u/Tastraphy23

HI all

I’m at the 7 month mark with capital one after chapter 13 discharged last summer. I did not burn or include CapOne in the bankruptcy at all, and had no prior relationship with them. Surprisingly back in November I checked the pre approval tool on the website and Savor for “good” was offered. I accepted and got a starting limit of 4k. I love this card and have been running about 3-3.5k through it each month, paying the statement balance in full every month. I recently logged in this morning and saw that I had an offer for me, when I clicked on it, it stated that because of my great payment history, I was offered a quicksilver with 0% APR for the first 9 months. No SUB though. This offer did not state Quick Silver for “good” though. My credit has only improved since last November. It did state it was a Master card. Any way to know if this is the regular, or good? Or would it say it on the offer like my Savor did? I would like to add another card to my mix for rebuilding and the 1.5% cash back would be good for everything that the Savor doesn’t cover with the 3% but I don’t want to risk a hp on all 3 reports for a low limit possibly bucketed quick silver.

I may check the preapproval tool to see what pops up, but didn’t know if this targeted offer would be better.

Thanks!

Hi, so I opened a new checking, and was going to fund it this afternoon. I was going to just ach from my current bank. I thought I read on here that it is better to push from old account into BofA instead of pulling? Something about potential fraud flags for one method over the other. Anyone have any insight on this?

So, I'm trying to open a checking account with BofA. I made sure to unfreeze my chexsystems yesterday. My 3 credit reports are frozen. Didn't think I'd need to unfreeze any of these, as any pulls would be soft anyways. There should be nothing negative on Chex or EWS. Had the same bank account for the last 5 years. Lived at the same address for the last 11 years. Great credit, and zero instances of any over drafts, I barely use Zelle, and if I do it's every now and then for under $100. After submitting my application, it took like 3 minutes to process, and came back and said "pending" we'll email you with our decision"

Anyone else ever run in to this?

Hi All,

I’m getting ready to open up checking with BOA, and wanted to know if I should unfreeze my Chexsysystems. I know that Chase doesn’t pull, so didn’t know if BOA did a combination of Chex EWS or something like that.

Thanks

Hi all, I’m contemplating changing accounts over to BofA. I’m also changing my email away from google to proton mail. I know that some other institutions do not allow a proton mail email address (including my current bank) does anyone here currently use a proton email domain?

Has anyone here successfully used their protonmail email address for their Fidelity account? I’m in the process of moving away from gmail for a more secure option. I know that some banking institutions do not let you use a protonmail domain for your account and just wanted to be proactive before going in and trying to make the switch. I didn’t want to trigger a security issue and end up having my account in jeopardy of being locked down.

Thanks!

Hi all. I recently joined Proton Mail and I’m in the process of changing all of my accounts over. I went with Proton Unlimited. I ran in to an issue with my bank when trying to change my email to my @protonmail email address, so I wanted to try the @pm.me one. All of the instructions on google are telling me to go to settings, identity and addresses tab, then click short domain. I can get to the identity and address section, but don’t see short domain anywhere on that screen. I’m thinking I’m just looking over it? Or it got moved recently?

Thanks!

So, as the title says, I decided to go for the $900 Checking + Savings bonus. I just went online, filled everything out, and got that above message. Not sure what's going on. I looked at my Experian report, and don't see that any of my information is incorrect. The only thing I can think of is that I have all 3 of my reports frozen, as well as my Chexsystems. I didn't think Chase pulled Chexsystems, and not sure if having my EX frozen played a part in that? Any insight?

Hi, so I have my main checking with Truist, and also a safe deposit box at my local branch. I’m looking to switch banks and have my direct deposit switched over. I would like to keep the checking open even with a small balance to be able to keep the safe deposit box. I’ve read that one of the ways to keep the $12 monthly fee from occurring is to have a Truist credit card, which I do. I have a secured card with them. Anyone have any experience in keeping a checking open with a small balance and no DD without the fee if you have a CC with them?