u/FattyRagdoll

Hi im trading away my PSA 10 Umbreon & Darkrai TAG team and in return I will get a PSA 10 Ray Vmax, PSA 10 Mewtwo 151 Promo, Ascended, Surging Sparks, Prismatic, Black flair, Phantasmal Pokémon center ETB, Normal Prismatic ETB, 151 UPC, 151 ETB. It's a value for value trade I might have missed a couple things but it looks OK so far? I know the umbreon&Darkrai TAG team are low POP card but I feel the sealed stuff and the slabs will go up more in the future? I don't know if some will say it's an L trade because the tag team is kinda a grail? Appreciate some advice. Thanks all

Hi, sorry if this is a dumb question but I just want to make sure I understand this properly.

I’ve been working part time for a couple of years and it’s a cash in hand job. Before anyone says it, yes the earnings have been declared because they show up on my HMRC app.

If I go onto the HMRC app and click on PAY, I can see my payroll number, tax code and estimated taxable income, which is showing £10,800. It also shows all the years I’ve worked there. I get paid around £900 cash a month and HMRC is showing the same amount.

So does that mean my cash in hand job is definitely declared to HMRC?

The reason I’m asking is because over the years I’ve accumulated quite a lot of cash. I haven’t actually counted it all yet but I think I have around £30k+ sitting at home.

If I wanted to put this money into my bank account and the bank asked me where the money came from, would I just say it’s savings from my cash in hand job and show them the HMRC app as proof that the income has been declared?

I’m only asking because I saw another thread on here where people had quite a lot of cash saved at home but apparently hadn’t declared the income. In my case it has been showing on my HMRC account for years, so I just want to make sure I’m understanding everything correctly.

Sorry if this sounds dodgy lol, I’m genuinely just asking because I don’t want to do anything wrong when I deposit it.

When I see an ace 10 card and I see a 9 surface subgrade what does it mean? When I look up the card on the website I don't see anything wrong? Does anyone have any examples of a grade 9 surface subgrade? I see this alot on ace 10 slabs always a 9 on surfaces. I need some example what is actually means? Are you talking about cat hair on the card or print lines etc? Again would love some good example of a 9 surface subgrade thank you :)

Hi I want to grade my cards with PSA but PSA Germany has been announced but they haven't said when? However I could use the sub center but it's going to take months compared to Germany right? Surely PSA Germany would at least cut half the time? Appreciate if anyone knows anything about PSA Germany thank you

I'm thinking of putting in a 5k deposit and pay monthly and handing back the car in 4 years. This is a no brainer right? But then why is there PCP? Yes you can buy the car in the end and it don't good if you buy the car in the end of your contract. That is it right? What is the pros for leasing then? Cons too? I'm confused. If leasing is so good and cheap then why isn't everyone doing this? Can someone deep this for me I'm maybe overthinking this

I'm talking about stuff like Paldea Evolved booster box cases and Surging Sparks booster box cases. My main concern is actually selling them in the future. Let's say I hold them for 5 years and a case is potentially worth xyz. Who is realistically going to buy the entire case? With slabs, it feels easier because you can look at the card, appreciate the artwork, and there's always someone looking for that specific card. But with a sealed case, the buyer is basically buying a large amount of product in one go, and they'd probably wont open it anyways? Maybe I'm overthinking it, but does anyone else think about the liquidity of sealed cases? My portfolio is mainly 70% sealed cases but 65% of them are booster boxes (cases) Appreciate some advice and options thank you all :)

Hi everyone sorry for the random question

To anyone who submitted their cards through the sub-centre for the May deadline on the PSA Regular tier (£65 / 40–50 business days), where are your cards at now?

Mine has been stuck on the “Assembly” stage for over a month now. I’m hoping that means I should be getting them back soon, surely?

For anyone else who submitted through the sub centre for the May deadline, what stage are your cards currently at?

Would really appreciate hearing where everyone is at. Thanks! 😊

Sorry if this is a dumb question, but I know a couple of vendors IRL and they all seem to be doing pretty well. Nice house, nice car, nice lifestyle in general lol.

I understand the basic idea of buying at, say, 70% and selling at 90%+, but is it actually that straightforward once you factor in things like travel, table fees, cards that don't sell, deals where you have to accept less than expected, etc.?

