Why does it seem like the generally accepted default college payment plan is just get a mortgage-sized loan ?

It seems like the default option for college is just go take out a mortgage sized loan at 18 years old and have fun paying it back.

No one ever seems to talk about alternative paths (aside from your parents paying for it)

For example you can join the military and get free college, I know some are against that path, which is fine, and in which case employer reimbursement is another avenue that it seems like no one even knows exist.

I graduated highschool and got a entry level corporate desk job, company I worked for offered college tuition reimbursement as one of their random benefits, well I ended up getting my bachelors and my masters 100% for free just from work paying for it.

Whenever I tell people that, most don’t even know it’s an option or that it’s something many places offer.

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u/Astimar — 3 days ago

Do you think many assume others are in debt as a coping mechanism ?

Throughout the years I’ve heard many examples of this… Someone will say “how does that person afford such a nice car!” Or “man they have such a nice boat, or RV or XYZ hobby!” And the typically reply usually ends up being “they have a ton of debt” or “they make payments on everything”

It’s always some reply in which it’s presumed the individual is just terrible with money or in massive debt, it’s never just the simple fact that yeah, that person just makes a shitload of money, the end.

Are some people in debt? Yes of course. But at the same time, there are genuine families who make 2,3,4,500k a year in household income and it just is what it is.

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u/Astimar — 4 days ago

Are well established elder millennials turning into the new version of “Boomers” ?

I remember reading about the so called boomer generation, how they bought a house back in the day for 15 dollars and a handshake, how they “hoard wealth” and basically screw over anyone younger then them, while providing advice like “your broke cause you buy Starbucks too much”

I now find myself in my late 30s, I have a house with a 2% rate, two new cars, healthy 401k and savings, basically all the, in my view, “normal things”

but now when I talk to the “younger generation” meaning like 20 something I’m somehow now the rich asshole who’s out of touch with reality when I feel like I’m just an average middle class dude who works 9-5

I can’t even make a Reddit post on here about a fun house project without a dozen people saying “must be nice to afford a house”

Are we slowly turning into our grandpas ?

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u/Astimar — 10 days ago

As a parent, do you typically have nighttime gatherings of friends & family?

So we have two kids who typically go to bed around 730 to 8pm. We as the parents typically go to bed around 9-930 and the whole house is awake by 6-630am the next morning.

Typically when we have company over, whether that’s friends or family, we target early afternoon start times for any activity or hang out session with the general expectation that everyone’s gone by dinner time.

We have bedtime routines for the kids, our own bedtimes, basically an entire system in place and find it important to protect our family evenings alone.

However I keep running into circumstances where people want to START hanging out at like 5-6pm and go until god knows when and I either accept and secretly hate it in my head or I feel like a jerk refusing plans all the time.

Like we aren’t 20 anymore, I’m not staying up until 11pm and then waking up at 5am

When do your friends & family activities typically run till?

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u/Astimar — 1 month ago

Anyone ever see a pole hanging off a handlebar?

I got stuck next to a elderly Harley grandpa at a red light awhile back and the guy had what looked like a long pole or rod hanging off the side of the handlebar, had a leather tassle thing at the end of it.

I looked over and said “what’s that?” And the dude just looked at me and smirked but wouldn’t answer.

Thought that’s fuckin weird but I went on about my day

Fast forward another week and I run into another group of Harley riders with poles / rods hanging off their bars.

Only people I have ever seen with these are Harley guys and zero idea what it’s for

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u/Astimar — 1 month ago

Is a car “Italian Tuneup” a real thing?

Had a guy tell me that you need “beat on your car” and redline it, go wide open etc every once in awhile in order to keep it running right.

He called it the “Italian tuneup” and allegedly burns off carbon deposits or whatever else gets built up from just cruising around normally all day.

Is this BS?

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u/Astimar — 1 month ago

Do lawyers become judges just for the love of the game?

