u/YesToWhatsNext

In my 401k I have limited options including an SP500, M Cap, S Cap, Intl. Do I need all 4 or just SP500 + Intl?

I’m thinking we keep 5 years of spending money in some kind of “safe, liquid” account and everything else in VT. Is this a good idea? We are 49/51 and want to retire in 4-6 years. We have enough to retire now but want more to feel safer. The question is what vehicle should we use for our safe / liquid money? I’ve heard bonds can go down.

I am about to ACAT transfer all my funds out of Betterment managed accounts into self-directed accounts. I was going to transfer them to Vanguard or Fidelity but I noticed Betterment itself now has "self-directed" accounts without management fees. Any reason not to use those and leave the $$ at Betterment?

We are a married couple (M51, F49) who want to retire in 5 years. Here is our current portfolio. The high cash amount is because we just sold an inherited house. Please advise on what to do with the cash as well as whether we should sell some stocks and move to bonds. All stocks / bonds are index ETFs. If we should sell stocks for bonds then is it ok to have bonds in a taxable account? I had heard that you want bonds in a Traditional IRA ideally but all our Traditional IRAs are already bonds so no room there to increase bonds. I have a Roth 401k and she has a Roth 457b we plan to max each year for the next 5 years. We do growth / tech indexes in the Roth accounts and broad US / Intl indexes in the taxable accounts. The real estate figures represent our equity. We still owe 445k on our primary home at 2.8% interest rate. Our combined income from employment is 290k per year. Thanks for any and all advice!

We are a married couple (M51, F49) who want to retire in 5 years. Here is our current portfolio. The high cash amount is because we just sold an inherited house. Please advise on what to do with the cash as well as whether we should sell some stocks and move to bonds. All stocks / bonds are index ETFs. If we should sell stocks for bonds then is it ok to have bonds in a taxable account? I had heard that you want bonds in a Traditional IRA ideally but all our Traditional IRAs are already bonds so no room there to increase bonds. I have a Roth 401k and she has a Roth 457b we plan to max each year for the next 5 years. We do growth / tech indexes in the Roth accounts and broad US / Intl indexes in the taxable accounts. The real estate figures represent our equity. We still owe 445k on our primary home at 2.8% interest rate. Our combined income from employment is 290k per year. Thanks for any and all advice!

We are a married couple (M51, F49) who want to retire in 5 years. Here is our current portfolio. The high cash amount is because we just sold an inherited house. Please advise on what to do with the cash as well as whether we should sell some stocks and move to bonds. All stocks / bonds are index ETFs. If we should sell stocks for bonds then is it ok to have bonds in a taxable account? I had heard that you want bonds in a Traditional IRA ideally but all our Traditional IRAs are already bonds so no room there to increase bonds. I have a Roth 401k and she has a Roth 457b we plan to max each year for the next 5 years. We do growth / tech indexes in the Roth accounts and broad US / Intl indexes in the taxable accounts. The real estate figures represent our equity. We still owe 445k on our primary home at 2.8% interest rate. Our combined income from employment is 290k per year. Thanks for any and all advice!

We are a married couple (M51, F49) who want to retire in 5 years. Here is our current portfolio. The high cash amount is because we just sold an inherited house. Please advise on what to do with the cash as well as whether we should sell some stocks and move to bonds. All stocks / bonds are index ETFs. If we should sell stocks for bonds then is it ok to have bonds in a taxable account? I had heard that you want bonds in a Traditional IRA ideally but all our Traditional IRAs are already bonds so no room there to increase bonds. I have a Roth 401k and she has a Roth 457b we plan to max each year for the next 5 years. We do growth / tech indexes in the Roth accounts and broad US / Intl indexes in the taxable accounts. The real estate figures represent our equity. We still owe 445k on our primary home at 2.8% interest rate. Our combined income from employment is 290k per year. Thanks for any and all advice!

I’m heading to Beachbum Berry’s Latitude 29 in New Orleans. Last time we had a Mai Tai and a Pandan Painkiller. I had a Three Dots & A Dash one time I really loved in Hawaii at a Don’s Beachcomber restaurant. What should my wife and I order this time? What are your favorites off this menu?

If you’ve used them in a Daiquiri or a Mai Tai or any other Tiki drink before let me know how it was compared to “regular” limes.

In general, what are the best limes for mixing with rum?

If you’ve used them in a Daiquiri before let me know how it was compared to “regular” limes.

In general, what are the best limes for mixing with rum?

If you’ve used them in a Tommy’s margarita before let me know how it was compared to “regular” limes.

In general, what are the best limes for mixing with tequila?