Does anyone here vend regularly and would be willing to share some real life numbers? Things like typical sales, expenses, what you usually have left after everything, average amount per show, etc.

I know every card show is different and sometimes you have a great day while other times you barely do anything, but what would you say is a realistic average?

For example, would £200 to £300 left after expenses for a casual vendor be reasonable? And for the bigger vendors dealing with expensive cards like Ponchos, Moonbreons, etc., can they potentially have £200 to £300 or more left from a single card?

If you're vending once or twice a month, that could be a pretty nice side income alongside a regular job. But the full time vendors who do this every week must be moving a serious amount of stock, so I'm genuinely curious how the numbers actually work.

I'd love to hear from people who actually vend rather than just speculation. What are your typical sales, costs and take home amounts per show?

Would be really interested to hear some actual experiences!

Hi I just received a refund and it came back into my PayPal credit. Is there a way to transfer the PayPal credit to my bank or back into my PayPal balance? In stuck with money in my PayPal credit because I hardly use PayPal credit and I have €300 in it. Appreciate everyone's help

Hi, both my wife and I have been rejected for the finance. I genuinely thought my wife would be accepted, but unfortunately, they ended up rejecting the 0% finance for reasons we don't understand. We own our home, have no mortgage or outstanding debt, so we're really not sure why this has happened.

Tesla has now given her one final option called Tesla Financial Limited. When we click Apply for Loan through the Tesla app, it doesn't take us to a third party website but instead the entire application is completed directly through the app.

What we really like to know is whether applying through Tesla Financial Limited means that the 0% finance is guaranteed to be accepted, or whether she could still be rejected after applying?

This option doesn't seem to appear to include the £2,500 contribution or the trade in offer. As far as I can tell, it only offers the 0% finance.

I'm asking because we've already had three hard credit searches, which have significantly affected both of our credit scores. Before we make another application, we really want to be certain that this option is a guaranteed acceptance for the 0% PCP finance.

I also asked the live chat representative, but unfortunately, they said they didn't know.

Thanks all

I'm planning to PCP with 0% next month but people are saying it's ending this week? Where do people get this info? If it does end, when does it usually come back? Thanks all

Hi, is there any way to find out if I'd definitely qualify for the 0% finance before paying the £250 deposit?

For example, if I pay the £250 deposit and then I'm offered a 10% interest rate instead because I don't qualify for the 0% finance (due to my credit score or whatever criteria they use), would I be able to cancel the order and get my deposit refunded?

I really appreciate any advice or experiences anyone can share. Thanks in advance

Hi everyone this is a bit of a weird question, but ill try to explain it as simply as I can.

I'm looking to get a car on PCP. I know PCP isn't everyones favourite option, but the deal I'm being offered is really good, it suits my needs, and most importantly it's at 0% interest.

The problem is that whenever I apply, I can't get approved for the 0% finance for some reason. I have a good credit history, own my home, and don't have any obvious issues, so I'm not sure why I'm being declined.

My wife however is eligible for the 0% finance. Would it be possible for her to take out the PCP agreement in her name and then add me to the insurance so I can drive the car?

If that isn't allowed, is there another way we could make this work if the finance agreement is in my wife name?

I really appreciate any advice or if anyone has been in a similar situation. Please no idiot answers thank you

Tell me I'm wrong. 90% of people that apply for the 0% finance will probably get 10%+ interest instead of 0% because apparently you need a perfect credit score to get the 0%? Tell me this is not true because I really want the 0% finance but I keep getting 13% from the dealers. Appreciate some tips or tricks to get the 0%?

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Should I reduce my sealed collection and consolidate into a couple of high end slabs instead? I feel like when I eventually sell the sealed product, it could take ages and there’s a higher risk of scams. Slabs seem lower risk from a transaction perspective, although high end cards can also take longer to sell.

At the moment I have

2 cases of Surging Sparks booster boxes

4 Lost Origin blister cases

Fusion strike blister x100

2 cases of Prismatic bundle cases

Around 6 booster boxes from various Scarlet Violet era sets and mega.

Pokemon center ETBs scarlet to mega

I’m considering trading some of my sealed product for a big card such as Moonbreon, tag team cards, or other high end slabs. Do you think that’s a good move or a bad idea? If not those cards, which high end slabs would you target instead?

Appreciate everyone's help ::)