From my understanding, the salary for lawyers can vary significantly, ranging from basically being a public defender all the way to being Harvey specter in suits.

From a quick google search, the average rate for a private sector attorney is $349 an hour.

When I compare that to local / municipal judges who handle things like misdemeanors / small claims / traffic court etc, they often make significantly less, like 50 grand a year in some instances.

However I believe one of the Pre-Reqs for being a Judge is you had to be a lawyer first.

So with that in mind… do people really go from billing $349 an hour to making like $40 an hour as a judge?

I know money isn’t everything but that vast difference in wealth is crazy for all the time and money spent getting into a law career

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u/Astimar — 1 month ago

Is the advice “never talk to cops” actually legit?

I grew up in a pro-police household, even now I have nothing but total respect for law enforcement and believe the shit they deal with is out of control most days.

However, with that in mind… is the old saying “never talk to the police” actually sound advice?

I’ve seen numerous people get detained, then given their Miranda rights, which quite literally plain as day say “will be used against you” , and they keep flapping their gums telling their whole life story.

Seen DUIs in which the suspect voluntarily gives the cop the world, when in reality (I think) the general advice for DUIs is decline all tests and do nothing but STFU

Basically an on-duty cop is not your friend, and the entire interaction between you and them is essentially them trying to build a case against you and you should pull a “me no speaky English” anytime they come around.

Is this an accurate sentiment?

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u/Astimar — 1 month ago
▲ 10 r/AskLE

School Resource Officers (SRO) - what’s the job?

I mean this post in the absolutely most respectful way possible, and it comes from a place of ignorance as I simply don’t know the job, so I would like to get educated on the role.

In my mind, when someone “dreams” of being a PO, the first thing that comes to mind is starting off on the traffic unit or just running the streets and handling whatever business comes in that day. Could be anything from mild to absolutely crazy.

However when I think of an SRO, they basically just post up at the middle school all day and do what? Walk around the hallway?

Again, I mean this in a positive way… what do SROs do all day? Because part of me thinks it’s almost the job someone gets put into as punishment if they fall out of line on regular duty, but I know that can’t be the truth as some people love SRO roles

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u/Astimar — 1 month ago

Anyone find it hard to make new friends in mid-life ?

Back in the school days I feel like I had 100 friends , then I went to college and had like 50 friends, then in my 20s I had like 15 friends and now that I’m pushing 40 years old I feel like I can count on one hand the amount of people I would consider friends.

People seem to come and go with the seasons, which by itself isn’t necessarily a bad thing. My problem is I don’t know how to replace them with new ones when they leave.

At this point I pretty much just hang around the house or work on “my own life”.

Additionally I don’t give two shits about sports whatsoever, which almost seems like a prerequisite to meeting people these days cause the minute you bring up football they talk to you for 3 hours but any other topics and no one has anything to say at all.

What’s the secret here ?

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u/Astimar — 2 months ago
▲ 5 r/AskLE

What’s your take on traffic stops & concealed carry?

I live in a state with no law mandating disclosure of concealed carry during a traffic stop.

I always assumed that you would voluntarily declare your firearm / CCP to an officer during a traffic stop as part of routine process along with providing your license and reg.

However my firearms instructor at the local range (who also trains the police and is deeply involved in that space) says that you should not declare or even bring up the word firearm on a routine traffic stop.

His justification was that the police should, by default, automatically assume you’re armed, and if they don’t then they aren’t doing it right. Thus you declaring a firearm should change nothing whatsoever, since they are already operating under that assumption.

Additionally he mentioned that just bringing up the word “gun” is automatically going to throw everyone on edge and turn what could be a totally chill normal interaction into something it doesn’t have to be.

Thoughts on that??

I’ve seen plenty of bodycam footage where someone declares a firearm and the cop either doesn’t give a shit and just says “don’t reach for it and we are fine” or the cop goes totally nuts, draws his own gun and then disarms the citizen before proceeding - so it seems to go both ways

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u/Astimar — 2 months ago

Presidential Executive Orders?

