I just bought a 2026 PRO4X today and the backup camera is very blurry and low res. WTF? Is there a simple replacement to just the camera itself that could improve this?

Trump orders Pentagon to scale back joint exercises with South Korea

He seems irritated with South Korea for some reason /s

I like when an ETF name describes what it's Holdings are. VXUS is a Vanguard eX US fund holding international stocks. IXUS is the same except offered by iShares. VT is the Vanguard total world ETF, which holds all US and international stocks. But VTI only holds US stocks. Every time I see the "I" at the end of VTI, I think it means international. I actually own VTI but it still irritates me. What ETF names irritate you

I can see DRAM dropping below $50, probably soon. Do you think we'll see it below $40? I do, but not for a while. Everything is dropping to level last seen 3 -4 months ago. Then, when the institutional sellers have cashed out and the prices are all at levels we never expected to see again, they'll buy it all again and we'll probably hit new ATH's. What are your predictions?

We're in a noisy time in the market. The Fed, Iran War, Oil and the volatility of AI stocks. I assume that macro events like war, Oil or the Fed can strongly change the result of a chart pattern. What about the volatility of AI stocks and ETFs. Does the volatility of those equities make using chart patterns even less reliable

Please correct my understanding if it is wrong:

If there are no (retail or institutional) buyers when you want to sell, the Market Makers and Authorized Participants will buy your shares at a discount of 0.01% to 0.10%. This would equate to 1 -5 cents on a normal day for a share whose NAV value is $50.

On a more volatile day that would increase but you would still be able to sell and the discount would be the least of your losses

or is he making money based on how he teaches you to trade? Why give anything away for free.

For example Ross Cameron makes money when his followers follow his trades and then end up pumping up whatever stock his is trading live. That increases his wins

What will convince you that AI is real and a game changer in your mind. For me, its an AI that will normalize the volume between commercials and movies that i am streaming, especially older movies. Movies where the music is too loud and you cant hear the actors talking

My Chrome book will reboot itself quite often and not just when it is updating the software. I generally only use it for Chrome Browser to read Reddit and check stocks and Microsoft Solitaire.

Sometimes it will lock up and the only way to recover it is to unplug the power and let it run out of juice. This take a day or more. Then I can plug it in and restart it. I have already reset the OS by following rules I found online.

Another thing it does is if I try to turn it off by hitting the power button (just to turn off the screen to go to bed) it will pop back on after it reboots. This doesn't always happen but when it does I just have to let it turn itself off after it sits idle for a certain amount of time. I am surprised it has turned out to be so flakey. I bought an HP Chrome book because I didn't want to get some cheap no name brand. It doesn't look like it made any difference

EDIT: I ran diagnostics and the CPU and cache came back with problems.

I have already turned the brightness down all the way but I am struggling with my sleep and if I cant filter out the blue light that prevents me from falling asleep, then I have to lie in bed and do nothing until I do fall asleep.

I can't read regular books in bed because the light will disrupt my wife. I need something to help me fall asleep and I'd like to be able to read something on my Chromebook

A lot of doomers saying that AI might not ever materialize and that people don't even like it. Its not useful for anything. It can't be monetized. All they know are chatbots like claude, ChatGPT, Gemini, Co-Pilot. But Large Language models are just a sliver of what AI will bring about. LLMs are the brains of the AI interface with humans. It will be essential for human interaction with all of the other uses for AI.

