▲ 2 r/ipad

Best shockproof and waterproof iPad case?

Is there any good iPad case anymore that is both shockproof and waterproof?

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u/ShubhaBala — 11 hours ago

HELOC application - avg fee and appraisal questions?

Hi!

I've spoken to 2 brokers who can help me apply for a HELOC and they aren't telling me the same thing.

Background: We own a house, no mortgage. We bought the house this year (January).

  • One told me that we can avoid them having to do an appraisal if we ask for an amount that is low enough (so if we CAN get up to 65% of the value of the house, if we ask for more like 50% they'll likely not do an appraisal - or an in-person check appraisal).
  • One told me that the fees are usually around $1500 which is the fee for a third party appraisal and the cost for a lawyer to register the line of credit on the title. Oddly she told me I'd ask my real estate agent lawyer for the cost estimate??? But I thought the bank just had the lawyer do the thing? Or is this because I don't already have a mortgage, now *I* have to get a lawyer to register them on the title? Or is it like banks can do it or I can do it?
  • Lastly, one said I should go for the HIGHEST amount possible in order to get any lower interest rate. The highest amount is WAY higher than we'd EVER spend, but should we do that? I'm not really worried about us overspending and getting into debt. I'm a pretty anal budgeter / spender!
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u/ShubhaBala — 2 days ago

How to get a slackline and add my own stuff for obstacles for my kid?

Sorry if this isn't the right post for this group!

I want to get a line so I can put swings ladders, nets, etc, up for my kid. I'd rather not do a ready made kit because I know exactly what my kid wants and doesn't want, and I'd be paying a lot for a bunch of crappy quality stuff that he isn't into (or a LOT for good quality stuff he isn't into).

I assume I can buy a slackline individually - I need 65'. Where would I buy that?

And then I'll buy the items separately, but how do I attach them to the slackline and not have them slide all around?? Like clearly a caribener alone isn't going to work!

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u/ShubhaBala — 2 days ago

Best summer weather socks?

Ok so I’m on great Canadian Sox and reading that they’re great!

I can never find the right socks for me. Bombas, for example, are super tight on my calves. I run VERY hot so I assume I want ankle socks.

And I have a couple of double layer pairs for running but like I just went out in one for a few hours - walking, playing with kid, standing, and the bottoms of my feet are sore from friction???

So what summer socks would be good?

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u/ShubhaBala — 7 days ago

Need a car for 3 - 9 months before buying another one... what would you do?

  • We're moving into a house later this Fall that will have an electric charger in the driveway (for an electric car).
  • We're currently staying at my mom's house with no charger hook up here or anywhere nearby
  • Ultimately we'll need an SUV to comfortably carry my kid's wheelchair, but it can fit in the trunk of a sedan (but with no room for anything else)
  • My aunt has an old used car she's offered to sell us right now at a nominal discount. Gas sedan. She'd sell it for about $8K and clutch.ca says it's worth $8.5 - $10K. Looks like theres also 13% tax
  • We haven't owned a car in like 20 years, and even then I only did briefly (we just moved here from NYC)
  • No matter what we'll buy used

My partner wants to just get my aunt's car for a year and see how we use it, how much we use it, and what we'd want. I think it's a waste of money... and I wondered if theres a cheaper way to get a temporary car?

u/ShubhaBala — 8 days ago

Can someone sue before going to insurance?

Our kid briefly climbed on someone’s car (we stopped him and took him down).

He said our kid dented car but we saw no dents. But we gave him our number in case.

From the beginning he seemed like a scammer. He said that it was verrrrry expensive to replace and required completely removing the roof and putting a new one on, re painting, re sanding, etc “but he’d only charge us a fraction”.

He asked if we’d pay via e transfer. Via text, before even giving a quote he said again “will you pay via e transfer” and sent us his photos where I still saw no dent. We did NOT commit to paying (he hadn’t told us any amount or anything) and just said get a quote and then we can discuss. This made him mad apparently so the next day he said after cleaning his car he found deep scratches. Still no quote.

