Creators for hire. (20 dollars per week)

Hi, we are searching creators for reddit that will write posts, comment or repost. The platform is very new and modern. The cash outs are nice and fast. We need people with this skills: know how to use reddit, know English and are polite. If interested dm me please.

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u/Calm_Phone_5506 — 2 days ago

Sales and trading student guide.

What are the Roles in Sales and Trading?

As an intern or analyst, you’ll be typically placed into a generalist program where you rotate across various asset classes and roles. Once you are on the desk, however, your role and product focus becomes more defined.  The broad categories of roles in sales & trading are as follows:

Sales

Sales “owns” the relationship with clients on behalf of the investment bank. Most requests to quote a price to buy or sell something come through a salesperson, who serves as the main contact for the investment banks investor clients. Salespeople are split up by product (i.e. equities, fixed income, etc). In addition to the product, salespeople are split up by client type, meaning they only cover Hedge Funds, only cover Corporates or only cover “Real Money” Investors (which are long only investors such as Asset Managers, Pension Funds and Insurers).

Trading

Traders make a market and execute trades on behalf of investors.  Like sales, traders focus on specific products.  Unlike the other roles here, a trader has a trading book where she can take positions and generate P&L. Additionally, traders need to be able to be quick with mental math, have the quantitative skills to understand complex products, and have an intuitive understanding of markets and be able to spot mispricings.

Research

Research exists to provide salespeople, traders as well as investors directly with insights and potential investment and trade ideas.  Equity research is focused on – you guessed it – equities, while credit research is focused on the fixed income side.

Path and Exit Opportunities from Sales & Trading Career

The titles in sales & trading are similar to investment banking (from the top down):

  • Managing Director
  • Executive Director
  • Vice President
  • Associate
  • Analyst

Unlike investment banking which is very hierarchical, sales and trading has a very flat organizational structure. In sales and trading, you sit within your asset class and role. I sat beside my MDs and they knew what I ate for lunch, what I was working on, and which friends I was chatting to.

Investment banking generally has two separate streams with analysts being pre-MBA students and associates being post-MBA. In sales and trading, an MBA is generally not required and progressing from analyst to associate and then onto VP is quite common.

u/Calm_Phone_5506 — 4 days ago

Need advice on not ready thumbnail.

Hi, I am drawing thumbnails, because I want to choose different creatures for my painting. Now I am stuck with this one. One more thing, it is not ready, so I don’t know what texture to put. Can someone help? Can you also rate the idea and my shading for now from 1 to 10. Thanks!

u/Calm_Phone_5506 — 4 days ago

It felt like a victory: Man gets 3,100 dollars in robocall revenge hustle.

Example of a weird side hustle: going after robocallers.

How to get paid by a robocaller.

First: put your phone on the national do not call list – the “DNC“. Your phone must be listed for at least 30 days on the DNC before a call can potentially be a violation for it being on the DNC. Just do not think putting your phone on the list is going to in anyway reduce the number of calls you get because it won’t.

Some people get paid through state laws. Those like me, whose state laws are weak or non existent, use the federal Telephone Consumer Protection Act, TCPA, which covers commercial telephone solicitations. Specifically sections 227b and 227c of TCPA which contain a private right of action. A private right of action simply means you can sue someone for money when they violate the law.

  • Section 227b says a call can not be automated. For example, a call that is a recording that asks you to press 1 to speak to someone is in violation of 227b.
  • Section 227c covers calls made to phones on the DNC. 227c specifically states you can not make more than 1 call to a DNC registered phone within a 12 month period. So a company can commercially solicit your DNC registered phone 1 time every 12 months if it is not using an automated telephone dialing system, ATDS. There is a lot of nuance in what is and is not an ATDS, however. The TCPA law dates back to the early 90s and could use some 30 year later updating.

Here is another important point to know: scam calls, those calls claiming to be Amazon support or the IRS or whatever is the latest scam, you will never get paid from. They are just criminals out to steal your money and are overseas outside of the reach of US law.

Anyone who calls you saying they are from the government, asking for your social security number, saying they are from Amazon or Apple, or Microsoft needing to access your computer, claiming to be from the cable company offering a deal to lower your bill, those are scams. Have some fun with them, waste as much of their time as possible so they are not stealing from Grandma, but don’t try to make money off them as you will fail.

How to get paid?

Once you get past the call center to the US based company, you need proof of who they are. Get an address, an email, a valid call back number. That is the hard part and can take some time to learn the skills to do it. This almost always means you play along with the call until you have identified the US based company.

At times you may even need to purchase their product, as crazy as that sounds. My state has very specific laws regarding getting refunds from telephone solicitations. Buying the product is one way to 100% find out who was behind the call, then you simply cancel the purchase according to your state’s laws.

u/Calm_Phone_5506 — 5 days ago

How to draw from imagination (creature design)

Hi, I am drawing and I am interested in creature design, also I started to have a problem with the shading and I watched a lot of videos and I came to a problem that my art, anatomy, shading and creatures are trash. So now I can’t draw from imagination. Any tips how to fix it? This is my drawing of someone is interested 😂

u/Calm_Phone_5506 — 6 days ago

Need work review and tips

Hi, I recently started a creature design and I don’t really know how to shade. I watched a lot of videos but I am still bad at this. Also can someone review this work and maybe share any tips how can I draw something better or similar. Thanks in advance!

u/Calm_Phone_5506 — 7 days ago