u/BoysenberryWhole8759

Alguém me pode explicar o modelo 30 e como se relaciona com as faturas recibos de Finanças? Obg

Para quem explora Alojamento Local no concelho de Almada, a declaração da Taxa Municipal Turística relativa ao mês anterior deve ser submetida até ao dia 15 de cada mês.

Isto significa que a declaração referente a julho de 2026 deve ser entregue até 15 de agosto de 2026.
Importante: a declaração deve ser submetida mesmo quando não existiram dormidas sujeitas à taxa.

O pagamento/entrega dos valores cobrados ao município tem um prazo diferente: pode ser feito até ao dia 30 do mês seguinte.
Outro detalhe interessante: o Município de Almada atribui aos operadores uma comissão de cobrança de 2,5% + IVA sobre os montantes arrecadados.

Há por aqui hosts ou gestores de AL em Almada? Como têm gerido esta parte da taxa turística manualmente ou através de algum software?
#AlojamentoLocal #Almada #TaxaTuristica #Portugal

A Câmara Municipal de Machico abriu uma consulta pública de 30 dias para um novo Regulamento Municipal do Alojamento Local.
A proposta prevê a criação de zonas de contenção nas áreas com maior pressão entre Alojamento Local e habitação permanente.

⚠️ Importante:

Isto é, para já, uma proposta em consulta pública.

Ou seja, o regulamento ainda não foi aprovado.
Este tema é especialmente relevante porque já existia a suspensão de novos registos de AL nas freguesias de Machico e Caniçal.

Se tem AL em Machico ou está a pensar abrir um este é um tema a acompanhar de perto.

Ourém officially opened public consultation on a proposed Regulamento da Taxa Municipal de Ocupação Turística. The consultation runs from 4 August to 14 September 2026, so this is not yet an active tax

- set your goals from the ultimate outcome and work backwards

- we incorrectly limit our expectations and potential based on validations from those in our circles.

- create a personal board of directors, find 5 peers that you can run ideas around. Some risk averse and others risk takers

- reflect out when you made big pivots in your life and find out what was the catalyst

Often life experience makes us more conservative in our goals which then self sabotages

Desde 1 de agosto de 2026, a Nazaré passou a aplicar uma Taxa Turística Municipal de €1 por pessoa/noite, até ao máximo de 5 noites consecutivas.

Há alguns detalhes importantes para os alojamentos:

• Aplicável a hóspedes dos 12 aos 65 anos
• Reservas comprovadamente efetuadas antes de 1 de agosto de 2026 ficam excluídas
• A declaração mensal deve ser submetida até ao dia 15 do mês seguinte
• Mesmo quando não existe valor a pagar, pode ser necessário submeter a declaração
• Os alojamentos devem registar-se na plataforma municipal

Este tipo de alteração mostra como as regras do Alojamento Local estão cada vez mais dependentes do município — e porque é importante manter taxas, isenções e datas sempre atualizadas.

#AlojamentoLocal #TaxaTuristica #Nazare #EazyAL #TurismoPortugal #ALPortugal

A partir de 21 de agosto de 2026, entra em vigor um novo valor da taxa turística de 3,00€ por pessoa/noite no município de Vila Nova de Gaia.

O que significa para si?

As declarações entregues em setembro (relativas às estadias de agosto) poderão incluir dois valores diferentes da taxa turística:

* Check-ins até 20 de agosto: aplica-se a taxa atualmente em vigor.
* Check-ins a partir de 21 de agosto: aplica-se a nova taxa de 3,00€.

Para dar mais valor à comunidade, hoje abrimos espaço para partilhar serviços relacionados com Alojamento Local 👇

Pode ser:

• Gestão de propriedades
• Limpezas
• Manutenção
• Fotografia
• Software / ferramentas
• Consultoria, etc.

👉 Se tens algo que ajude outros hosts, partilha nos comentários
👉 Se procuras ajuda, também podes dizer o que precisas

A ideia é simples: ligar pessoas que podem ajudar umas às outras

Peço só bom senso — nada de spam agressivo 🙏

Bons negócios a todos 💼

This month I switched to a 14-day free trial with no credit card required.