The use for AI will only continue to grow as new approaches are developed and results are combined into sentient systems. It will complement Quantum computing by acting as an orchestrator which reviews results from the quantum calculations and then makes decisions about next steps

• Accelerated learning by using chatbots as a research assistant and mentor for asking questions and confirming or refuting your understanding.
• Assist with computer code generation, debugging, code review for security holes and use in pen testing
• Protecting Computer systems by analyzing real-time threats and heuristics
• DeepMind's AlphaFold has revolutionized biology by predicting the structures of proteins, radically accelerating drug discovery and disease research.
• Digest large documents and answer questions about the content. This is helpful for contracts and financial filings
• build complex financial models
• generate images, video and written works
• self driving cars, taxis, shuttle and buses
• Self driving cargo trucks
• autonomous drones for Amazon deliveries
• Robotic Surgery
• Autonomous drones for warfare and self driving trucks for logistical support and taking wounded soldiers off of the battlefield
• submersible drones
• autonomous robots for dangerous jobs that expose them to chemicals and radiation
• Autonomous farming, harvesting and transport of food to packaging plants.
• Automated factories will remove some of China's advantage of using prison labor to produce things cheaper
• Use of AI to solve complex biological diseases like Cancer, Alzheimers, Diabetes ...
• Used in robotics anywhere it is too dangerous for a human to do the work (mining, under sea, in space)

AI is in its infancy but the possibilities are mind blowing. Computers can listen to us speak in over a hundred different languages and understand what we are saying. Then they can formulate a response and respond to us in that same language.

I have witnessed what appears to be mechanical automated selling on a number of occasions (in the last three months), specifically when all AI stocks take a massive dive. My assumption is that part of the automated selling is from brokerages performing forced automated selling for margin calls on these equities. The more forced selling the more the prices of AI related equites drop. The more they drop the more margin calls and automated selling occurs. This leads to huge down days for retail investors portfolios and even impacts the entire NasDaq and S&P for the day.

People make excuses for what happened and there is probably some legitimacy to their theories but I think that the highly leveraged investments in AI compounds things. When something that they bought on margin drops enough, it causes a cascading effect which causes it to go down further and for other stocks in those accounts get sold to cover the margin also starts dropping.

The selloff starts for some semi-legitimate reason that investors want to sell an AI stock (like AVGO for example) We all know that the market reacted strongly to their earnings call. The normal sell off goes too far and eventually starts triggering margin calls which trigger automated selling. What other equities are likely to be in the account of most people buying AI equities on margin? Other AI equities bought on margin. Now the prices of those equities start dropping and it snowballs into a mini avalanche which spreads theme wide.

Maybe I am wrong. Am I?

Are there any penalties for investors who keep getting margin called? If so, what are they and if they are not severe enough they will just rebuy the equites (now at a lower price) and the clock starts ticking again until the next semi-legitimate reason people start selling off an AI related equity.

Maybe I am wrong an automated margin calls have not been involved in this "corrections or pullbacks"

Can someone with more understand explain the fallacy of my thoughts

I just realized that ETFs rebalance everyday, all day long. If a stock that it holds rises/drops (at all) the fund management buys or sells their holdings to match the daily market weights. So if a stock drops precipitously, your passive index fund sells and adds to the downward pressure. If a stock sores, they buy to maintain the market weight percent in their fund.

I realized that they bought and sold to accommodate huge inflows and outflows of shares of their own fund. If an investor buys/sells 10 million shares of their fund they need to match that by buying or selling the underlying shares of stocks in order to create or destroy shares of the ETF they manage.

This all makes sense now that I think about it but I think that the semi-annual or quarterly rebalancing schedule confused me into thinking that was the time that they rebalanced for market weight.

Some other things happen during the semi annual or quarterly rebalancing that doesn't happen during the rest of the year

1. The index provider formally adds new companies that have grown large enough to qualify and ejects companies that have fallen behind. Think SpaceX being added to an index at some point.

2. An equal weight passive index will readjust their underlying holdings to be equal weight. e.g. a stock that soared may have gone from 2% of the funds holding to 6.5%. during rebalance they would sell enough of that stock to bring its weight back down to 2%.

3. Fund adjustments based on change to "Free-Float" and Shares Outstanding of the underlying stocks

I am in my 50s and have recently started intermittent fasting about 6 weeks ago. no fast over 19 hours and my eating window is 6-9 hours each day of more. Last week I started to feel more and more tired. On Friday I slept till noon but was still exhausted all day. The next day was pretty similar. I thought I was eating enough but maybe I wasn't.

