Why is Vt the default recommendation for beginners?
Im not trying to sound snarky or anything. I'm just brand new to this and wanting to invest and reading the wiki and looking at my comments it seems that "vt and chill" is the common saying. What im curious about is why for younger people with more risk why not go a bit riskier and get a higher return? Sorry if this comes off as arrogant im not trying to be; just a young investor that's trying to do more research!