The results were mixed:

Sign-ups increased significantly.

Product usage also went up.

But conversions to paid were much lower than I was hoping for. 6%

I’m feeling a super disappointed because it feels like I’ve traded higher-quality sign-ups for more free users who never intend to pay.
I’m considering a few changes like
Shortening the trial (7 days?).
Keeping 14 days but requiring a credit card upfront.

Or even changing the trial model completely

For those who’ve been through this:

What trial length worked best for you?

Did requiring a credit card improve conversions, or just reduce sign-ups?

At what stage did you decide to introduce a credit card requirement?

For context, this is a B2B SaaS where users can get real value during the trial, so I’m trying to find the right balance between reducing friction and attracting serious customers.

I’d really appreciate hearing what’s worked (or failed) for you.

Para dar mais valor à comunidade, hoje abrimos espaço para partilhar serviços relacionados com Alojamento Local 👇

Pode ser:

• Gestão de propriedades
• Limpezas
• Manutenção
• Fotografia
• Software / ferramentas
• Consultoria, etc.

👉 Se tens algo que ajude outros hosts, partilha nos comentários
👉 Se procuras ajuda, também podes dizer o que precisas

A ideia é simples: ligar pessoas que podem ajudar umas às outras

Peço só bom senso — nada de spam agressivo 🙏

Bons negócios a todos 💼

Six months ago I launched my SaaS. Today it has around 40 paying customers.
It’s still tiny by startup standards, but it’s enough to have made a lot of mistakes and learn what actually matters. If you’re building your own SaaS, maybe some of these will save you some time.
1. Don’t waste time on ads too early
I spent far more time thinking about paid acquisition than I should have.
Until you know exactly who converts and why, ads are just an expensive way to learn. Organic channels gave me much better feedback.
2. Do whatever you can to get real user data
Analytics are useful, but conversations are better.
Every support call, onboarding session and email taught me something that dashboards couldn’t. The goal isn’t just getting users—it’s understanding what people are actually willing to pay for.
3. Start with a lower price
Pricing is surprisingly emotional.
A lower price made it easier to remove friction while I validated the product. Once I understood the value customers were getting, increasing pricing became much easier.
4. Keep expenses painfully low
Early on it’s easy to convince yourself that every tool, AI credit or subscription will accelerate growth.
Most of the time, it won’t.
If you can build it yourself or solve it manually for now, do that. Every euro you don’t spend extends your runway.
5. Know what your brand stands for
One of the biggest traps is building features because competitors have them or because one customer asks for them.
Not every request should become a feature.
Your product should become better at solving one specific problem, not average at solving twenty.
6. Not every customer is your customer
This one surprised me.
Some users generate lots of support requests, ask for endless customisations and ultimately pay very little.
Others sign up, understand the product immediately and become long-term customers.
Finding more of the second group matters much more than trying to satisfy everyone.
7. Take the calls
This probably isn’t scalable.
Do it anyway.
Every call uncovers objections, confusing UI, missing documentation and new opportunities. Those conversations eventually become product improvements, better marketing and more revenue.
8. SaaS compounds
The first few months can feel painfully slow.
But every blog post, customer review, feature improvement and SEO page keeps working for you long after you’ve published it.
Momentum is hard to see day to day, but obvious when you zoom out.
9. Trust your own judgement
You’ll hear conflicting advice from customers, founders, Reddit, YouTube and Twitter.
Listen to everyone.
Copy nobody.
You’re the one who understands your product, market and long-term vision.
10. Put pen to paper
Writing forces clarity.
Whenever I felt stuck, writing helped me understand what I actually believed, what customers really wanted and what the next priority should be.
11. Ask for Google reviews
Happy customers usually won’t leave reviews unless you ask.
A simple request after solving a problem has generated far more reviews than I expected, and those reviews build trust for future customers.
12. Write lots of blogs
I underestimated content marketing.
Every useful article becomes another opportunity for someone to discover your product through Google months later.
Unlike social media, good content keeps working.
13. Learn basic SEO
You don’t need to become an SEO expert.
Just learn the fundamentals:
Use Google Search Console.
Add structured data (schema) to your articles.
Answer specific questions people search for.
Publish consistently.
SEO has become one of my favourite acquisition channels because every article can continue bringing visitors long after it’s written.
My biggest takeaway
Building a SaaS isn’t about one viral launch.
It’s hundreds of small improvements that compound over time.
Six months in, I have around 40 paying customers. That’s nowhere near where I want to be, but it’s enough to know that consistency beats shortcuts.
I’m curious—what lesson surprised you the most during your first year of building?