About 25 years ago I went through a period of fatigue and went to a doctor to diagnose CFS. Since there is no specific test, it is hard to say if I actually had CFS or not. I have battled obesity, alcoholism, type-2 diabetes, sleep apnea and depression over the years so my energy levels have varied a lot. Currently I am about 235lbs, I've had no alcohol for about 9 months, and I started intermittent fasting about 6 weeks ago.

I read that people with CFS shouldn't fast because it is pretty dangerous for them. How can I tell if I actually have CFS? What are the symptoms that would be indicative of CFS?

I am trying to get healthier and IF supposedly addresses a lot of issues that I face. I would love to be able to give it a real try but I don't want to foolishly ignore CFS if that is a possibility

Just sold some stock (now regret it) but I have a large capital gain of about 200K. I have a regular job with a salary and have federal and state withheld from it but not enough to cover the capital gain (long term) on this sale. What are the rules and what have you done in the past?

I'd like to keep as much invested until I have to sell to pay taxes but I dont want to get hit with a penalty

Is this the result of people only buying it as speculation that it would go up when SpaceX IPOed or is there something else at play?

Are you going to buy shares of SpaceX during the IPO and if so, will you following the rules about waiting to sell?

Fidelity - 15 day wait

Schwab and all others - 30 Day wait period to sell

Any retail investor who buys shares during the IPO can sell them when they want but they will face various consequences by their brokerage if they dont wait the time that they agreed on.

I have a friend who is going into this with the intention of selling when he wants and consequences be damned.

What are your plans if any

Samsung is an impressive company. They make a lot of high quality products and are right in the thick of the AI build out

• Televisions/Computer Monitors
• Smart Phones/Tablets/Wearables
• DRAM and HBM
• CPUs
• They have their own foundry to make Chips and memory
• Kitchen Appliances /Laundry Appliances
• Robotic Vacuums
• Sound bars and Home Theaters
• Lithium Ion Batteries for electrical storage and devices

They are also active in nano-tech, biotech, recycling rare earth metals, ship building

The breadth of areas they cover is odd for an American company but reminds me of Japanese companies like Mitsubishi . Think of the economies of scale and synergy that can come out of a company that has access to all of this manufacturing knowledge and technical expertise. I feel that Samsung would be broken up into its parts if it was an American company, but since its not it can take advantage of what they have and what they are.

Do you invest in Samsung now and if so, how? They have no plans to be listed on any American markets due to the reporting requirements that would come along with that

I have been debating where to keep my dry powder in order to deploy it for time just like this. Many tech stocks down 5-15% (generally) and might still go lower next week.

I have been thinking about moving it all from SNSXX (earns interest like a CD but can move in and out of it quicker without penalty.

With Schwab, I can buy what I want on margin and sell out of SNSXX the same day and pay no margin cost. Why shouldn't I put all my powder in VOO, VTI, SPMO or FMTM? Even when they go down like they did the last couple of days, you're still way ahead of the curve on returns. The funds and ETFs are much more stable and more broadly diversified than individual stocks.

Symbol Symbol	Fund Name	1 Wk	13 Wk	YTD	1 Yr	3 Yr(Annualized)	5 Yr(Annualized)	10 Yr(Annualized)
SNSXX	Schwab:US Treas Mny;Inv	0.06%	0.84%	1.45%	3.68%	4.44%	3.26%	N/A
VTI	Vanguard TSM Idx;ETF	-2.45%	9.95%	8.71%	25.87%	21.27%	12.19%	14.78%
VOO	Vanguard 500 Idx;ETF	-2.55%	9.88%	8.42%	25.81%	21.60%	13.36%	15.28%
SPMO	Invesco S&P500 Momnt	-4.23%	22.31%	21.21%	37.48%	39.57%	22.45%	20.07%