Should I liquidate my brokerage as an emergency fund once we get engaged?

I met the girl! And we both love money!!! We are about to get engaged! Right now we emphasize agressivly saving for retirement and paying off our debt. We definitely have separate finance right now, and we both have emergency funds. Mine is about 7k and hers is 4k, I realize that when we get married that I not only have to look out for myself but also for her.

I have about 12k in a brokerage that I haven’t touched in years, should I liquidate now and combine this with our smaller emergency funds and make a nice chunky legit 6 month emergency fund?

To give more context we are also thinking about making a move soon that we may need money for.

Also any tips as to how you handled finances once engaged/married is very welcomed!

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u/CollectionOld3374 — 3 days ago
▲ 17 r/Hunting

Hunting before work strategies

I have a fairly kushy job, I can come in late and I can leave early as long as the work gets done. Deer season is coming up boys! I see a lot of before work hunts in my future….I figured if I get one this year I could probably hit my team w the “family emergency” thing and I have to work from home today. But idk if I’d feel comfortable doing that more than once, if I put one down in the morning could I gut and hang in the deep woods and come back to get it after work or do you think the dogs might get it by then? I didn’t think about this until now but I could probably use my climbing sticks to get one way up there. This is in coastal NE if that helps.

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u/CollectionOld3374 — 4 days ago
▲ 22 r/Hunting

Do you public land guys come across BS no hunting signs?

I have some great spots this year, some are on land that is by towns that don’t outlaw hunting but seem like they are trying to make it look like they do. Most of my spots are around this one town that is flooded with deer. A lot of the spots I found all over this town have signs posted that say it’s town conservation land and hunting is outlawed and states a specific state law (which is not correct). Per this town’s by laws I do believe hunting is not allowed on conservation land or atleast you are asked not to on there website. However….the thing is that a simples land search via the towns website or OnX shows that this land where these signs are posted is not owned by the conservation commission and some of it isn’t even owned by the town, some of it is unposted privately owned development land.

I asked a game warden that stopped me fishing once and he said that it’s fine with him if I go there. But I was curious if others tend to come acrossed signs like this?

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u/CollectionOld3374 — 6 days ago

How far out to apply to lab jobs if I’m looking to start (and move) in May

Currently living in Boston, it looks like we will be moving here to start a family (🤞). At the soonest we would like to move mid March if there isn’t a sign on bonus so we actaully get our bonus, but we would prefer around May or June. How far out should we be applying, do jobs here tend to hire early? And can anyone connect us with any recruiters? We figured small CRO’s might be our best bet to start in the areas.

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u/CollectionOld3374 — 9 days ago
▲ 2 r/WGU

I’m pre studying!! What are the hardest classes for communications?????

My goal is to accelerate, I transferred in as many courses as I can, I start in November and I wanted to pre study before I start. What courses should I spend the most of my time studying on. Courses listed below in the picture…..ps I also need to take possibly take managing in a Global Business Environment (D080) thinking about whether or not to transfer in, it would cost about an extra $300

u/CollectionOld3374 — 15 days ago

Jobs for people with mental disabilities??

A really good mentally disabled family friend of mine had a nice job at UVM for 3 years, it could’ve been his forever thing he is great at cleaning. He ended getting used as a drug mule by younger kids pretending to be his friend and taking advantage of him, he was pulled over by police charged and jailed and was extremely confused the whole time. It was so obvious what was going on that he was easily able to beat the case even with a public attorney.

After this hit the news he was abruptly fired from uvm job which really sucked because he didn’t do anything wrong. Maybe this is all TMI but I figured if it convinced someone to give him a shot then so what.

All this to say does anyone know of any specific jobs or programs in the area that could really help him? I could help be a point of contact in the interview process or explination process to help him understand how to do the job or how to advise the employer on how to help work with him.

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u/CollectionOld3374 — 16 days ago

Best way to physically protect your family

It’s weird guys me and the best girl are about to get married and I feel this presence of the family we are going to have even though we only have a tortoise at this time 🐢.

We were out at a boxing show the other day and twice my gf got cat called and I told these guys to watch their mouth. I’m very average, 5’11 180-190 decent build and both of these guys are much bigger than me, I could probably decently scrap, but I wouldn’t beat these guys.

This has me thinking about my inevitable family one day, how do I best protect them in situations like this. I know the first and best option is always descleate and/or run. But if I couldn’t what should I do? I don’t wanna be the guy that carries a gun around w him all the time, is there a certain class I should be taking?

Street fights are honestly one of my biggest fears I know people can die from them, I want to protect my family from stuff like this, but I still want to have fun and go out to happening things when appropriate. It’s my job to protect my family….What should I do?

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u/CollectionOld3374 — 19 days ago
▲ 0 r/BFS

Why is so much of this panic mode?

