u/ily300099

My bills are my mortgage, utilities, and insurance. That's it. I have a small savings account, but I feel like I should be enjoying life in my 30s when I'm not on duty.

What are some good low risk investments?

Hello, I'm looking for places to practice medicine coming from western Visaya as a newly diplomate graduate & I have some family members in Makati. I'm highly curious about what your monthly income is as a physician in these establishments?

You're going to have a hard time if:

-Both of you are young in your 20s. Why? Because you're simply young and lack maturity. You will also meet hundreds of new people as you get older and meet more interesting people as life goes on. Whether its in school, new job, or with friends. You will sometimes think twice if you're making the right decision in a LDR when you can be in a relationship close to someone else.

-Both of you have jobs. Why? Notice how I said jobs and didn't say a career. If you have a job, it means you are not established yet. You do not have a consistent source of income and lack financial freedom.

-Both of you lack financial stability. Why? Just like the previous paragraph, lacking financially doesn't give you the freedom of taking nonchalant trips to see each other at any time. Lack of money often requires planning trips carefully so no time is wasted.

Having disposable income makes trips simple by being able to book anytime, anyplace with one another.

-Not knowing what you want in the future. Why? If both of you are unsure and not on the same page.. it will never work.

-If you constantly hangout with the opposite sex constantly besides family members. Why? You are creating a potential obstacle that can possibly lead into something.

-If you don't make time with each other even when time is limited. Why? If you care, you'll make time. Why trust someone if you can't even count on them making an effort?

-Having sexual conversation(ONLY if you've MET ALREADY and TRUST one another). Why? Sex is a normal part of a relationship. It's obviously difficult when both parties are in different continents. At a minimum once a week, a sexual conversation/nudes/vid or phone sex should be completed to release sexual build up.

-Grade each other. Why? How the fuck will you know if the other person likes what you're doing if you don't communicate it? Tell each other your likes & dislikes monthly to improve your relationship.