide which game to go to

I was originally supposed to fly down to see the falcons MNF, life happened and now I have to choose between the panthers or browns in November. Which game will be more entertaining?

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u/Secretperson923 — 2 months ago
▲ 65 r/Saints

Where do you fellow saints fan live rn?

Feel like I’m the only saints fan living all the way up in Alaska, where do you reside?

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u/Secretperson923 — 2 months ago
▲ 15 r/Saints

Anyone know if one of the on location packages for Paris is worth it?

Paris has been on my bucket list for awhile, this would be the perfect opportunity to go.

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u/Secretperson923 — 2 months ago

What should I do with my Venture X?

Long story short, I live in Alaska so my home airport is dominated by Alaska airlines. This also means I get the club 49 benefit which gives me 2 free checked bags flying out of it. I also get atmos points from paying my internet/phone bill every month. Currently my only 3 credit cards are Quicksilver1/Savor/VX, obviously really strong point multipliers. I just got the SUB on the VX card so now I’m in a little dilemma where I really should get one of the atmos CC’s, but I don’t know what I should do w/ my travel card setup or which atmos CC to get. Any suggestions on the best way to maximize my points?

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u/Secretperson923 — 2 months ago
▲ 56 r/Saints

Someone to keep an eye on

Brock rechsteiner, WR from JAX state looks the part. Obviously very early on, but I have been watching some clips from the first day of rookie minicamp for the saints and this guy has good route running and attacks the ball very well. Obviously he’s Scott’s son, but he is also 6’2 and 225 with great ball skills. Maybe he turns into something in the league?

u/Secretperson923 — 2 months ago
▲ 3 r/budget

Hello I’m a 20M looking to move out of my parents pretty soon. Currently my only expenses are my Car note + insurance which comes out to roughly $750/M. I was wondering what budgeting tips people had for me and what rent I could afford with a take home of $5K/Month.

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u/Secretperson923 — 2 months ago