This is not a political question and I’m going to try very hard to make it not a political question and stay on topic.

Don’t care what side anyone is on.

Let’s say you have President XYZ who wants to get all kinds of stuff done, wants a legacy, want all this stuff, but getting stuff done takes time and votes and Congress etc

So they say, hey I got an idea, let me just executive order my entire agenda, I’ll wave my magic wand and voila it’s done.

Except executive orders are not binding or permanent correct? They can come and go like the wind?

Meaning if someone tried to reform the entire country with 500 executive orders, that’s all great and all, but a new president could come in and on day 1 on the job just say “all previous executive orders are now void” and voila, they leave just like they came, someone waved a wand and now the entire system is back to the old ways from years ago.

Is this right? Are these things that transient ?

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u/Astimar — 2 months ago
▲ 31 r/AskLE

What do state police do most of the day?

I just wanna say that this post has NOTHING against state police, this is not meant to be bad or anything just an honest question.

If your a local / town / city cop you spend a lot of your time running calls, disputes, domestics, robberies etc, whatever is happening in town is your own problem.

But at the state level, and this is just coming from a non-LEO perspective, I never see them, ever, unless it’s just sitting by a random highway all day.

As a city cop it seems like you get “diversity” and something new every day. But the stateys whole world is just running radar looking for people going 85 in a 65 for 8 hours a day.

I’m sure they do more then that, but is the job way different then local?

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u/Astimar — 2 months ago

Discussion - Motor Longevity

Hey all, let’s just jump into it, and if any of this info is wrong please correct me, this is just what I’ve read.

Everyone says Hyundai motors blow up, in particular the Theta 2 used in tons and tons of different cars.

The N motors are also Theta 2s, however they are “upgraded” or more “heavy-duty” than the standard versions.

From everything I’ve heard, the issue with the motors came down to bad quality control and manufacturing at the Alabama USA Motor plant which built these things , and it started in like 2013 over a decade ago and went on for years.

With that said, it’s not 2013 anymore, it’s 2026. Additionally the N motors are not made in the Alabama plant, they are made in South Korea at a completely different facility.

With that in mind, are the N motors exempt from all of the issues that happened to the other or earlier Theta 2s? Are the N motors still time bombs?

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u/Astimar — 2 months ago

Do Kia & Hyundai mechanics enjoy the work?

I don’t know the answer, just asking.

Its no secret that Kia & Hyundais run through motors like its going out of style, this isn’t a post to bash the brand, just speaking facts.

But ive been told that an experienced Hyundai mechanic can do an entire motor swap in about 4 hours, you drop the engine out the bottom on the lift and throw the new one in.

I mean that’s almost fast enough to have a break room “waiter” customer for a full engine replacement.

Meanwhile if you need to do a head gasket on a new Honda the shop quotes 12-14 hours labor…. Literally easier to swap an entire motor then just do a head gasket.

Seems like a lot less BS or Diag or replacing random odds and ends.. they just replace the entire long block and move onto the next one

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u/Astimar — 2 months ago

Do Hyundai & Kia Mechanics actually enjoy the work?

I don’t know the answer, just asking.

Its no secret that Kia & Hyundais run through motors like its going out of style, this isn’t a post to bash the brand, just speaking facts.

But ive been told that an experienced Hyundai mechanic can do an entire motor swap in about 4 hours, you drop the engine out the bottom on the lift and throw the new one in.

I mean that’s almost fast enough to have a break room “waiter” customer for a full engine replacement.

Meanwhile if you need to do a head gasket on a new Honda the shop quotes 12-14 hours labor…. Literally easier to swap an entire motor then just do a head gasket.

Seems like a lot less BS or Diag or replacing random odds and ends.. they just replace the entire long block and move onto the next one

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u/Astimar — 2 months ago

Real Review - VenaSeal SSV Closure

I decided to post this because when I was initially looking around months ago I found very few patient reviews of my specific procedure.

