Card recommendation (not the common first credit cards)
• Current cards:
(A) authorized user, bank of america, 8,000 limit, 2016
(B) authorized user, JPMCB, 11,000 limit, 2011
• FICO Score: 796
• Oldest account age: 15 years
• Income: i’m a student (19), so I only work part time. because of this, my yearly income fluctuates, so let’s just assume max of 20k. i’m not irresponsible and would never spend more than i can pay.
• Average monthly spend and categories:
• dining $20
• groceries: $0
• gas: $0
• travel: $0
• other: $150 (shopping and investing)
• Open to Business Cards: No
• What's the purpose of your next card?
Cash back and Travel
• Do you have any cards you've been looking
I’m heavily considering the Robinhood Gold Credit card. If someone could advise for it/ against it please LMK!
• Are you OK with category spending or do you want a general spending card?
general spending
Other: I spend a maximum of 200 a month. However, I do anticipate traveling later this year which is why I want something that gives good travel benefits. Estimated spending for travel is 500 (with family) and up to 5,000 (alone).