u/thecoasetheorem

Hey everyone, I need an objective perspective on a situation with my best friend. English is not my first language so I used AI to write the post.

Some context: A small group of 3 of us (my best friend, me and another guy) were planning a summer trip to stay at my family’s house in another region. Because we were using my family’s place, the dates were fixed based on availability.

A few days prior, my best friend had started talking to a new guy. She was considering several different week options to travel with him. However, she ultimately chose the same dates as our group trip because, according to her, picking other dates would cut her summer short / break up her routine and she wanted a “slow summer”.

Because she picked those specific dates with him, she dropped out of our trip, which directly caused the group plan to be cancelled (there were only 2 of us left and do not have such a tight relationship to go on a several-day trip together).

I'm feeling really hurt and frustrated about a few things:

1. She had multiple date options to travel with the new guy, while our dates were fixed.
2. It left me with no major summer plans right before I have to undergo a medical procedure that will keep me stuck at home recovering.

When I tried to express my frustration about the situation, she told me I was manipulating and pressuring her. She feels that since we already have another short 4-day trip booked together the following week, we are seeing each other anyway, so it shouldn't be a big deal.

I get that people are independent, free to manage their summer however they want, and not responsible for my entertainment. Also it’s true that my best friend expressed from the beginning that she was also considering traveling with the news guy in those exact days. However, I had shared with her days prior that I was going through a rough patch emotionally, feeling down, and had very few plans for August. While I respect her autonomy, I expected a bit more empathy and flexibility from my best friend, and I feel that she had the option to make both trips work, but chose not to.

How would you approach this? I have been feeling so down these past days and don’t know how to get over it.

ETA (if it adds context): I proposed the trip to 5-6 people but since it was a bit last minute most of them already had other plans / could not make it. So only 3 of us (including me) were left.

I want to remove hair around the nipples. Most of them are vellus but I have several terminal hairs which I find very annoying when they are growing, I’m conscious about them and they have impacted my relationships.

I’m afraid laser will make it worse. I don’t have PCOS, my testosterone is within a normal range but on the higher end, but as a teenager I had hormonal imbalances. So I was thinking about getting electrolysis and getting rid of it for good.

I’ve read however that some people advice to try laser first.

I am a woman by the way.

I want to remove hair around the nipples. Most of them are vellus but I have several terminal hairs which I find very annoying when they are growing, I’m conscious about them and they have impacted my relationships.

I’m afraid laser will make it worse. I don’t have PCOS, my testosterone is within a normal range but on the higher end, but as a teenager I had hormonal imbalances. So I was thinking about getting electrolysis and getting rid of it for good.

I’ve read however that some people advice to try laser first.

I am a woman by the way.

Lo que dice el título. Vendisteis dinero invertido para tener liquidez (aunque fuera una parte) o teníais ya vuestra “bolsa” completa en cash?

Si vendisteis, ¿qué % de vuestro total invertido vendisteis? ¿Y qué % de la entrada de la vivienda venía de dinero invertido?

I (25F) have always been quite hairy. Both my parents are as well so it’s mainly genetics although during my teens I believe there was also some kind of hormonal imbalance (used to have high testosterone and other hormones).

I’m especially conscious about some chest hair I have. I have never told anyone and it has definitely impacted my sexual life and relationships but it’s another story. I finally gathered the courage to tell my gyno and she told me I could do laser but that she wanted to prescribe blood work to make sure nothing hormonal was going on. The tests came back clear, testosterone, estrogen and progesterone all at regular levels.

Im too conscious to do laser in that area so I was thinking about buying an IPL device. Will it work there? Are there any risks/downsides? Any personal experiences? Thanks in advance.

Edit to add: I don’t have PCOS neither, or least no cysts in ovaries, and my periods are very regular and not too heavy.

I need to work this weekend. I turn on my computer and a blue screen comes up, stating I need to type the “BitLocker recovery key”. I log in to my account from my work phone to access the key but it states that it is restricted by the organisation (only IT has access).

This is not the first time I have trouble with my computer during weekends or when working late nights. IT support in my firm is only available during official working hours.

I have raised the issue several times (they could even set up offshore teams or something like that) but I guess it’s not worth it for the firm.

How does it work in your firm/country? Do you have the same problem?

Lo que dice el título. Últimamente cada vez que pido cosas online, el repartidor llama al interfono y pregunta si puede dejar el paquete en el ascensor. No acabo de entender cómo funciona ya que cuando lo entregan en mano piden el número de DNI, ¿cómo justifican la entrega si lo dejan en el ascensor?

