How is this combo? What cards should I consider?
Im a third-year college student. Rn, I have the AMEX BCP, Citi DoubleCash, SYW 5321, and Delta Blue SkyMiles card.
AMEX BCP is my main card. I'll be using it for groceries and occasional dining out. Since it earns 6% cash back it helps me save up for stuff I want to buy, like camera lenses and such. I am playing the BCE/BCP upgrade/downgrade cycle, and if this works i will get away with $0AF. If not then ill just downgrade to BCE.
Citi DoubleCash, since it gives 2% cash back on every purchase (and bill payment) I'll be slapping my utility and Healthcare bills on it.
SYW5321 is my gas/Costco card. I earn 5% on gas and is one of the only cards I can use at Costco. I think it should earn 3% if I go to Costco due to the 3% grocery cash back limit.
Delta Blue used to be the Gold card. I downgraded before the $95 AF fee hit, and I will be using it to buy some gadgets I like due to the 1 year purchase protection guarantee it has, and is one of the only AMEX cards to offer it while having $0 AF.
Is this a good stack? What else should I consider?