Don’t Buy a Hyundai
The cars are decent, though the quality control isn’t so great these days. But if you do business with Hyundai Motor Finance, they’ll file false claims about you with credit reporting agencies. They’ll write you letters confirming that you have a zero balance and that your account is closed, and the next day they’ll tell Experian et al. that your account is delinquent. You’ll spend dozens of hours on the phone with their agents who don’t speak English, and your credit will be ruined. It’s not worth the hassle.