▲ 5 r/investment+1 crossposts

Safe to just throw all the cash into VOO all at once?

With the AI bubble burst lingering around, would it be safe to throw all my cash (except for emergency fund) into VOO? I have roughly around $35K.

Please advice.

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u/Lonely-Sea9100 — 8 days ago
▲ 8 r/CricketDose+1 crossposts

5 T20 Series, in Australia, who are you putting your money on?

Note - all of listed players are in their absolute primes. Give me your 5 match series results.

u/Lonely-Sea9100 — 1 month ago
▲ 6 r/civilengineering+1 crossposts

After 4 years of working in the industry, I can’t see myself in there anymore. What should I be looking into to know what I actually want.

Hate my work, I work for a construction company. Additionally, doing masters in computer science because field is hot and somehow I convinced myself that I can get to top and make insane money but to be brutally honest, I’ve realized I don’t enjoy that. I heavily used AI to finish my coursework and didn’t learn anything after the sem was over. What should I be doing to actually know what I wanna do for a long term? On top of everything, I’m depressed and don’t have hopes.

Only thing I can think of liking is stocks, I often enjoy doing research on them. Please give your 2 cents.

Thanks!

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u/Lonely-Sea9100 — 1 month ago

After 4 years of working in the industry, I can’t see myself in there anymore. What should I be looking into to know what I actually want.

Hate my work, I work for a construction company. Additionally, doing masters in computer science because field is hot and somehow I convinced myself that I can get to top and make insane money but to be brutally honest, I’ve realized I don’t enjoy that. I heavily used AI to finish my coursework and didn’t learn anything after the sem was over. What should I be doing to actually know what I wanna do for a long term? On top of everything, I’m depressed and don’t have hopes.

Only thing I can think of liking is stocks, I often enjoy doing research on them. Please give your 2 cents.

Thanks!

reddit.com
u/Lonely-Sea9100 — 2 months ago
▲ 17 r/MBA

Those who received a Full Ride MBA, how did you do it?

Currently prepping for GMAT. I have 4 years of engineering experience under my belt and was thinking to Aim 700+ on GMAT. But with zero leadership experience, I feel like I might not make the cut for getting a full ride. Options I am thinking are IU Kelley, Ross, Tuck, Booth and Darden.

Share your experiences please.

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u/Lonely-Sea9100 — 2 months ago
▲ 0 r/Money

Should I buy a car, that I feel I truly deserve?

I net $5800 a month from which I invest $2200 and additional $1K in 401K at work.

Yes, I can afford to pay auto loans (comes out to be $900 a month with insurance). But Is it a super wise decision? Im anxious.

Currently driving a beater, which seems to be coming to an end after 5 years of generous run.

I want a new electrical whip. And everyone is telling me to get it as I deserve it.

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u/Lonely-Sea9100 — 2 months ago
▲ 2 r/AskMenOver30+1 crossposts

To those who are in 30s and beyond, If you were to turn 27, what advice you’d give it to yourself?

Soon to be 27M! Have made a lot of mistakes and everyday feels like life is over, I had done bad job. But currently, feeling a bit optimistic and feel it will eventually get better. And pretty sure many in 30s are having better life. What advice?

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u/Lonely-Sea9100 — 2 months ago

27 and absolutely clueless, anxious and depressed. Don’t know what to do.

I’m having a hard time navigating through life. I know, it’s pretty typical to feel this in your 20s but for me is insanely extreme. I can’t make small decisions without overthinking. I get attach to every person I come across without even trying. And when they leave, I overthink and feel bad. Need some help.

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u/Lonely-Sea9100 — 2 months ago
▲ 15 r/Money

How to convince my self to live a little? It’s really hard to spend, I get anxious.

Growing up with no father and mother never working (relying on grandparents’ support) has made me an extremely careful spender. I think 20 times before making a big purchase. Started my first job with $78K back in 2022, and at $122K in 2026, with potential $10K bonus. But my mentality has been same since I started working. Big cheapskate. Unfortunately, I can’t make myself to spend money even though if I want to. Example, I really liked the jeans which were $80, I added into the cart 8 times before dropping the idea. I want to take a birthday trip but prices are making me anxious. Maybe I am always worried about future plans, that I need to save up for then. Fact that all my surroundings will be receiving atleast $1M in inheritance makes me feel like I need to be careful to be in a better place in future.

Really need help to shift my mindset into enjoying life a little. As I don’t want to miss out. Share some tips!

In late 20s. Total investments, retirements + cash = $266K.

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u/Lonely-Sea9100 — 2 months ago
▲ 67 r/RothIRA

Feels great, turning 27 soon and this was the first time I was able to max out.

Hopefully, I keep maxing it out each year.

u/Lonely-Sea9100 — 2 months ago
▲ 0 r/nri

Has anyone done their braces in India and then came to the US to change wirings?

Want to see if money can be saved here.

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u/Lonely-Sea9100 — 3 months ago

120K base pay, $1330/week per diem, 10% bonus, 1.5x for OT. 4 YO with two big GCs.

Currently in pre-con making $130k in Midwest, living with brother so paying $700 in rent, $150 in food, he pays for all the utilities.

Offer is in California, near San Jose. Per diem is taxable. Title is Project Engineer.

Should I take it?

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u/Lonely-Sea9100 — 3 months ago

26M, lost and heartbroken. Don’t know what to do.

I’m 26M, about to be 27 and don’t know what to do with my life. It’s been almost year since I have been heartbroken from a breakup that shook my life. It still hurts. I work in a construction industry and I hate my job and want to leave but don’t know where to go. I have only two reliable friends who are both in business so they barely get any time. Just wasting my life without direction. Trying to heal. Don’t have father so can’t get someone’s advice like that. Quit gym after breakup and lost my muscles. Using porn to cope up. So anxious and overthinking that my head literally hurts. What steps should I be taking to make everything alright. I need desperate help.

Please share your wisdom, experience and anything that can get me direction. I have no one.

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u/Lonely-Sea9100 — 3 months ago
▲ 62 r/Money

Is it good to delay Roth IRA to fund vacations in your 20s?

Realistically, I feel when I retire, I’ll be in a great position. 26M, I currently do 401K, Roth IRA and Individual ETFs weekly DCA. My retirement is looking super strong. Now, I am realizing I haven’t traveled at all and would wanna do that.

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u/Lonely-Sea9100 — 3 months ago

Had an interview today, couldn’t make it due to something coming up abruptly. Had notified the HR and 2 and half hours earlier. Wasn’t responded back from HR. Had emailed HR multiple times. And also emailed after interview time was over and asked for new dates.

Will I rescheduled? I’m concerned.

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u/Lonely-Sea9100 — 4 months ago