Took a home loan from HDFC and they said they won't process it without buying insurance. Paid ₹30,000 premium.
Now I find out this is literally against RBI rules and insurance is supposed to be voluntary. Got the policy document 5 days ago.
Can I cancel it under free look period and get my money back? Will it affect my home loan approval?
Planning a Coorg trip this weekend. Thinking of leaving Bangalore on Friday night and returning by Saturday night.
Is one full day enough to cover the main places in Coorg without rushing too much, or is it better to stay one night there? Mainly want to visit the best spots and enjoy the trip properly.
Recently I applied for a plot loan under the home loan category in hdfc. I already paid the initial login fees and they said it will be adjusted as part of the processing fee after loan disbursal. Altogether the login fee and processing fee are coming close to 50k.
Is there any way to get back or reduce this amount after the loan gets disbursed? Someone told me we can speak with the branch manager and negotiate on the charges. Also, they mentioned that insurance is mandatory. Is there any way to avoid or reduce these extra charges?
First solo trip to Andaman – how to keep it affordable?
I’m planning a solo trip to Andaman from Bangalore and trying to keep it budget-friendly.
One thing I noticed is that onward flight tickets are pretty cheap, but return flights are expensive. Any tips on how to save money on the return journey?
Also, I want to explore the islands and try activities like scuba diving, but without spending too much. If anyone has done Andaman on a budget, how did you plan your stay, transport, and activities?
I’ve seen some package trips that fit my budget, but most of them involve going in a big group. I’m okay with maybe 1–2 people, but not a large group.
Would really appreciate any tips, itineraries, or hacks
I’m a 25M, working in another city, and I come home every week just to spend time with my mom and brother. I know my mom loves me and cares about me, no doubt about that.
But today something really got to me.
She had a fight with my brother, and later I overheard her talking to her friend about it. Her friend was telling her she shouldn’t have shouted at him, and my mom said something like, “Even if I shouted at him, he’s my favorite since he’s the elder one.” That hit me hard.
For context, my brother is honestly pretty immature, doesn’t really put in effort, expects things easily… whereas I’ve been working, supporting the family, paying rent even though I barely stay there during weekdays, trying to do my part.
The thing is, I’ve heard her say this exact same line 10 years ago when I was a kid. Back then I even asked her about it, and she brushed it off saying I misunderstood. I believed that.
But hearing it again today… it just broke something in me.
It’s not even about comparing or competing. It just hurts to realize you’re no one's favourite 💔
I know I’m an adult, and maybe this sounds childish. I usually handle things well and don’t let stuff like this get to me. But today, I just couldn’t.
Not really sure what I’m expecting by posting this… just needed to get it out.