u/Oleon_Musk

What I feared the most happened! Its been 15 days since the car delivery from True Value.
Although the RC transfer procedure was started promptly by the showroom from the next day of sale, and I even got a validation call from rto, its still under process.
Today due to monsoon a tree branch fell on the car panel from back and it broke.
What are my options here?
I had asked the showroom to transfer the insurance to my name as RC transfer can take anywhere from 3-4 months and as per law its to be done within 15 days, but they denied saying until RC transfer is done they cant transfer insurance.
Currently rc and insurance both are in showroom's name in parivahan app.

What I feared the most happened! Its been 15 days since the car purchase and delivery from True Value.
Although the RC transfer procedure was started promptly by the showroom from the next day of sale, and I even got a validation call from rto, its still under process.
Today due to monsoon a tree branch fell on the car panel from back and it broke.
What are my options here?
I had asked the showroom to transfer the insurance to my name as RC transfer can take anywhere from 3-4 months, but they denied saying until RC transfer is done they cant transfer insurance.
Currently rc and insurance both are in showroom's name in parivahan app.

I recently got a true value maruti Ignis which has been serviced well with asc records 47k kms done.
I got PDI done and all is well. Its under 3 free services and 6 months warranty. The ride from showroom to home was 20+ kms and before it the tank was empty so we filled power petrol.
However the MID shows just 8.6 kmpl mileage. How accurate is this? Is full tank method only my last chance to exactly know? The car was provided without fuel.
I very well understand that mileage depends on driving style however how can it drop from the usual 15 to like half?

I recently got a true value maruti Ignis which has been serviced well with asc records 47k kms done.
I got PDI done and all is well. Its under 3 free services and 6 months warranty. The ride from showroom to home was 20+ kms and before it the tank was empty so we filled power petrol.
However the MID shows just 8.6 kmpl mileage. How accurate is this? Is full tank method only my last chance to exactly know? The car was provided without fuel.
I very well understand that mileage depends on driving style however how can it drop from the usual 15 to like half?

I am looking to replace my seat covers of Maruti car. Where are reliable and affordable great shops in mumbai?

I am looking to replace my seat covers of Maruti car. Where are reliable and affordable great shops in thane/mulund?

Bought a second hand IGNIS car from Maruti True Value today. The PUC is expired and will need renewal. Is it my responsibility or the showroom should have done it from their end before the sale?
I understand they should have filed the renewal before expiry and now there will be penalty too.
Also it seems I cant get fasttag until RC is done?
Thoughts?
What is the right procedure to proceed ahead?

Bought a second hand IGNIS car from Maruti True Value today. The PUC is expired and will need renewal. Is it my responsibility or the showroom should have done it from their end before the sale?
I understand they should have filed the renewal before expiry and now there will be penalty too.
Also it seems I cant get fasttag until RC is done?
Thoughts?
What is the right procedure to proceed ahead?

I am looking to replace my seat covers of Maruti car. Where are reliable and affordable great shops in mulund?

25M no vehicle in my family yet not even scooty. Joined 20 days driving school and passed my permanent license test yesterday however I am still not confident in parking/taking reverse/taking out car from small gaps swiftly. I am taking lot of test drives.
For example today was embarrassing. It was my first time driving automatic. In front of LEMS school junction near new manis cafe - there is no signal and all vehicles come at once. The spinny guy scolded at me for driving too closely to other vehicles. I didnt harm or touch the vehicle however was pretty close for a nick as per him. Car was at a slow speed though. He ended the test drive right there.
The driving school I went to didnt teach me how to navigate from small patches of street or any complex things like parking. As per them it all comes by practice. I understand that and I am looking at second hand cars currently for same reason to get expert before i buy a new one. However I am pretty scared after this incident. I have no problem in driving at proper roads with traffic signals.

I am holding 30 lacs worth of nifty bees with current loss of about 2.5 lacs.
Horizon: long term 5-7 years+
I am thinking to redeem this and invest 50% in HDFC Flexi and 50% in PPFAS as I think due to their fund size both will approx align their returns to large cap/nifty 50 returns in long term plus PPFAS provides good down aide protection too.
I think both funds although active will outperform the BMK.
The idea of booking loss is to offset future gains of STCG. However how much STT will i occur in this transaction?
Overall Thoughts?

I am holding 30 lacs worth of nifty bees with current loss of about 2.5 lacs.
Horizon: long term 5-7 years+
I am thinking to redeem this and invest 50% in HDFC Flexi and 50% in PPFAS as I think due to their fund size both will approx align their returns to large cap/nifty 50 returns in long term plus PPFAS provides good down aide protection too.
I think both funds although active will outperform the BMK.
The idea of booking loss is to offset future gains of STCG. However how much STT will i occur in this transaction?
Overall Thoughts?

I am holding 30 lacs worth of nifty bees with current loss of about 2.5 lacs.
Horizon: long term 5-7 years+
I am thinking to redeem this and invest 50% in HDFC Flexi and 50% in PPFAS as I think due to their fund size both will approx align their returns to large cap/nifty 50 returns in long term plus PPFAS provides good down aide protection too.
I think both funds although active will outperform the BMK.
The idea of booking loss is to offset future gains of STCG. However how much STT will i occur in this transaction?
Overall Thoughts?

I am holding 30 lacs worth of nifty bees with current loss of about 2.5 lacs.
Horizon: long term 5-7 years+
I am thinking to redeem this and invest 50% in HDFC Flexi and 50% in PPFAS as I think due to their fund size both will approx align their returns to large cap/nifty 50 returns in long term plus PPFAS provides good down aide protection too.
I think both funds although active will outperform the BMK.
The idea of booking loss is to offset future gains of STCG. However how much STT will i occur in this transaction?
Overall Thoughts?