u/Jolly_Bat8531

Namaste sabko...

I'm a complete beginner and planning to start investing seriously for long-term wealth creation. I've been reading about SIPs, mutual funds, stocks, ETFs, and portfolio building, but there is so much information online that it's hard to know where to start.

I'd really appreciate guidance from experienced investors.

About me:

- Complete beginner

- Long-term investment horizon (10+ years)

- Looking to build wealth, not trade daily

- Interested in both Indian and international investing

- Want to learn how to research investments properly instead of blindly following tips

My questions:

1. Which app/platform should I start with and why?

- Groww

- Zerodha

- Angel One

- Upstox

- Any others?

What are the pros and cons of each for a beginner?

2. Can Indians invest in foreign companies?

Can I directly invest in companies like:

- Tesla

- Lockheed Martin

- Nvidia

- Microsoft

- Amazon

- Google

- Other US or international companies

If yes:

- What's the best way to do it?

- Which platform is best?

- Are there any tax or regulatory considerations I should know about?

3. Where should a beginner start?

- SIPs

- Mutual Funds

- Index Funds

- ETFs

- Individual Stocks

What would you recommend and why?

4. Portfolio Building

I'm trying to understand portfolio construction.

- What exactly is a portfolio?

- How do you build one?

- How many stocks or mutual funds should a beginner own?

- How do you decide allocations?

For example, how would you divide investments between:

- Indian Index Funds

- Mutual Funds

- Direct Stocks

- International Investments

- Gold

- Debt/Fixed Income

5. Beginner Portfolio Examples

If someone is investing:

- ₹5,000/month

- ₹10,000/month

- ₹20,000/month

How would you allocate the money?

6. Researching Stocks and Funds

How do you personally research before investing?

What metrics do you check?

For stocks:

- Revenue growth?

- Profit growth?

- ROE?

- ROCE?

- Debt?

- Valuation?

For mutual funds:

- Expense ratio?

- AUM?

- Fund manager?

- Historical performance?

Which websites/tools do you use?

7. Common Mistakes

What are the biggest mistakes beginners make?

What do you wish you knew when you first started investing?

8. Learning Resources

What are the best:

- Books

- Websites

- Courses

- YouTube channels

- Newsletters

for someone starting from zero?

9. If you were starting again today...

If you were a complete beginner with no investments and had to start from scratch today, what would your first 6-12 months of investing look like?

Chota bhai samjh ke, please give me some guidance...

https://www.reddit.com/r/IndiaTech/s/eUgVSGbpMD

What does this mean? Do all those welders and technicians who invested in space ipo and got selected are termed as millionaires?

Hey everyone,

I'm facing a weird issue with YouTube on my college WiFi......

• YouTube itself opens fine in both normal and private/incognito windows
• But in private window, videos just keep refreshing/loading and never actually start playing
• In normal window, everything works perfectly

I mainly use private mode so that my search/watch history isn’t saved, so this is pretty annoying.

I tried inspecting the page, and I’m seeing a bunch of failed/blocked requests (like videoplayback fetch errors), which makes me think something is being blocked at the network level.

What I suspect:

• Maybe college WiFi is blocking some requests differently in incognito?
• Or cookies/session-related stuff isn’t being handled the same?

Things I’ve tried:

• Different browsers ----same issue
• Disabling extensions-----no change
• Reloading multiple times ---- still stuck

Has anyone faced something like this on restricted networks (college/office WiFi)?
Any workaround to make YouTube work in private mode?