We don’t actually think our kid caused any damage - definitely not the scratches based on our kids shoes and the fact that they were only visible after washing his car ????

At this point my insurance broker / friend said to stop dealing with this guy who isn’t even giving us a rough estimate and tell him to go to insurance.

So we did and we gave him our insurance info. This made him really mad. He said “I have video proof! Still want to go through insurance??” And we said yes.

Today he said “my parents have said we aren’t going through insurance and we’re just going to sue you. Still don’t want to settle?”

So my question is…… CAN you just sue someone without involving insurance for a claim that should be very small (since absolutely nobody says a dented roof that is small enough that it’s hardly visible and in the middle of the roof is very expensive?). Can we just have our insurance deal with him suing us?

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u/ShubhaBala — 21 days ago

No primary account holder, no PIN, not in the US, account is apparently technically messed up... how to get access????

Ok so here's the situation:

  • I am / was (nobody knows) the primary account holder for my 3 family member Magenta plan
  • A few weeks ago I changed my number and ported my old number out, and was told that wouldn't impact my account at all. I'd still login and be able to see everything just as before.
  • I could not. I couldn't even login. I'd get super weird error messages. Customer service had no idea what to do and told me to just create a new login with a new email address and connect my phone number that way, so I did that.
  • After I did that, when I login it only shows me my line and says there is no Primary Account Holder, and to set one enter the PIN. My PIN doesn't work. I *know* what my PIN is and it definitely doesn't work.
  • The standard answer is to go in person to t-mobile - I'm in Canada and I cannot.
  • The other 2 people on my account want to port out their number, hence we need a Primary Account Holder.
  • When I try to get the FB tmobile team to help me, they ask me to send an email to verify who I am (you can't click the submit button on their form if you aren't in the US - and yes I'm on a VPN and it doesn't matter), and then tell me to tell them the Case ID that gets returned to me. NO email gets returned to me. Then they asked me to email a different email address, which I did, and I DID get a Case ID and they said that isn't appearing in their database.
  • Customer service chat told me that one of the other 3 members on the account is the "primary line" because there is no primary account holder, and he has to go in person to a store and claim primary account holder. So he did go in person and was told that he needs the PIN to claim primary account holder!!! And that to reset the PIN, I have to do it (?!??!?!?!)
  • So now what? We're completely stuck because of a stupid PIN that I was NEVER asked to make and an account that appears to be some weird ghost account.

Is there a default PIN??? I tried all 6 digit combos that would be my birthday...

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u/ShubhaBala — 22 days ago

Petite person - Leap v2, Soji, or BTOD?

Hi!

I scoured all the past posts for a chair for someone who's only 5' tall. I got super helpful advice, and have narrowed down to the following and wondering what people's thoughts are?

  • Leap v2. Generally people say it's the best but then I see some very short people that say it was too big for them. Plus it's the most expensive... I can find one or two (used) *almost* within my budget but I'll have to go over.
  • Hawarth Soji got mentioned in a post? But I'm not really seeing anything to say it's best for petite people!
  • BTOD petite chairs is what I'm leaning towards since they're more within my budget (if they ship to Canada without being ridiculously expensive) and are made for petite people.

I see a few Canadian made petite chairs online but can't find any reviews of them at all from real people.

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u/ShubhaBala — 1 month ago

Good place to work remote for a day?

Where would you go work where I can use my laptop and headphones that’s near Creditview / Britannia or streetsville area?

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u/ShubhaBala — 1 month ago

Should I wait for a deal?

Was going to sign up for freedom but I notice in this sub Reddit that there are frequently deals. Should I wait a month and wait for a deal?

And are there better deals in person in the store versus online?

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u/ShubhaBala — 1 month ago

Experience with the Canada land border with disabled kid?

This is a longshot but in 2 days we're moving back to Canada via the land border (probably Peace bridge). We will have to pull over to do the customs / moving thing. We can't bring my kid inside (I mean... we could... but it wouldn't go well and they wouldn't appreciate it!). So my plan is for me to just go in.