Por otro lado, vivo en un edificio con 2 escaleras, 12 pisos y 4 viviendas en cada uno, o sea 96 viviendas en total. Además algún ascensor no va del todo bien, y a veces si tras marcar el botón del piso destino para en algún otro por el camino (bastante común dado el número de vecinos), pierde la memoria y hay que volver a darle al piso al que querías ir inicialmente.

Teniendo en cuenta el fallo del ascensor y que en mi edificio vive mucha gente, me genera bastante inseguridad que el paquete pueda perderse por el camino.

Veis razonable que pida a los repartidores que suban a mi casa para dármelo en mano?

I bought MU @ around 700. I also have been eyeing MUU ETF for a while now. I’m not from the US so MUU is not available in my country but I’ve seen there’s other leveraged ETF available here. I have 1.1k spare to invest, and after the earnings call I’m considering going on x3 leverage. Would likely hold for 2-3 weeks depending on how the stock performs.

Having serious doubts on whether going in today and hoping for a positive weekend gap or waiting until Monday. Also was initially considering x2 leverage but maybe I should go x3. These are 1.1k I wasn’t counting on anyway (it was a small amount I invested in crypto and realised the gains).

Los que tenéis carteras “considerables” (>100k o >200k por decir algo), cómo lo hacéis? Tenéis ya vivienda en propiedad? Alquiláis con la idea de comprar algo dentro de varios años?

Tengo 27 años y mi net worth es de 90k, pero solo tengo 30k invertidos. El resto está en cuenta remunerada de trade republic al 2.25%. En algún momento me gustaría comprar una casa, no tengo especial prisa pero tampoco quiero esperar 10 años. Mi idea es ponerme a mirar viviendas para comprar en unos 3 años.

La cosa es que me está costando mantener tanto cash, siento que el coste de oportunidad es bastante elevado. A veces me planteo incluso alquilar algo durante varios años para poder invertir más dinero y hacer crecer el saco. Pero claro el alquiler también es un gasto. Además nadie me asegura que cuando me decida a comprar vivienda (y tenga que vender lo invertido) la bolsa esté en un buen momento.

He leído bastante sobre invertir y la teoría me la sé, pero no he encontrado mucha información sobre cómo asignar los ahorros/ingresos cuando hay una posible compra de vivienda a la vista. La verdad es que estoy bastante indecisa.

Edit: mi problema es más bien el de fijar un plazo para mi objetivo (compra de vivienda). No sé si fijar los 3-4 años sí o sí o si flexibilizarlo a un periodo más largo.

I invested 23k in a broad market index fund. I also invested 4k in SMH and stocks from 3 companies. In 2 months those 4k are yielding more profitability (in absolute figures) than the 23k.

I know investing in sector specific ETFs and stocks carries more risk and it may go down as quick as it went up but I’m tempted to DCA more into those rather than the broad market index fund, at least now with the semis rally.

Hace un par de años que voy recibiendo SMS de Procobro. No tengo ninguna deuda, así que no sé si puede tratarse de un error o si es que alguien ha dado mi número de teléfono como contacto.

Los SMS suelen ser como el siguiente: “Pague hoy y evite la interposicion de la demanda y el posterior embargo de sus bienes. TLF 911174710 o recobro@procobro.es”

Nunca he contactado pensando que era algún tipo de spam. Os ha pasado algo similar? Llamaríais?

Hace un par de años que voy recibiendo SMS de Procobro. No tengo ninguna deuda, así que no sé si puede tratarse de un error o si es que alguien ha dado mi número de teléfono como contacto.

Los SMS suelen ser como el siguiente: “Pague hoy y evite la interposicion de la demanda y el posterior embargo de sus bienes. TLF 911174710 o recobro@procobro.es”

Nunca he contactado pensando que era algún tipo de spam. Os ha pasado algo similar? Llamaríais?

I don’t have a stem background and the industry is hella technical. I learnt about the value chain, memory chips, processors, data centers, IaaS Saas etc. And sometimes when I read a headline stating that for example Nvidia has done this or that, I have trouble understanding the impact for the industry (eg the announcement of them launching their own CPU).

To what extent are you familiar with the business and industry?

I guess I just have to read more and become familiar with all the terms and concepts.

Buenas!

Llevo unos días dándole vueltas a un proyecto que vi hace un tiempo por Reddit y no hay manera de encontrarlo. A ver si alguien de por aquí lo tiene guardado en marcadores o le suena.

Si no recuerdo mal, eran unos ingenieros que habían desarrollado una página web o app que transformaba el análisis de empresas en cartas coleccionables (tipo cromos de juegos de mesa).

En cada carta te venía el diseño de la empresa y te indicaba visualmente las métricas principales o el veredicto de si convenía Comprar, Mantener o Vender (Buy/Hold/Sell).

