u/Chrismeomeo

Hi everybody, I am going to transfer to UCI this Fall as a Math major student.
My goal is to be a teacher at Community College, which requires a Master Degree and B.S at least, and I am glad because I don't aim for PhD.

I know that Community College like PCC don't require Teaching Credential, but do you guys think it worths it for extra one year? What do you learn from CalTeach Program that is really have impact on your career? I know that it gives you like 700+hrs of
Fieldwork and I think it will be helpful. And will be ready to teach on day one for MS/HS just in case I am not qualify for Community College.

What do you all think? I know I have time to think about this until I complete PS5 but I still wanna know you guys opinions on this!

Hi everybody,
I am seeing so many good deals on Buick, around 60-80k miles, mostly Buick Lacrosse. The conditions are all great, carfax is clean, haven't checked in person yet, but will do.

Does anyone here own an old buick, how easy it is to maintaince? And is it more expensive than corolla? Are there any issues that hard to fix but usually happen?

And does Buick have good safety feature?
Right now I am driving a Corolla 2019, which is newer, and in the near future I am thinking abt letting my mom drive Corolla and I will find a used car, looking for Buick because I think I am in love with it.

https://preview.redd.it/r5qc2mytr3fh1.png?width=1073&format=png&auto=webp&s=a2008e7541854736618d3adc010b3b544e4de053

https://preview.redd.it/ln6o8jgur3fh1.png?width=1067&format=png&auto=webp&s=edf3651c4cb30cfb62c6bb35f28c09203bb9ec6f

Hello everyone, I am transferring to UCI this Fall, I completed full IGETC and I will need to enroll at least 12units.

I don't aim for higher unit because I want to adapt to the first quarter at UCI.

These are classes that I am enrolled and on the wait list - According to the email of School of Physics, I must have Math 140A and Math 9 this Fall, but Math 9 right now is only wait listed available. I wonder should I give it a try, or find another class as a back up? if yes, then what class should it be, please give me some recommendations.

I was thinking about Math 120A, but it is also another abstract class like Math 140A, I think I will be overwhelmed as my first quarter.

Also can someone share some tips for a new student? and any tips to study Math at UCI [I am weak at this subject, just getting here with my passion]

https://preview.redd.it/fyri2s29bcch1.png?width=1487&format=png&auto=webp&s=bb8c0ab6dafaf5026cce5b7a26a6ea1f57a18e9a

Hi everybody, so from the last post I got a lot of congrats from you all about my new setup, and I enjoy it so far!

I just want to upgrade my coffee set up and improve the flow! I would love to have a new BASKET (the basket come with Gemilai G3028A isn't as good as I expect, I want an upgrade on that) WDT, knock box, and a nice nice nice tamper,

I think I will focus on the tamper and basket more, but also hoping can afford a cheap WDT because I know it doesn't need to be expensive.

Do you guys think this is a good product? beside this brand, do you have any other recommendations?

Please help!

By the way I really love you guys! very supportive and kind ^^ I received a lot of loves and supports from the last post!

Hi everyone.

This month I start budgeting, and note down how much available credit I have left after spending something using my Discover It Card.

And I found that after spending on gas, it says $1.00 hold, but it actually lowers my available credit corresponding to the amount that I spent on gas. After 2 days, it released the hold, instead of $1.00 it becomes $49.32 (amount I spent) and it actually charge $49.32 one more time.

Because my Statement Balance is about to update, I only use my card for gas, and about to pay it off, so I was really careful of how much I owe. I contacted Discover but they answer the same thing as any other post.

May I ask if what I am saying is really confusing? If you understand what I am explaining, can you please let me know if this has ever happened to you?

Hello everybody, I am new to the group as well as Pour Over. I have been drinking espresso and Vietnamese coffee but in the past four months, I really like Pour Over, and thinking about getting Kingrinder 6 with Brewista, and a V60, and more,...

I have no clue what brand and tools are necessary and important. I work at a cafe shop and they have big grinder, and kettle from Fellow, which I do like but I like Brewista more, I feel like I have more control with Brewista. Also looking for the grinder, I want something that is good for both espresso and pour over.

Please recommend me what hand grinder and kettle is good for my situation.

Thank you everyone!

Please Help! Broken student received a big paycheck and not knowing what to do - Roth Ira or Savings?

efore I start, I need to share my situation so everybody can understand and help me, I am sorry for the wall of text.

I am a college students, transferring to UCI this Fall.
And I am the first person in my family will go to UC! Also the first person who will get into debt for college! But let talk about the college debt later.

