DIFU by giving my mom my debit card PIN number?
I (17m) gave my mom (60f) my card and PIN number so she could grab some coffee today. She came to pick me up from school earlier than I expected so I was still busy with work and wanted to stay to finish up. She complained that she was hungry and wanted coffee but didn’t bring money so I eventually caved and gave her my wallet and PIN number. She ended up spending upwards of 30$ on food.
This isn’t something I’d normally think is a big deal, especially if she pays me back but I am worried that giving her my PIN was a bad idea. She has a history of “borrowing” money from me without permission. She always pays it back eventually but makes me feel guilty when she does. It’s not small amounts of money either, she once took 300$ from my savings without even telling me first.
We’re pretty poor, not dirt poor but we struggle to pay bills sometimes and when our AC unit broke a few months ago it took over 2 months for us to be able to save the money to fix it. My mom grew up rich and got used to living more lavishly than we can afford. She’s always getting takeout or buying unnecessary things that we won’t use.
I’ve been working hard to pull myself out of this situation and had a job this summer but with school starting up I don’t know if I’ll have the time. I need to have some savings for college and a car but all of my money is on my debit card. I honestly don’t know if she’ll take my money, I don’t even know if she still remembers my pin but I’m worried. DIFU and if so what should I do?
Edit to update: I changed my pin on the card, I’m also planning on opening up a savings account to keep most of my money on within the next few weeks instead of just the debit. I’ll keep cash around to give her if I need to