All you guys seem to think you are terminally ill, muscle teitches are pretty normal. You’re gonna kill yourself stressing before anything else does.

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u/CollectionOld3374 — 28 days ago

How long is your commute?

What city do you work in? What industry? And how long is it?

My commute is so long right now 🤦🏻‍♂️ thinking of moving there but I heard traffic has been getting worse.

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u/CollectionOld3374 — 29 days ago

What are you guys getting for compensation?

My flight from RDU-BOS Monday morning was canceled, originally was told it was weather, now I’m told it’s not and it was the airlines fault. Seems like a lot of people are in this boat. I ended up getting home about 10 hours later on a different airline that they booked me on.

Has anyone got any compensation other than meals, hotel, car? Sorry if this has already been answered I’m sure there may be a post about this already.

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u/CollectionOld3374 — 29 days ago
▲ 303 r/boston

Weird blue/black tint to the sky anyone else notice?!?!

I know most of the day there was an orange/yellow tint but over the last 30 minutes it has changed to a blue black dark hue, does anyone else see this? What may be causing?

u/CollectionOld3374 — 1 month ago

Should we move here trip itinerary

Hey,

We are taking a 4 day trip next week to see if this is an area we might want to move to. I’ve already done some research, but any suggestions on places to see? Anyone wish they saw or did anything different before they moved here?

You guys seem awesome! Would love to hear any advice anyone might have!

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u/CollectionOld3374 — 1 month ago

How hard is it to get a technical manufacturing job or adjacent with good experience

Me and my fiancé are looking at moving to the area we have very strong background in research and operations and she is a site lead at a major pharmaceutical company.

We are fine with moving to manufacturing from research, it’s more secure and has a better career ladder. Has anyone been in a similar situation recently? How hard was it for you to find your first gig?

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u/CollectionOld3374 — 2 months ago

Are the $1200 rents and $280k town houses fake?

Another relocation post yay!! (Sorry if this is annoying) Hello possible future neighbors!! We are getting married and looking to start a family!! We currently live in Boston and work in biotech but it’s just not where we think we can sustainably raise the family we want. We have been looking at relocating and everything points to the triangle.

We are a very frugal family and don’t need a spot with all the bells and whistles, Boston has kind of turned us this way. That being said is there something to all the cheaper rentals and town houses? When doing my research and talking to people I keep hearing that these housing rates don’t exists. Are they all scams or roach houses or what’s the deal?

Looking forward to possibly moving here one day! You guys seem to have an awesome community!

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u/CollectionOld3374 — 2 months ago

Muzzle loader registration

I bought a muzzleloader from cabelas last week and I was under the impression that if I bought it at the store it would be registered to me. How can I make sure that this happens. Am I right about this? Any possibility I need to register it myself?

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u/CollectionOld3374 — 2 months ago
▲ 0 r/WGU

How long did your communications degree take?

Looking to accelerate and hopefully get done in one semester. I’m not sure if that’s just a Reddit/youtube thing. But I was looking at transferring in every credit possible from Sofia or study.com and finishing the whole degree in a semester. Has anyone done that? How long did it take you? Any advice would appreciated!

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u/CollectionOld3374 — 2 months ago

Does degree title matter?

My wife currently has a great job in Boston at a big pharma company in research but we have been looking at moving down south to RTP in the future. She has expressed in the past that she wants a more social role and that the lab crowd is really not her preferred coworkers. At the moment she has a 2 year degree but has been considering a 4 year degree for awhile. She is going to use an online accelerated program (wgu) and plans do get the 4 year degree about 6 months for around $3000-4000.

She has expressed interest in working in Sales, HR, Project management, recruiting, office management, or lab management. She has gotten a lot of credits towards a marketing degree in the past that she hasn’t finished and is considering continuing. She is also considering starting over in order to get a communications degree instead.

I feel like communications might be a catch all for all the things she’s interested compared to marketing, but does the actaul title of the degree really matter? I think it just may mostly be a qualifier that she has a 4 year degree. I could be wrong though.

Any thoughts?

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u/CollectionOld3374 — 2 months ago

Amazon budget poll for lures

I fish in the city, I fish off of jetties, I’d like to fish off the beach and possibly a boat. I’ve been trying to find a poll for a while that will work but I think I keep buying bait poles. What is a good budget catch all for my situation, I have a couple 3000 Penn reels that I would like to pair with it but I f I need something else for a real that’s fine too.

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u/CollectionOld3374 — 2 months ago

Trafic 🚗 🚙

How does traffic compare to an area like Boston? I keep hearing this is one of the major cons to moving here. Id imagine it’s not as bad as here but maybe it’s worse if the infrastructure isn’t there.

reddit.com
u/CollectionOld3374 — 3 months ago