u/CycIon3

As the title says, I recently filed a claim for home insurance and I noticed just after submitting the claim, my home insurance went from $2600 to $6000 in the upcoming year that renews in a few months.

I have barely talked to an agent, let alone got confirmed or approved of any funds. It’s possible I don’t even get money for the claim and my insurance going up this much seems like a lot.

This and when I first started my insurance it was about $1000 just four years ago. I know there’s inflation but this tripling seems ridiculous for just filing a claim. Is this normal?

A “Vegas no stupid question”, I’m curious what someone’s earliest time they were able to actually check into their hotel room.

Like most check ins are usually available between 2-4 PM. But that same day you get in at 6 am. I know many resorts, especially Caesars, have an early check in fee for this reason.

Have you found “nicer” staff that didn’t care even if you got in at like 1 am the day of?

Something I wanted to bring up from my last cruise that I just wanted to make sure I wasn’t going crazy.

NCL used to give out notices when they were planning the stateroom balconies. But the last few cruises I have done, I haven’t gotten any notice. I had to scramble to close the balcony door asap before it got into the room.

I appreciate the cleaning, but is this how the policy? Not sure if others have noticed this either.

I got another notice for an owed balance from FTB CA for which I paid in late June.

It says I owe the same balance and it seems like their phone lines are always busy on no matter the call I do. I just want to clear the balance owed on my account.

Does anyone have another method that’s worked for them because getting these notices are annoying when you already paid?

I know a good chunk of people have had horror stories with the “free” NCL air program and are glad to see it go. Others may have not liked it because they didn’t get more of the exact flights they got. There were some other issues with the program as well where it felt restrictive and limited as well.

I hear all of those complaints (and even had a situation myself), but for those that want to to travel to more international destinations, having even a good chunk of discount of the flight helps a lot to get me to lifetime dream destinations.

I was able to get to Japan and the Med through this program saving thousands of what it would cost me elsewhere. I compared against everything, credit card point partner transfers, google flights, kayak, and NCL air was still better than those. Sometimes it ended up more on other flights/dates, but it was still nice to have a “backup” flight that I could “rely on” if I couldn’t find anything better at a decent value.

The last program they have is “plus grade” where I do have one more NCL air option prior to the cancellation of the program and I think it could have been more massively used. For a bit of an extra cost, you customize your flight easily online (rather than the previous way of calling), and see more direct options for flights based on number of layovers, airline options, and class types. Again it’s not perfect but it was a good start to have more customization built in there.

Am I the only one that is sadly disappointed that the program is gone? I know NCL is trying to cut programs that may or may not have been popular to not totally reduce the cruise experience and can understand why this was cut as it seems like it wasn’t popular. Maybe one day they can bring it back with more potential that allowed more flexibility with nominal charges.

I know many posts have said this already, but if there are dining reservations you couldn’t make prior to embarkation day, there is a better way to make your reservation than waiting in potentially long lines to the corresponding reservation desk.

Just go to nclwifi.com when onboard, log in (do not activate minutes/plan), and then go to the app for dining. You should see plenty of time slots open through there and you can manage each reservation as needed in both in cancelling and making just from your phone.

I know this won’t work for some passengers with potentially larger parties so you may still need to wait in line for those reasons. But if it’s a more basic reservation (6 or less), then this workaround can help expedite your trip instead of having to wait in line and you can just do this from the comfort of the bar while having a drink.

Basically it’s a “first world problem” but it’s limited to cruising.

For example, mine would be when I have drink package, I don’t feel like I’m always getting the full use of the package. Similarly, I feel like I should always eat more even when I’m not hungry just to make sure I get my “cruise worth”