u/okitsbenji

Not trying to be creepy, genuinely curious.

Sometimes in crowded places like MRT, lifts, queues, or even at work, eye contact gets awkward and people naturally look around. But I wonder if women can immediately tell when someone glances at their chest, whether it’s accidental or intentional.

Does it make you uncomfortable straight away, or only when the person keeps staring? And do you feel differently if it’s a man vs a woman?

Hi all, recently I noticed I have been using margin to purchase some stocks without any warning. How do I turn off the use margin feature. Can any kind soul help me out?

I keep seeing insurance agents posting about MDRT, TOT, awards, overseas trips and sales targets. It got me wondering. I see them keep chionging like they should say this and that to prospects and clients, and then must do this and do that to hit MDRT and TOT.

At the end of the day, are they really recommending what’s best for us, do they know what they are selling or just repeating what their mentor say, or what helps them hit their numbers?

With so much information available online nowadays, is there still a real need for an insurance agent? Can we just buy the policies ourselves without paying someone commissions?

I’m not saying all agents are bad. I’ve met some who genuinely care. But I’ve also heard plenty of stories about people being sold products they didn’t really need.

For those who don’t use an agent, how do you decide what insurance to buy? Have you ever regretted using one, or regretted not having one?

Curious to hear both sides, especially from people who have had good and bad experiences.

I've been trying to collect miles for about 3 years now, and I genuinely don't understand how some people seem to earn so much.

Every YouTube video makes it sound damn easy. They always say things like "just use the right credit card" and you'll be redeeming Business Class flights before you know it. 😅

Meanwhile I'm here after 3 years with nowhere near enough miles for that.

Am I missing something, or do these people just spend way more money than the average person?

Curious what everyone here does. Which cards are you using, do you actually switch cards depending on what you're buying, or is there some trick I'm overlooking?

Would be nice to hear from people who have actually managed to redeem Business Class using miles.

I was just thinking about this during my drive earlier. We all have said at least one of these before "1 more min", "I am reaching", "last game already", etc...

So, I am just curious. What's the biggest lie every Singaporean has told at least once?

Let's see how many are actually universal. LOL!

Like when people insist there is a “correct” way to eat certain food, mix sauces, order a dish, or judge someone’s taste. What’s one food rule you secretly think everyone should relax about? For instance, dipping, mixing, chilli, well-done steak, etc.

I run a business and have used two of the more well-known debt collection agencies in Singapore before.

One eventually got me my money back, but I honestly can’t tell whether it was because of the agency or because the debtor decided to pay on his own.

The other gave lots of updates at the start, videos, reports, promises that progress was being made, then things gradually went quiet. It’s been months and I still haven’t recovered a cent.

Right now, I’m chasing a significant six-figure sum. I’ve also gone through lawyers before, but beyond letters of demand, things can get very expensive and drag on for years if the debtor simply refuses to pay.

For those who have used debt collectors before:
• Did you actually recover your money?
• Was it worth the fees?
• Did the agency genuinely make a difference?
• Or are debt collection agencies mostly selling hope?

Curious to hear both success stories and horror stories.

For me, it’s people who smoke while walking along a narrow pathway. If you’re stuck behind them and can’t overtake, you end up breathing in their smoke the entire way. I mean... if they want to smoke, they can stand somewhere instead of leaving a smoke trail for everyone behind them.

For me, it’s people who smoke while walking along a narrow pathway. If you’re stuck behind them and can’t overtake, you end up breathing in their smoke the entire way. I mean... if they want to smoke, they can stand somewhere instead of leaving a smoke trail for everyone behind them.

Another is people who rush into the MRT before passengers can alight. Suddenly, everyone forgets basic civilisation when the doors open. Sigh!