Potential Insurance Fraud

Got a letter saying our vehicle hit an unoccupied car. I called the insurance company listed in the letter. They sent me pictures and provided me details. There are photos that our car and the car in front of us are literally touching.

THE ISSUE:
The insurance company said the accident happened at 10:30AM.
We have proof that our car had been home and left our garage at 11:30AM and it takes about 15 minutes to drive to the location of the alleged incident. That would’ve been at least 11:45-11:50AM.

WHAT’s NEXT:
I plan on driving to the exact spot to see if anyone has a video recording of that morning. WHY would our car rear end someone and left it parked like that? Who would even do such a thing?

I’m 100% sure the other car backed up into my car and filed a claim saying we hit their parked car because there is NO WAY anyone in their right mind would hit a car and left it parked like that.

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u/Professional_Bid_579 — 2 days ago

AAA Insurance - False Claim?

Received a letter stating that my car hit someone’s parked, unoccupied vehicle. The problem: my car was parked the whole day and did not move at all.

The letter claims AAA did a quick review n found that the driver was at fault. Nobody drove the car!

If it was an unoccupied car, I assume it would be a Tesla or someone’s ring camera that caught the alleged incident. Tried calling AAA and the claims adjuster’s number keeps going to voicemail. I wanted to asked to see what proof they have because this is insane.

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u/Professional_Bid_579 — 3 days ago
▲ 364 r/subaru

Costco Discount on 2026 Outback

Asked for out the door price for a 2026 Subaru Outback and they gave me the numbers. Do you think this is good or can I negotiate it a little lower?

The APR is 1.9% but they also offered me 0.9%. I’ll be heading to the dealership to check out the car(s) in person in a couple hours.

u/Professional_Bid_579 — 7 days ago
▲ 70 r/subaru

1.9% APR Through 8/31/26

In the market to buy an Outback. Came across this on Subaru’s website. Is this a smart decision to move on?

I have $10k for down payment, but I’ve read on other posts that with an APR that low, it’s best to invest the 10k than to do a down payment.

Also, for those of you who own an Outback, what does your insurance rate look like? I read that insurance for Outbacks are quite cheap.

I make about 185k annual, good credit, score, etc.

u/Professional_Bid_579 — 9 days ago

Conditionally Approved Fast

I applied and got conditionally approved within 5 minutes. Booked the soonest appointment which is on Sunday.

Do I only need to bring just my passport and driver license?

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u/Professional_Bid_579 — 13 days ago
▲ 3 r/braces

Bottom Teeth Sore 2 Weeks After Wires Changed

I had a tightening appointment 2 weeks ago, wires changed and added 4 more molar bands. Usually my teeth n gums will feel sore for the first 4-5 days. It’s been 2 weeks and my teeth and gums feel more sore than when I got the adjustment.

I also notice more gaps on my lower teeth. Is this supposed to happen?

I did eat something a few days ago that might’ve “bent” or unaligned the wire, not entirely sure. Is it normal to still be very sore after 2 weeks and have gaps forming?

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u/Professional_Bid_579 — 16 days ago

Interspincteric Fistula - Recovery Update

I had a fistulotomy done 3 weeks ago. The recovery process the first 2 weeks were interesting. Blood and discharge on my gauze pad.

Now 3 weeks later, I’ve stopped bleeding after 2 weeks? I still have discharge, but it is really spotty and I don’t wear a gauze anymore. It’s almost not noticeable unless I touch it with a clean, dry hand.

No more blood or pain when I have a bowel movement. I look a look at the 1-1.5 cm incision and it looks like it healed very well. It just looks like a scar and it is smooth.

So far, my recovery process has been a positive experience. But, I think I am still recovering internally and not experiencing any discomfort.

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u/Professional_Bid_579 — 23 days ago

College of San Mateo: SPOTLIGHT! Series

Long story short, in 2009 I entered a film contest at CSM and was selected to be filmed for their series called Spotlight! Me, another student, and a visual effects artist that worked on the movie Titanic were interviewed by Katherine Russell, who was the KCSM’s station producer or director.

I never got to see the episode air on TV, but I did remember several friends and family telling me they saw me on TV.

Is there anyway to obtain the episode that was aired in 2009?

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u/Professional_Bid_579 — 23 days ago
▲ 3 r/HiltonHonorsAspire+1 crossposts

Destination With Paris Points

What would be the dream vacation if you were blessed with 500k Hilton Honors points?

I would visit Tokyo and Osaka! They have some beautiful Hilton properties. I LOVE Hilton’s Curio collection because they are so unique and offer a personal touch to the stay.

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u/Professional_Bid_579 — 24 days ago

Full Cost of Initial Payment

I’m looking to buy a home around 700-800k range within the next 2 years. With closing costs and everything else, how much am I expecting to pay up front?

Debating around 15-20% down payment. But how much total should I have in my bank account?

I understand I’ll also need to consider around 5-6 months of mortgage payment as well.

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u/Professional_Bid_579 — 24 days ago

Finally Beat FF7 Rebirth

2 years ago I stopped at chapter 10 because it was by far the worst chapter for me.

Finally spent hours completing it 100% and the following chapters were a breeze.

The most frustrating thing at the end for me was fighting Sephiroth with Cloud and Aerith. I died 8 times when his HP was around 10%. I just couldn’t figure it out. He would automatically kill me no matter what I did or buffed them with.