Six months ago I launched my SaaS. Today it has around 40 paying customers.
It’s still tiny by startup standards, but it’s enough to have made a lot of mistakes and learn what actually matters. If you’re building your own SaaS, maybe some of these will save you some time.
1. Don’t waste time on ads too early
I spent far more time thinking about paid acquisition than I should have.
Until you know exactly who converts and why, ads are just an expensive way to learn. Organic channels gave me much better feedback.
2. Do whatever you can to get real user data
Analytics are useful, but conversations are better.
Every support call, onboarding session and email taught me something that dashboards couldn’t. The goal isn’t just getting users—it’s understanding what people are actually willing to pay for.
3. Start with a lower price
Pricing is surprisingly emotional.
A lower price made it easier to remove friction while I validated the product. Once I understood the value customers were getting, increasing pricing became much easier.
4. Keep expenses painfully low
Early on it’s easy to convince yourself that every tool, AI credit or subscription will accelerate growth.
Most of the time, it won’t.
If you can build it yourself or solve it manually for now, do that. Every euro you don’t spend extends your runway.
5. Know what your brand stands for
One of the biggest traps is building features because competitors have them or because one customer asks for them.
Not every request should become a feature.
Your product should become better at solving one specific problem, not average at solving twenty.
6. Not every customer is your customer
This one surprised me.
Some users generate lots of support requests, ask for endless customisations and ultimately pay very little.
Others sign up, understand the product immediately and become long-term customers.
Finding more of the second group matters much more than trying to satisfy everyone.
7. Take the calls
This probably isn’t scalable.
Do it anyway.
Every call uncovers objections, confusing UI, missing documentation and new opportunities. Those conversations eventually become product improvements, better marketing and more revenue.
8. SaaS compounds
The first few months can feel painfully slow.
But every blog post, customer review, feature improvement and SEO page keeps working for you long after you’ve published it.
Momentum is hard to see day to day, but obvious when you zoom out.
9. Trust your own judgement
You’ll hear conflicting advice from customers, founders, Reddit, YouTube and Twitter.
Listen to everyone.
Copy nobody.
You’re the one who understands your product, market and long-term vision.
10. Put pen to paper
Writing forces clarity.
Whenever I felt stuck, writing helped me understand what I actually believed, what customers really wanted and what the next priority should be.
11. Ask for Google reviews
Happy customers usually won’t leave reviews unless you ask.
A simple request after solving a problem has generated far more reviews than I expected, and those reviews build trust for future customers.
12. Write lots of blogs
I underestimated content marketing.
Every useful article becomes another opportunity for someone to discover your product through Google months later.
Unlike social media, good content keeps working.
13. Learn basic SEO
You don’t need to become an SEO expert.
Just learn the fundamentals:
Use Google Search Console.
Add structured data (schema) to your articles.
Answer specific questions people search for.
Publish consistently.
SEO has become one of my favourite acquisition channels because every article can continue bringing visitors long after it’s written.
My biggest takeaway
Building a SaaS isn’t about one viral launch.
It’s hundreds of small improvements that compound over time.
Six months in, I have around 40 paying customers. That’s nowhere near where I want to be, but it’s enough to know that consistency beats shortcuts.
I’m curious—what lesson surprised you the most during your first year of building?

