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u/Latter-Ad-7705

▲ 0 r/CreditCards

Question for business credit card owners who weren't sure if they could hit 6k of spend in 3 months. Anyone... bought 2k USD of amazon stuff and insta returned it for amazon credit? Better methods?

There has to be better methods than this I think? This locks up 2k USD of money as amazon credit (which is not the worst thing)

I mean there is opening bank accounts and funding them with a credit card (some old credit unions/smaller banks let you do this on their website) but my CheX report is kinda full/gotta wait for a while to open a new bank account

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u/Latter-Ad-7705 — 5 days ago
▲ 0 r/CreditCards

What do you like to do in response to private message requests that are like 'I'll venmo/Zelle you for some Citi Thank You Points' - Legit? What could go wrong? Happens with chase points too?

Not sure what to do with these PMs - take the plunge or not? What could go wrong?

Or whether to product change my Citi Premier one year from now to citi custom cash and then attempt to redeem the 60 k points at 1 cent per point (I don't have any other citi cards, but... not sure seems like this might actually work based on what I read from other threads?)

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u/Latter-Ad-7705 — 6 days ago
▲ 2 r/citibank+1 crossposts

Citi Strata Premier - got the 60k point bonus. But I don't travel. Don't want to redeem for 0.75c/point. How would you use the points if you don't travel?

a) What are some ideas I probably haven't thought of? Some expenses that I probably have that I could use this on and get 1 cent/point?

Can I still easily get 1 cent per point value by some method I haven't thought of? I don't really travel

b) What if I don't use my 60k points and then I downgrade to the Citi Custom Cash next year- then will those points still be 0.75 cents/point cashback redeemable or would they be 1 cent / point cashback redeemable?

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u/Latter-Ad-7705 — 6 days ago