I tried many tactics and couldn’t stagger him until I read to use Aerith to cast magic on him. It instantly staggered him and I finished him off with Cloud’s limit break. It was chef’s kiss and so quick!

Can’t wait for the next part!

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u/Professional_Bid_579 — 26 days ago
▲ 1 r/braces

Sharp Molar Band

I got 4 molar bands in yesterday, total I have on is 8.

One of them is very sharp from them using a clamp tool to get it on my tooth. It has sharp edges that keeps cutting my tongue.

The office is closed today and through the weekend. Do you think they will be able to smooth it out??

My tongue keeps getting cut and I don’t think that is normal. The first 4 molar bands I had for months was not like this.

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u/Professional_Bid_579 — 27 days ago

Berkeley Show

This was my 4th or 5th time seeing the boys and I enjoyed every single show!

Dashboard Confessional opening was so nostalgic and took me back to high school!

Joe sounded sick and raspy when the show started, but he sounded better as the show went on.

Overall, 10/10 would see them again!

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u/Professional_Bid_579 — 28 days ago
▲ 18 r/IHSS

Harassment From SEIU

I am not interested in becoming a union member. I’m aware of what a union is and what they do.

But they have been calling 5x a day, every day! I would block their number and they’d call from another number. There is no actual way of blocking their numbers.

I’m at the point where I might file a formal complaint for harassment.

They pitch the idea that they are the reason providers get sick pay. FACT: Having sick leave is a California law. They in fact did not have anything to do with why you have sick hours, it’s simply the law. They just want to capitalize on the opportunity and take credit for it. Very annoying.

I’ve also read numerous horror stories of neglect and harassment from the union. No thanks!

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u/Professional_Bid_579 — 1 month ago

Official Resell Won’t List

I’ve listed my Sunday wristband for face value on the official resale site but my listing never shows up! I keep seeing all the other same-day listings for well over $100 more.

Customer service won’t even help me. At this point I think they are prioritizing the higher listings so they can make more money.

I don’t want to risk doing the transaction in person because of how sketchy people are.

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u/Professional_Bid_579 — 1 month ago

My Listing Isn’t On Website

Does anyone know how long for your resale listing to be live?

I listed my Sunday wristband for less than the other listings but I don’t see it when I check the website.

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u/Professional_Bid_579 — 1 month ago

United Quest, AMEX Aspire and CSR - Travel Bank/Credit

I just got approved for United Quest card for $21K credit limit and I currently have the AMEX Aspire.

United Quest card gives $200 travel bank (expires by anniversary date) and AMEX Aspire gives $200 travel bank ($50 per quarter, expires 5 years? I’ve banked $200 in my travel bank so far).

I’m planning on stacking both travel bank credits for $400 in my United travel bank to reduce my out of pocket price for international travels. I have 3 international travels planned for the rest of this year and possibly 2-3 next year.

Do you think this is a good stack? I also have Chase Sapphire Reserve which gives $300 travel credit annually.

So far, I’ve been maximizing my AMEX Aspire and CSR benefits and it’s been great! I went with United Quest because they fly to all the international locations I’m planning to go to. I don’t really care for the United Lounge as I’ve heard they’re pretty full most of the time anyway.

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u/Professional_Bid_579 — 1 month ago

FFVII REBIRTH - Too Many Side Quests!

I stopped playing 2 years ago and left it on chapter 10 because I just couldn’t fathom the side quests. I finally signed on to play and my goodness! Chapter 10 at Cosmo Canyon was by far the worst chapter ever!

Is it me or this game just has SO many unnecessary side quests and mini games that don’t add much to the storyline?

I’m breezing through chapter 11 with Selena the Chocobo. I just finished the part with Cait Sith at Nibelheim.

Looking forward to beating the game then onto Legend of Dragoon for some nostalgia!

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u/Professional_Bid_579 — 1 month ago

How Long For Price Match?

I booked a hotel on 7/7 and immediately submitted a claim to price match; same dates, room, refundable on both platforms, same currency, etc. The transaction got posted 7/9.

In your experience, how long until your price match claim got reviewed? It says a specialist will review the claim within 24 hours but I haven’t heard from Chase regarding the claim.

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u/Professional_Bid_579 — 1 month ago

Finally Got a Fistulotomy!

I had a perianal abscess a few years ago that drained on its own but created a fistula. This year, I’ve had 3 infections in the fistula and was prescribed antibiotics to clear them. They cleared each time. I figure it was time for a surgery because I do not want to keep living like this.

Stool, blood, and pus would come out of the fistula. I was tired of dealing with that!

I just had a fistulotomy done yesterday. The notes said they found 2 opening to the exterior of my anus. Luckily, they were more on the side and not too close to the sphincter muscle.

Surgery took 30 minutes. I did not feel any pain. Today is the day after surgery and I still don’t feel any pain. I finally took the hospital dressing off and surprisingly, minimal bleeding and discharge. I decided to look down there and my anus looked normal! You can’t tell that a surgery had been done.

I guess I’m one of the lucky ones with a successful surgery and minimal changes on the surgical site. I haven’t had a bowel movement, but I was prescribed fiber and senna to prevent constipation. I did not take any pain killers, only acetaminophen as needed.

Placed off work for 2 weeks but honestly, I think I’ll be fine to return after 1 week.

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u/Professional_Bid_579 — 1 month ago