I currently have 11k in my checking account. And my mom has 2k in credit card debt, my dad has 2\~3k as well. But I paused my mom card because this year, we are strugglings with financing. Also we have 300/mo payment from my aunty, (we borrow her 5k, no interest). But every month, we struggles with rent, insurance, bill, and debt. I hope I can help something with it, but I cannot. Since we have been taking care of my grandfather, so my family have no savings, no emergency fund, no nothing but debts and struggles. My parents have bad habit of spending too!

I tried to keep this quiet and pretend like I saved my money every month and help them. But the check 11k is from an insurance, they totalled my car, but luckily still driveable.
And I let them know that I only get 8000. In their minds, already thinking about using my 8000 for paying 1k in credit card, 2k for new fridge, 4-5k for aunty debts,... but deeply in their hearts I know they wants me to saves at least 4000 for emergency at college.

Although they care about my future, but they never learned how to plan for that, they used to live in the situation 'how can we live today' so I am mad sometime but cannot blame them. And I love them, but I know for sure one day they gonna ask to use the rest of my money for their random things that not urgent nor important.

And for College, They gave me 30k and I will need 10k loan for housing and meal for this year!
I could commute, but I really want to leave my house so I can focus (the distractions level in my house is crazy) and commute is like 1hr30mins

So may I have some advice from everyone? What should I do with this money?

Should I put in Wealthfront or Fidelity Roth Ira?
I have no knowledge of Roth Ira but have 20.77 right now, and my wealthfront has only 85.07 (earned .07 interest last month)
I want to use 1000 for car maintaince and alignment. So it will be 10000 left.

I am thinking about putting 1k in Fidelity, and the rest into wealthfront, so incase I can pull it out? And continue putting 100 into Fidelity every month?
Or should I get that money ready to pay the students Loan upcoming?

Thank you everybody, please help this broken student.

They hit my car when I was in the parking lot of my house, they gave me their insurance and they filed the claim to their own insurance. After a couple of days, person come and inspected and estimate how much it costs to fix my car, then after another couple of days, they sent me the check with $11k telling me to fix my car.

What should I do? I get quoted around and they said costs around $7500, I found one place $6500 as well. But that was just 2 doors, door handles, quarter fender and bumper of Corolla 2019 LE. They not sure if there is any damages behind the exterior, and me neither, but the car runs fine and normal.

Now I am thinking of using the check because it helps me a bit with finance too, and also my car is little high mileage, so for me $11k makes sense but now I am worrying about what if it costs extra for fixing something under the exterior, and I will need to rent a car.

I wonder if I can rent a car from my car insurance without file any claim? and does that increase my premium? because I am such an unlucky driver, I have got into silly and crazy accidents, so I am really worrying about what if I rent a car for three weeks and get into another car accident.

Or should I just let their insurance or my insurance take care of my car, and then rent me a car? Does this make any difference? will I have less responsibility of using the rent car?

Can someone please help me with this!

I am too worrying right now!

Hi everybody,
I am looking for a new Credit Card and a new Savings Account.

I am currently use a debit card from chase, and Credit card from Discover It.

But somehow I don't like the system of Discover, it has been >6months and I still don't see my credit, and also it is too slow, harder for me to manage it somehow. I think I will need to work on this problem, but anyway.

I am looking for a no annual fee credit card that has good % for cashback and good for students. I mainly spend on gas and grocery.

And in the near future I will go to college, stay at dorm maybe, but my spend might be just gas and grocery so probably don't need anything like travel bonus.

Should I keep the Discover It, and open a Savings Account, or should I open a new Credit Card like Apple and its Savings account, or maybe Capital one? Cuz I heard they have good % cashback and around 3.50% APY.
I kinda like anything that is minimalist and easy to manage, and Apple really makes me wanna go for it, but I don't know if it worth it and fits my situation.

Hi everybody,

There is a mini truck that use to pull out the garbage can (the big one) and they scratched and dented my car, like it is not fixable because it bented the edge of the door. Door handles are broken (but still work, just the plastic and stuff like rubber is broken)

But they sent me a check, for like $11k, I get some quote and they said $4-5k even some shop $6-7k
But they told me to report to my insurance because they are not sure if there is damages inside the door, and they recommended me to let my insurance handle everything. But I afraid that it will increase the prices, even though this is 100% not my fault.

what should I do everyone? Please give me any advice, I am really new and bad about this.

I already got into a car accident before, and it increased the price a lot, so I don't want to affect it anymore! 😭

Also my car is 2019 le with 147k miles, its value is less than the paycheck they gave me.