u/iffyClyro

When I was younger and I had any kind of financial troubles or difficulties colleagues would always say “can you not ask your parents?”.

Well not really no, I don’t know my dad at all and I barely know my mum. I do know she has no money though.

Used to kind of resent people for it but obviously you mature and you realise they’re just drawing on their experiences which are different.

Got into lots of debt making my last house a home.

Sold it last week. Funds are all cleared and now so are all my debts plus a nice bit left over as a safety net.

Got into lots of debt making my last house a home.

Sold it last week. Funds are all cleared and now so are all my debts plus a nice bit left over as a safety net.

Probably overthinking this one.

I have other money tied up in savings and investments and I’m quite confident with decision making around long term stuff. So that’s fine.

However I have about £45k that I haven’t decided how/will I will spend. Home improvements, new car and so on are all looming. In the end I’ll still have a significant chunk of that £45k at which point I’ll distribute it to my long term stuff but just looking for the best short to medium term options you might be aware of.

I feel like people used to say/write: We would like to buy a house soon but now they say/write we are wanting to buy a house soon.

I really feel like the use of wanting is new but then it’s so ubiquitous I keep thinking I just didn’t notice it before.