How big of an issue is bad credit utilization?
Edit: thank you everyone!
Okay so I got this card is February, first credit card ever. I pay on time, I actually pay before the due date but I've since learned that actually bad and I should practice AZEO.
But anyways let's just say I've gone over my 30% credit ultilization and I can't get it down until after my statement is generated. How fast does your credit score bounce back from that?
(I don't have a credit score yet but I'd like it to be pristine. Also TransUnion does show a a vantage score I think it's called).