Bear in mind this experience is mine alone and results may vary.

*Pre-Op Symptoms: Swelling, Pain, 4.0s reflux
*Procedure: VenaSeal Closure of left SSV
*Performed by: Vascular Surgeon at local hospital
*Methods Discussed: VenaSeal or RFA Ablation

Personal Determination: VenaSeal

Thought Process: VenaSeal is very “non-invasive”, what I mean by that is simply the lack of heat or any real injury or trauma, additionally the risk of nerve damage along the SSV is minimized again due to lack of heat.

My surgeon also recommended VenaSeal, stating that they would be able to treat a longer portion of the SSV than they could with RFA, again due to nerve risks the farther down the leg you go.

Arrived at hospital waiting room at 10:00am, at 10:40 I was already done and walking out the door. The procedure was non-eventful, a single numbing poke and then typical ultrasound activities and you’re done.

I left the hospital with a bare leg, no wraps, no compression socks, nothing. My release paperwork explicitly stated that post-op compression socks are voluntary. The leg fix was immediate, basically like someone waved a magic wand and said you’re good to go and I could throw my socks in the trash if I wanted to.

Post-Op was uneventful, no allergic reaction occurred, and I didn’t even need to take ibuprofen; I just went back to normal life.

I can now go full days of 8+ hours without compression socks and with no leg pain. However personally i am still going to wear compression socks around the house and when i wear pants just as a preventative voluntary measure.

For those thinking about getting a procedure done, don’t get scared off by all the horror stories you read here and other places, for every horror story there’s likely 1,000 success stories that no one ever talks about.

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u/Astimar — 3 months ago

What’s your dealership experience?

So quick back story.

This car is my daily driver, I **need** the car every single day, I do not have a backup or second car.

Prior to this I owned a Honda and the Honda dealership was fantastic, most if not all parts I ever needed were in stock, I got a loaner car from the dealer literally 100% of the time for any overnight or longer repairs, I really couldn’t ask for more.

I’m seeing a bunch of people talk about Hyundai and effectively saying even if the warranty is good on paper, your actual experience will suck.

For example a lot of parts are back ordered, and even if the warranty work is approved, it will still take 2+ months to get the replacement parts you need?

I’ve also heard that Hyundai almost never gives loaner cars and basically just tells you to F yourself…

So if your car is in the shop waiting on parts for 2 months what are you supposed to do? Pay $50 a day for a rental for months straight? This seems absolutely absurd

What’s the actual experience here?

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u/Astimar — 3 months ago
▲ 24 r/airpods

APP3…. What happened?

I’ve owned the OG Long stem AirPods, then bought the AirPod Pros, then I got the Pro 2s which I’ve had literally for years and loved them in all scenarios.

Saw the APP3 on sale for $179 and figured “why not” it’s cheap and it’s newer and better!

Well… They don’t just “pop” into my ears like the APP2 does, it takes deliberate action to seat them in my ears, I’ve found even with the smaller-than-default eartips they hurt my ears.

The bass seemed more prevalent, but almost in a fake or over boosted way…..

I took a 6 hour plane ride today and for the first 4 hours I wore my new APP3s in noise cancelling mode and everything was “fine”, but then for the final 2 hours of the flight I put them away and threw in my APP2s for a direct comparison and immediately felt right at home, to the point that I wanna return my 3s

I know I can’t be the only one right?

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u/Astimar — 4 months ago
🔥 Hot ▲ 6.7k r/NoStupidQuestions

Did people born before Christ automatically go to hell?

Sooooo, hi Reddit…

If humans as a species have been around for millions of years, and our direct ancestors are at least 300,000 years old…. What happened to them after death?

From what I’m gathering, Islam has been around for 1,400 years…. Christianity has been around for at least 2026 years (BC/AD)

Meaning all major religions came about eons AFTER humans already had existed for hundreds of generations of individuals.

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u/Astimar — 4 months ago