Estoy casi segura de que lo vi en un sub en español, aunque ya dudo de si estaba en inglés y me estoy mezclando las cosas.

¿A alguien le suena el nombre del proyecto o conserva el enlace al post original?

¡Mil gracias de antemano!

Buenas!

Llevo unos días dándole vueltas a un proyecto que vi hace un tiempo por Reddit y no hay manera de encontrarlo. A ver si alguien de por aquí lo tiene guardado en marcadores o le suena.

Si no recuerdo mal, eran unos ingenieros que habían desarrollado una página web o app que transformaba el análisis de empresas en cartas coleccionables (tipo cromos de juegos de mesa).

En cada carta te venía el diseño de la empresa y te indicaba visualmente las métricas principales o el veredicto de si convenía Comprar, Mantener o Vender (Buy/Hold/Sell).

Estoy casi segura de que lo vi en un sub en español, aunque ya dudo de si estaba en inglés y me estoy mezclando las cosas.

¿A alguien le suena el nombre del proyecto o conserva el enlace al post original?

¡Mil gracias de antemano!

Hi everyone, I’m (27F) looking for some neutral perspective on a situation that happened with my best friend (27F as well).

For context, we text almost every day.

I am quite introverted and reserved by nature. My friend knows I have a very complicated relationship with my mother, alongside other ongoing family issues at home involving my parents (infidelity and some heavy financial stress, parents with no retirement plan etc). She knows these topics are sensitive for me.

This past weekend was particularly rough at home, and a couple of days ago, my friend asked me how things were going with my mother. I just replied, "Crisis again” and changed the subject because I didn't want to dig into it. However yesterday she pushed a bit and asked me a couple of times to tell her what had happened.

Since we are so close, I decided to open up and sent her two voice notes (around 6-7 minutes total) explaining the situation. Sharing this took a lot of emotional energy for me, and reviving the topic left me feeling quite vulnerable and raw.

Right after I sent them, she stopped replying to our chat, though she was active elsewhere on social media throughout the evening and night (texting on group chats, posting on insta etc).

She finally replied today around midday (she entered the chat due to an unrelated topic and then she listened to my audios).

By the time she replied, my headspace had completely changed. I no longer felt like discussing the topic, but I also feel like I’d like to address the situation.

I understand people get busy, tired, or simply don't have the immediate capacity to process a long audio message on a weekday evening. But in the other hand I feel like if she’s the one insisting I explain to her my issues, it’s normal I expected her to be present for the conversation, not disappear. I spent the evening, like I said, feeling vulnerable.

Would you say something? Nothing aggressive I’d just like to express how I felt. I also don’t want to create drama or make her feel walking on eggshells or pull away.

Me quiero comprar un piso y mis padres pueden ayudarme algo (con unos 20-30k). Vivo en Cataluña y la verdad es que me repatea pagar impuestos por algo así. Que opciones hay para evitarlo?

Había pensado que, en vez de darme el dinero directamente para la entrada, me den una parte del dinero poco a poco por adelantado (por ejemplo 5-10k) y el resto que lo destinen comprar muebles y electrodomésticos. Algo así. Sería buena idea? Entiendo que hacienda no tendría forma de trazar eso, no? De hecho a sus ojos los muebles podrían ser suyos y simplemente cedermelos temporalmente o algo así.

Sería legal?

Hi everyone,

I’m fairly new to investing and today I decided to try day trading for the very first time. Safe to say, it will also be my last.

I picked a highly volatile stock (guess which one haha), and even though I only put in a small amount of money, I ended up glued to my screen the entire day. I got out at breakeven after 6 hours in the market and having seen +20% and -20% returns. Honestly I was just happy it was over.

Before this I had done a couple of trades around two weeks long and those turned out pretty well. But day trading is definitely not for me. I’ve realized I much prefer holding for a few months and long-term investing.

So here I am. How much time do you usually spend researching a company before you decide to buy their shares? What does your DD process look like?

Would love to hear your thoughts and routines.

Hi everyone,

I’m fairly new to investing and today I decided to try day trading for the very first time. Safe to say, it will also be my last.

I picked a highly volatile stock (guess which one haha), and even though I only put in a small amount of money, I ended up glued to my screen the entire day. I got out at breakeven after 6 hours in the market and having seen +20% and -20% returns. Honestly I was just happy it was over.

Before this I had done a couple of trades around two weeks long and those turned out pretty well. But day trading is definitely not for me. I’ve realized I much prefer holding for a few months and long-term investing.

For those of you who focus on medium or long-term investing: How much time do you usually spend researching a company before you decide to buy their shares? What does your DD process look like?

Would love to hear your thoughts and routines.

We currently have a 3 day/ week in the office policy. How is it in your region? Do you expect it to be back to full in person in the future?