I know they "accommodate disabilities", but I'd like to know in advance what this means. I assume we first have to drive up to the counter, and then go to the building. Can we tell the counter person about our access needs? Do I go into the building and find some specific counter to tell them?

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u/ShubhaBala — 1 month ago

Experience with the Canada land border with disabled kid?

This is a longshot but in 2 days we're moving back to Canada via the land border (probably Peace bridge). We will have to pull over to do the customs / moving thing. We can't bring my kid inside (I mean... we could... but it wouldn't go well and they wouldn't appreciate it!). So my plan is for me to just go in.

I know they "accommodate disabilities", but I'd like to know in advance what this means. I assume we first have to drive up to the counter, and then go to the building. Can we tell the counter person about our access needs? Do I go into the building and find some specific counter to tell them?

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u/ShubhaBala — 1 month ago

Renting car to move from US to Canada

Longshot... but did anyone rent a car and move to Canada (and then return the car to a rental place in Canada)?

I assume I have to do nothing at all at customs, besides maybe have the rental proof on hand? But just making sure!

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u/ShubhaBala — 1 month ago

Stuck unable to verify esim so can’t call support

TLDR - need to activate esims and can’t. So I can’t call support because now I have no phone number???

I wanted to port my number to Google voice and then get a new T-Mobile number. I’m the primary account holder for my magenta family plan.

Contacted support and they said go ahead and port it and then ask for another number.

Ported to Google voice. Then my account seems to have… done something weird. T life app just keeps saying there was an issue and refresh.

I managed to “add a line” to my account, paid, etc. Got no email verification but I see the line now in my plan.

But I can’t activate my eSIM on the t life app. Says it can’t be activated and call support. (And I don’t have the Sim security protection on).

The problem is I *cant* call support. I’ve tried using WhatsApp, WiFi calling on phone and computer. It won’t dial. Google tells me maybe I can’t call 1-800 numbers this way??

So now I’m stuck. I apparently have a number. I can’t use it on my phone. I can go to a T-Mobile store if I have to but it won’t be easy to do quickly.

Tried contacting support on FB but I couldn’t figure out how to fill their authentication form (what phone number?) and now the guy just isn’t responding to me.

Any advice??

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u/ShubhaBala — 2 months ago

Ice cream cake with printed picture on top?

Is there somewhere I can buy an ice cream cake where they’ll print a picture on edible thing and put it on the cake?

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u/ShubhaBala — 2 months ago

First 10k ever and it was at a race!

I had been wanting to sign up for a 5k this spring (started running a bit from last summer). On a whim I signed up for a 10k. This was a 10k where you can do 1 loop around the park for a 5k, 2 for a 10k or 4 for a half marathon.

I figured I can walk it if I want and if I really don’t feel like doing a second loop I can just stop after 1 and have it be a 5K. Also knowing there’d be people doing 4 loops would take the pressure off.

In the lead up to today I never quite managed to run a 10k. Once I did 9.6 :). A couple of 8 - 8.5.

I didn’t care about speed but I still did way faster than I thought I would!

And I placed 17th in my age bracket (out of the 24 people in my bracket who ran!)

u/ShubhaBala — 2 months ago

We have our COA hearing in 2 weeks, and our architect just asked me if I had "talked to the neighbors and gotten their signatures".

We didn't know that was a thing and we're out of the country for the next few weeks, so we can't do that.

Is this really important??

For context, we're doing a third floor addition and many people on this street, including our one and only next door neighbor, have already done third floor additions.

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u/ShubhaBala — 2 months ago

Does anyone know why I may have seen multiple people in the past week wearing full Tigger costumes? Like full onesies with the Tigger face hood?

Totally different contexts...

One Black man in line at the TD bank. And then one white woman walking into the fancy grocery store beside Industrious...

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u/ShubhaBala — 2 months ago