Six months ago I launched my SaaS. Today it has around 40 paying customers.
It’s still tiny by startup standards, but it’s enough to have made a lot of mistakes and learn what actually matters. If you’re building your own SaaS, maybe some of these will save you some time.
1. Don’t waste time on ads too early
I spent far more time thinking about paid acquisition than I should have.
Until you know exactly who converts and why, ads are just an expensive way to learn. Organic channels gave me much better feedback.
2. Do whatever you can to get real user data
Analytics are useful, but conversations are better.
Every support call, onboarding session and email taught me something that dashboards couldn’t. The goal isn’t just getting users—it’s understanding what people are actually willing to pay for.
3. Start with a lower price
Pricing is surprisingly emotional.
A lower price made it easier to remove friction while I validated the product. Once I understood the value customers were getting, increasing pricing became much easier.
4. Keep expenses painfully low
Early on it’s easy to convince yourself that every tool, AI credit or subscription will accelerate growth.
Most of the time, it won’t.
If you can build it yourself or solve it manually for now, do that. Every euro you don’t spend extends your runway.
5. Know what your brand stands for
One of the biggest traps is building features because competitors have them or because one customer asks for them.
Not every request should become a feature.
Your product should become better at solving one specific problem, not average at solving twenty.
6. Not every customer is your customer
This one surprised me.
Some users generate lots of support requests, ask for endless customisations and ultimately pay very little.
Others sign up, understand the product immediately and become long-term customers.
Finding more of the second group matters much more than trying to satisfy everyone.
7. Take the calls
This probably isn’t scalable.
Do it anyway.
Every call uncovers objections, confusing UI, missing documentation and new opportunities. Those conversations eventually become product improvements, better marketing and more revenue.
8. SaaS compounds
The first few months can feel painfully slow.
But every blog post, customer review, feature improvement and SEO page keeps working for you long after you’ve published it.
Momentum is hard to see day to day, but obvious when you zoom out.
9. Trust your own judgement
You’ll hear conflicting advice from customers, founders, Reddit, YouTube and Twitter.
Listen to everyone.
Copy nobody.
You’re the one who understands your product, market and long-term vision.
10. Put pen to paper
Writing forces clarity.
Whenever I felt stuck, writing helped me understand what I actually believed, what customers really wanted and what the next priority should be.
11. Ask for Google reviews
Happy customers usually won’t leave reviews unless you ask.
A simple request after solving a problem has generated far more reviews than I expected, and those reviews build trust for future customers.
12. Write lots of blogs
I underestimated content marketing.
Every useful article becomes another opportunity for someone to discover your product through Google months later.
Unlike social media, good content keeps working.
13. Learn basic SEO
You don’t need to become an SEO expert.
Just learn the fundamentals:
Use Google Search Console.
Add structured data (schema) to your articles.
Answer specific questions people search for.
Publish consistently.
SEO has become one of my favourite acquisition channels because every article can continue bringing visitors long after it’s written.

My biggest takeaway
Building a SaaS isn’t about one viral launch.
It’s hundreds of small improvements that compound over time.
Six months in, I have around 40 paying customers. That’s nowhere near where I want to be, but it’s enough to know that consistency beats shortcuts.

Ora boas. Queria ver se obtinha alguma ajuda neste caso.

Moro na Marinha Grande (sim, parte daquela região que foi fortemente afetada pelo Kristin). Tivemos de acionar o seguro este ano por causa da tempestade. Não foi nada do outro mundo, tivemos uma indemnização na ordem dos 3.5k para reparar o telhado.

Tenho CH no banco X e seguro de vida e da casa também associado a esse banco, para obter vantagens no spread do CH.

Ora, esta semana recebi uma carta da seguradora (casa) a dizer que não vão renovar o contrato. Não dizem porque, não oferecem nenhuma justificativa.

É somente "informamos que não nos será possível manter o seu seguro MULTI-CASA vigente no próximo vencimento".

E que a partir do dia Y fico sem seguro basicamente.

Ora, perguntas:

1: eles podem se opor à renovação do seguro sem dar nenhuma justificativa?

2: o Banco poder aumentar o spread por ser forçada a contratar seguro fora? Não sou eu que quero contratar fora, é a própria seguradora que me está a dar com os pés.

Eu estou quase a apostar que foi porque acionamos o seguro por causa do Kristin, mas eles não têm de explicar o porque?